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Personal Lines Insurance Agent Jobs in Fulton, NY

... other personal lines of insurance * Retail sales experience * Customer service or hospitality experience * HS degree required; BS preferred * 1-3 years previous experience in an insurance agent ...

Remote Insurance Agent

Syracuse, NY · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... By applying, you consent to the collection and use of your personal information for recruitment ...

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Showing results 1-20

Personal Lines Insurance Agent information

See Fulton, NY salary details

$22.9K

$46.9K

$81.8K

How much do personal lines insurance agent jobs pay per year?

As of Sep 4, 2026, the average yearly pay for personal lines insurance agent in Fulton, NY is $46,875.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,200.00 and $52,800.00 per year, depending on experience, location, and employer.

What is a personal lines insurance agent?

A Personal Lines Insurance Agent is a licensed professional who helps individuals and families find insurance policies that protect their personal assets, such as homes, cars, and personal property. They assess clients’ needs, provide quotes, explain coverage options, and assist with the application process. Personal Lines Insurance Agents also provide ongoing support, such as helping clients file claims or make changes to their policies. Their main goal is to ensure clients have the right coverage for their unique situations.

What are the key skills and qualifications needed to thrive as a personal lines insurance agent, and why are they important?

To thrive as a Personal Lines Insurance Agent, you need strong knowledge of insurance products, sales acumen, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and policy management systems is typically required. Excellent interpersonal skills, active listening, and persuasive communication set top agents apart in building client trust. These skills are critical for effectively identifying client needs, securing policy sales, and maintaining long-term relationships in a competitive market.

What are some common challenges personal lines insurance agents face when handling client accounts?

Personal Lines Insurance Agents often encounter challenges such as managing a high volume of client inquiries, staying updated with frequent changes in insurance regulations, and ensuring clients have adequate coverage tailored to their changing needs. Balancing sales goals with providing exceptional customer service can also be demanding, as agents must build trust while meeting performance targets. Additionally, agents regularly collaborate with underwriters and claims adjusters to resolve client issues and process policy changes efficiently.

What is the difference between Personal Lines Insurance Agent vs Property and Casualty Insurance Agent?

AspectPersonal Lines Insurance AgentProperty and Casualty Insurance Agent
CertificationsState licensing, insurance licenseState licensing, insurance license
Work EnvironmentInsurance agencies, brokerages, onlineInsurance agencies, brokerages, online
Industry UsageFocus on personal policies like auto, homeBroader coverage including commercial policies
Search & ComparisonOften compared for personal insurance rolesMore comprehensive, includes commercial

Personal Lines Insurance Agents primarily handle personal insurance policies such as auto and homeowners insurance. Property and Casualty Insurance Agents have a broader scope, including both personal and commercial policies. While both roles require similar licensing and work in similar environments, Personal Lines Agents focus on individual clients' needs, making them more specialized in personal coverage options.

Why do so many personal lines insurance agents quit?

Personal lines insurance agents often leave the profession due to high workload, commission-based pay structures, and limited career advancement opportunities. The job can be stressful, requiring strong customer service skills and ongoing licensing requirements, which can contribute to turnover.

What are popular job titles related to Personal Lines Insurance Agent jobs in Fulton, NY?

For Personal Lines Insurance Agent jobs in Fulton, NY, the most frequently searched job titles are:

What cities near Fulton, NY are hiring for Personal Lines Insurance Agent jobs?

Cities near Fulton, NY with the most Personal Lines Insurance Agent job openings:

Infographic showing various Personal Lines Insurance Agent job openings in Fulton, NY as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $46,875 per year, or $22.5 per hour.

Bilingual Insurance Sales Trainee/Sales Representative

Freeway Insurance

Syracuse, NY • On-site

$16 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Key responsibilities

  • Solicit new business and maintain current business levels to achieve or exceed sales production goals.

  • Build and leverage client relationships to expand business and meet production goals.

  • Accurately account for currency transactions and ensure timely deposit of funds with documentation.


Freeway Insurance rating

8.2

Company rating: 8.2 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

147th of 315 rated insurance


Job description

We are growing and searching for you!   

Sign-On Bonus Opportunity of up to $1,000*

Pay Range: For a Bilingual Insurance Sales Representative is $16-$20/ hourly.   

Our Compensation package includes a competitive base salary + monthly uncapped commissions + renewal commissions + monthly bonus incentives!    

Our Company:

Confie and its family of companies -Freeway Auto Insurance, Acceptance  Insurance, Southern Harvest, InsureOne, Bluefire & others - is one of the largest privately held insurance brokers in the United States and has been ranked the #1 Personal Lines Agency by the Insurance Journal for the tenth straight year! With over 1250 locations with retail locations across 27 states and licensed providers for all states, we encourage you to take your career and income potential to new heights! We are proactively looking for bright, talented, and motivated individuals who are goal oriented and excited for career advancement. Come Grow With Us!

What We Offer:   

  • Uncapped commission potential
  • Lucrative bonus opportunities including performance-based bonuses and sales competitions
  • No cold calling involved
  • Continuous on-going training and mentorship
  • Growth-oriented culture with internal promotion opportunities
  • Comprehensive Benefits package including medical, dental, vision, and life insurance
  • Comprehensive 401K plan with competitive employer match
  • Paid time off including holidays, vacation, and personal time
  • Annual incentive trip for top performers
  • Fitness perks: Corporate discounts and/or reimbursements to gyms are available, makes staying active more accessible. 
  • Employee Assistance Program: Confidential assistance to you or anyone in your household who is experiencing personal or professional problems — at no cost. 
  • Extra Perks: Access to disability, hospital indemnity, universal life, critical illness, and accident insurance plans.  

What You Will Do:   

As a Bilingual Insurance Sales Representative, you will be responsible primarily for the sale of nonstandard auto insurance to new and existing customers.   

  • Solicit new business and maintain current business levels in order to achieve or exceed sales production goals.
  • Expand business by proactively building relationships with existing customers to meet the agreed upon production goals.
  • Accurate accounting of all currency transactions as well as timely delivery of deposits to the bank with scanned documentation in agency management system.
  • Connects very quickly; builds and leverages client relationships.
  • Ability to educate and advise the customer on which products best fit their needs 

The Perfect Match:  

  • Personal Lines or Property and Casualty license preferred (but not required).
  • Bilingual in English and Spanish preferred (but not required).
  • Sales or customer service experience.
  • High School Diploma or GED.
  • Ability to build relationships with sales customers.
  • Excellent follow-up and multi-tasking skills.
  • Ambitious professional motivated by opportunity for advancement.
  • Excellent written and verbal communication skills. 

Location: On Site. 

Insurance Sales 
Insurance Agent 
Hiring Immediately 
Freeway Auto Insurance  

EBU 


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