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Preferred Risk Insurance Jobs in Miami, FL (NOW HIRING)

Hut 8

Risk & Change Manager

Fort Lauderdale, FL

... preferred. - Precise, disciplined documentation and unemotional negotiation support style ... insurance, as well as paid time off. We are proud to invest in building the best team in the ...

Hut 8

Risk & Change Manager

Miami, FL · On-site

... preferred. - Precise, disciplined documentation and unemotional negotiation support style ... insurance, as well as paid time off. We are proud to invest in building the best team in the ...

Hut 8

Risk & Change Manager

Miami, FL

... preferred. - Precise, disciplined documentation and unemotional negotiation support style ... insurance, as well as paid time off. We are proud to invest in building the best team in the ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Miami, FL

Preferred Risk Insurance information

See Miami, FL salary details

$13

$29

$70

How much do preferred risk insurance jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for preferred risk insurance in Miami, FL is $29.01, according to ZipRecruiter salary data. Most workers in this role earn between $18.61 and $37.02 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Miami, FL?

For Preferred Risk Insurance jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Miami, FL look for?

The top searched job categories for Preferred Risk Insurance jobs in Miami, FL are:

What cities near Miami, FL are hiring for Preferred Risk Insurance jobs?

Cities near Miami, FL with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Miami, FL as of June 2026, with employment types broken down into 49% Full Time, 41% Part Time, and 10% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $60,351 per year, or $29 per hour.

Risk & Change Manager

Fort Lauderdale, FL

Hut 8
See more jobs at Hut 8external

Full-time

Medical, Dental, Vision, Life, PTO

Posted 18 days ago

Key responsibilities

  • Maintain the project risk register, including identification, quantification, mitigation plans, and monthly reviews.

  • Manage the change order process from identification through approval, including logging, scope/pricing review, and entitlement assessment.

  • Support change negotiations by providing independent pricing checks, productivity review, and settlement recommendations.

Job description

ABOUT HUT 8

Imagine the ultimate destination for those who want to work at the cutting edge of technology, energy, and infrastructure. Hut 8 is on a mission to build and operate some of the world's largest data centers for next-generation computing workloads, including AI, Colocation, Cloud, and Bitcoin Mining. We are proud to offer interesting and challenging opportunities for individuals who want to build teams, solve problems, and make an impact from day one. If you're an ambitious individual looking for a career that is as rewarding as it is challenging, you've come to the right place.

ABOUT THE ROLE

The Risk & Change Manager maintains the project risk register and drives mitigation ownership, and manages the change order process from identification through approval for a data center build. On a fast program, unmanaged risk becomes unbudgeted change - this role runs the discipline that keeps surprises small, priced, and decided on purpose.

Some of the key responsibilities you should expect are the following:

Risk Management

Own the project risk register end to end: structured identification workshops, probability/impact quantification with cost and schedule ranges, mitigation plans with named owners and dates, and monthly risk reviews that actually retire risks rather than admire them. Escalate top exposures to program leadership with clear asks.

Change Identification & Control

Run the change process across GC/EPC and vendor contracts: early identification of potential changes from RFIs, field conditions, and design evolution; change notice logging; scope/pricing review; and entitlement assessment against contract terms before commercial posture is set.

Negotiation & Resolution Support

Support the PM and supply chain in change negotiations: independent pricing checks, productivity and quantum review, and settlement recommendations. Keep the change log current from identification through executed change order.

Contract Compliance & Claims Avoidance

Monitor notice requirements, time-bar clauses, and documentation obligations across contracts. Build the contemporaneous record - directives, delay notices, photos, meeting minutes - that prevents disputes or wins them if they come.

Cost & Forecast Integration

Feed risk exposure ranges and pending-change forecasts into the Cost Controller's monthly report so the forecast reflects reality, not just executed commitments.

Process & Standards

Build Hut 8's risk and change playbook: templates, thresholds, approval matrices, and lessons learned applied across the program.

ABOUT YOU

-      What we're looking for:

- 6+ years in project controls, commercial management, contract administration, or risk/change roles on major capital projects.

- Strong contract literacy across GMP, lump sum, and EPC forms - entitlement, notice provisions, and change mechanics.

- Experience running quantified risk registers (Monte Carlo exposure a plus) with real mitigation ownership.

- Change order lifecycle depth: identification, pricing review, negotiation support, and execution.

- Claims-awareness: you build the record before you need it.

- Construction cost fundamentals sufficient to challenge contractor pricing credibly.

- Data center, power, or heavy industrial project background preferred.

- Precise, disciplined documentation and unemotional negotiation support style.

- Bachelor's degree in engineering, construction, quantity surveying, or related field; site travel as needed (15-25%).

ABOUT THE WORK ENVIRONMENT

This role can be based full-time at the project site or out of our Miami headquarters. Miami-based employees should expect frequent travel to the project site, including extended periods on-site as project needs require.

WHAT MAKES HUT 8 A GREAT PLACE TO WORK

Hut 8 offers a benefits and wellness program that includes medical, dental, vision, life, and short-term and long-term disability insurance, as well as paid time off. We are proud to invest in building the best team in the industry. At all levels of the organization, we are driven by an entrepreneurial spirit, radical transparency, and relentless growth mentality.

At Hut 8, you will have the opportunity to:

▶ Work with bright, driven peers from a range of educational and professional backgrounds including software development, energy, engineering, entrepreneurship, investment banking, private equity, and management consulting

▶ Design and pitch new products, services, and other initiatives to a leadership team consisting of serial entrepreneurs and seasoned executives and backed by a board of directors consisting of industry veterans of energy, finance, and government

▶ Debate ideas and alternatives in a truly meritocratic setting where the learning curve is steep and the lessons come from both senior and junior members of the team

▶ Build a lifelong network of friends and professional connections at the cutting-edge intersection of technology, energy, and infrastructure