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Preferred Risk Insurance Jobs in Pennsylvania (NOW HIRING)

AEG

Director, Risk Management

Conshohocken, PA · On-site

Essential Duties and Responsibilities • Review contractual indemnity and insurance language and ... preferred • Demonstrated experience with RMIS platforms (e.g. Origami) • Proven experience ...

PNC Bank

LOB Risk Lead

Collier, PA

Preferred Skills Change Management, Conflict Management, Crisis Management, Emerging Risks ... This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act ...

Wsfsbank

Wealth ERM Risk Analyst

Philadelphia, PA · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

WSFS Bank

Wealth ERM Risk Analyst

Philadelphia, PA · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

WSFS Bank

Wealth ERM Risk Analyst

Philadelphia, PA · On-site

$77K - $127K/yr

Preferred experience creating/conducting risk assessments. WSFS Bank will only consider candidates ... insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness ...

ParetoHealth

Director, Risk Strategy

Philadelphia, PA · On-site

We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver ... skills Preferred: * Deep understanding of risk-sharing structures and stop-loss mechanics

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Preferred Risk Insurance information

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Pennsylvania? For Preferred Risk Insurance jobs in Pennsylvania, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Pennsylvania look for? The top searched job categories for Preferred Risk Insurance jobs in Pennsylvania are:
What cities in Pennsylvania are hiring for Preferred Risk Insurance jobs? Cities in Pennsylvania with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you
Risk and Finance Manager

Risk and Finance Manager

Pittsburgh Cultural Trust

Pittsburgh, PA • On-site

$60K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

The Risk and Finance Manager is responsible for monitoring financial processes and general organizational risk issues to improve safety, reduce costs, and mitigate organization risk through diligent oversight and process improvement. This position is tasked with assessing the risks associated with the Trust's physical and financial operations and ensuring the Trust proactively implements and responds appropriately to prevent or reduce loss. To accomplish this work, the Manager will gather data from across Trust venues and departments, review procedures, confer with outside insurance/risk contacts, identify ways to reduce risk, and develop strategies for implementing changes in the workplace. Key workflows involving the Manager include loss prevention processes, insurance, worker's compensation, and any related legal actions.
Knowledge, Skills & Experience Required:
Education: Bachelor's degree in accounting, finance, business management, arts administration or related field required.
Work Experience: Minimum 5 years' experience in risk management, safety, accounting, or business management required. Experience with arts administration and non-profit administration preferred.
Supervisory Experience: No supervisory experience required, although experience leading through influence is helpful.
Technical Skills: Strong working knowledge of Microsoft Office required, especially Excel. Knowledge of insurance terminology and practices is critical, and familiarity with basic legal concepts and legal claims management is very helpful.
Intangibles: Excellent attention to detail, responsive, problem-solving orientation, and inquisitive nature. Collaborative worker and solid team player. Strong time management skills with the ability to manage multiple priorities in a fast-paced environment. Mathematical orientation and good comfort level with data analysis. Outstanding communication skills.
Essential Functions:
Main job responsibilities:
  • Refinement of organizational processes to protect employees, guests, artists, and the organization - educating staff members about best practices, taking proactive steps to address potential hazards in Trust venues and office spaces, and securing proper insurance to protect the Trust's financial interests.
  • Documentation of all safety issues for reporting and loss prevention.
  • Resolution of insurance issues with claims adjusters and insurance agents - includes property damage claims filed by the Trust as well as guest, employee, and other outside claims made for losses occurring on Trust premises. Serving as the point of contact within and for the PCT for all claims may require work on nights and weekends.
  • If legal action occurs associated with a claim or risk event, serve as the liaison to insurance agents and counsel while working closely with the PCT Chief Financial Officer and Chief Administrative Officer.
  • Participation and contribution to the Trust's Safety Committee, providing safety data, industry best practices, insurance expertise, and financial knowledge to safety and loss control discussions.
  • Serve as the PCT liaison to the insurance broker for all insurances, including workers' compensation, general liability, employee benefits, liquor, cyber, umbrella, property, fine arts, and executive risk. Review and organize the annual review and binding of insurance policies, avoiding gaps in coverage and keeping cost reasonable.
  • Assist and track finances related to capital projects.
  • Perform project-based work at the direction of the Director of Budget and Financial Systems, Director of Finance and Controller, Chief Financial Officer, or Chief Administrative Officer.
  • Support and provide backup to relevant functions within the Finance department.
  • Demonstrate a commitment to diversity, equity, accessibility, and inclusion through continuous development, modeling inclusive behaviors, and proactively managing bias.
  • Perform other responsibilities as assigned.
Supervisory responsibility: The Manager does not have any direct supervisory responsibility.
Decision-making responsibility: This position exercises significant discretion regarding organizational response to risk/liability issues, as well as various insurance and sales processes.
Budgetary responsibility: The Manager manages the insurance line items in the organizational budget.
Strategic responsibility: This position contributes to the organizational strategy for risk prevention and loss control.
Reporting requirements: The Manager provides reporting on insurance claims and safety/risk prevention issues as requested.
Travel requirements: Limited travel (less than 5%) is required for this position.
Physical demands: This position involves mainly office work - occasional lifting up to 20-30 lbs. may be required. The individual should be able to sit and/or view a computer screen for extended periods of time.
Salary Range starting at $60,000
The Pittsburgh Cultural Trust is an equal opportunity employer. All applicants are considered for employment without attention to race, color, age, religion, sex, sexual orientation, gender identity, ethnicity, national origin, veteran or disability status.
Employees are expected to be able to perform the essential duties and responsibilities of this position, with or without job modification/reasonable accommodation. If an employee believes a job modification/reasonable accommodation is needed, please contact Human Resources so that a review can be conducted. The Pittsburgh Cultural Trust strives to comply with the accommodation provisions of the Americans with Disabilities Act, Title VII of the Civil Rights Act, the Pregnant Workers Fairness Act, and other related federal, state, and local laws.

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