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Personal Injury Protection Claims Examiner Jobs (NOW HIRING)

What You Will Do Investigates, evaluates and resolves complex personal injury, product liability ... protected under federal, state, or local law. Starting rate of pay may vary based on factors ...

Personal Injury Claims Examiner

Lakeland, FL · On-site

$23.41 - $29.41/hr

Your Impact at GEICO As a Personal InjuryClaims Examiner,you'llprovide reassurance ... of personal injury insurance claims, and monitor case files over the course of treatment. What ...

Senior Claim Examiner

Los Angeles, CA · On-site

$72K - $123K/yr

Chubb is currently seeking a Workers' Compensation Lost Time Senior Claim Examiner for our West ... personal injury protection / medical injury, or general liability claims. * Requires basic ...

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Personal Injury Protection Claims Examiner information

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$15

$21

$27

How much do personal injury protection claims examiner jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for personal injury protection claims examiner in the United States is $21.11, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $23.56 per hour, depending on experience, location, and employer.

What does a Personal Injury Protection Claims Examiner do?

A Personal Injury Protection (PIP) Claims Examiner is responsible for reviewing and processing insurance claims related to personal injuries, typically arising from auto accidents. They evaluate the validity of claims, review medical records and accident reports, and determine the extent of coverage based on state laws and policy terms. These professionals communicate with claimants, medical providers, and legal representatives to ensure all necessary documentation is provided and verify the legitimacy of the claims. Their goal is to ensure that claims are handled efficiently, fairly, and in accordance with regulatory guidelines.

What is the difference between Personal Injury Protection Claims Examiner vs Auto Claims Adjuster?

AspectPersonal Injury Protection Claims ExaminerAuto Claims Adjuster
CredentialsInsurance licenses, claims certificationInsurance licenses, claims certification
Work EnvironmentInsurance company offices, remote optionsField work, insurance offices
Industry UsageAuto insurance, PIP claimsAuto insurance, vehicle damage claims
Primary FocusEvaluating PIP injury claims and coverageAssessing vehicle damage and liability

While both roles involve insurance claims, a Personal Injury Protection Claims Examiner specializes in evaluating PIP injury claims and coverage, often working within insurance companies. An Auto Claims Adjuster handles vehicle damage assessments and liability determinations, sometimes working in the field. Both require similar credentials and are integral to auto insurance processes, but their focus and work environments differ.

What are the typical daily responsibilities of a Personal Injury Protection (PIP) Claims Examiner?

A Personal Injury Protection Claims Examiner is responsible for reviewing and processing insurance claims related to personal injuries, often resulting from automobile accidents. On a typical day, they evaluate claim forms, verify coverage, assess medical documentation, and communicate with policyholders, medical providers, and attorneys to gather supporting information. The role also involves determining the validity of claims, calculating payments, and ensuring compliance with state regulations and company policies. Effective time management, attention to detail, and strong communication skills are essential, as examiners often handle multiple cases simultaneously.

What are the key skills and qualifications needed to thrive as a Personal Injury Protection Claims Examiner, and why are they important?

To thrive as a Personal Injury Protection Claims Examiner, you need a thorough understanding of insurance policies, medical terminology, and claims processing, typically supported by experience in insurance or a related field. Proficiency with claims management software, medical billing systems, and familiarity with state regulations is commonly required, and some employers may seek industry certifications such as AIC or CPCU. Attention to detail, analytical thinking, and strong interpersonal communication help examiners accurately assess claims and interact with policyholders and medical providers. These skills ensure efficient, fair, and legally compliant claims processing, which protects both the company and the insured parties.
More about Personal Injury Protection Claims Examiner jobs
What cities are hiring for Personal Injury Protection Claims Examiner jobs? Cities with the most Personal Injury Protection Claims Examiner job openings:
What states have the most Personal Injury Protection Claims Examiner jobs? States with the most job openings for Personal Injury Protection Claims Examiner jobs include:
What job categories do people searching Personal Injury Protection Claims Examiner jobs look for? The top searched job categories for Personal Injury Protection Claims Examiner jobs are:
Infographic showing various Personal Injury Protection Claims Examiner job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $43,917 per year, or $21.1 per hour.

Senior Claims Examiner

Lowe's

Mooresville, NC

Full-time

Re-posted 29 days ago


Lowe's rating

6.8

Company rating: 6.8 out of 10

Lowe's

Based on 5,214 frontline employees who took The Breakroom Quiz

6.2

Company rating compared to similar companies: 6.2 out of 10

National retailers average

Based on 95,655 frontline employees who took The Breakroom Quiz

The best things about working at Lowe's

  • 89%

    89% say they get paid time off

    say they get paid time off

  • 79%

    79% say their health insurance is affordable

    say their health insurance is affordable

  • 75%

    75% say they have respectful managers

    say they have respectful managers

Featured by Lowe's, based on 5214 Breakroom Quiz responses from their frontline employees


Job description


Do your Best Work in Mooresville
This position is based at our headquarters in Mooresville, North Carolina. Our corporate office is a space where you can collaborate and do your best work. Take a walk, grab a bite (or a cup of coffee), work out or get a check-up – we invest in you so you can find your inspiration.
Your Impact
The primary purpose of this role is to investigate, evaluate and resolve complex personal injury, product liability and property damage general liability claims against Lowe's and/or its subsidiaries in a manner consistent with the Lowe's objectives and values. This position is responsible for gathering appropriate information, evaluating alleged damages, determining liability and compensability, negotiating settlements, and reporting obtained information.
What You Will Do
Investigates, evaluates and resolves complex personal injury, product liability, and property damage general liability claims against the Company and/or its subsidiaries in a manner consistent with the Company's objectives and values
Gathers appropriate information, evaluates alleged damages, determining liability and compensability and negotiating settlements and reporting obtained information
Collaborates with other claims examiners on a team, focusing on bodily injury or property damage in a particular jurisdiction, acting as a leader for the team of Claims Examiners by integrating Lowe's culture, team training, and jurisdiction-specific training into the on-boarding process
Conducts investigations of claims by interviewing claimants and witnesses, obtaining official reports, and by comparing claim information with evidence
Serves as an escalation point for Claims Examiners on issues that cannot be satisfactorily resolved by the Claims Examiner, this position investigates complaints made by customers or stores against claims examiners
Maintains a functional knowledge of the relevant laws and legal principles in order to resolve claims
Works consistently with Store Operations, Human Resources, and Loss Prevention to resolve claims in a timely and efficient manner while maintaining adequate production s and while fulfilling reasonable customer service expectations
Prepares reports by collecting and summarizing information as required
Settles claims within his/her authority and in an appropriate manner consistent with Lowe's objectives and values by determining liability, by obtaining demands and making offers to claimants, requesting settlement checks, making filings with regulatory agencies, and disposing of salvage, pursuing subrogation when appropriate
Controls claim costs, provides excellent customer service and resolves complaints to the satisfaction of the customer
Complies with federal and state regulations and service standards
Minimum Qualifications
High school diploma or GED or equivalent years of experience in lieu of education requirement, if applicable
6 Years Experience as a Claims Examiner or materially relevant knowledge, skills and abilities from other professions (e.g., loss prevention, customer service, investigative experience, legal experience, property estimating experience)
Preferred Skills/Education
Lowe's finance or accounting experience
Relevant professional licenses and/or certifications, including a North Carolina insurance adjuster license
About Lowe's
Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 100 home improvement company with total fiscal 2025 sales of more than $86 billion. Lowe's employs approximately 300,000 associates and operates over 1,750 home improvement stores, 540 branches and 120 distribution centers. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. For more information, visit 
Lowes.com
.  
Lowe's is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.
Starting rate of pay may vary based on factors including, but not limited to, position offered, location, education, training, and/or experience. For information regarding our benefit programs and eligibility, please visit https://talent.lowes.com/us/en/benefits.

Working at Lowe's

Perks for frontline workers

From Lowe's, via Breakroom

  • Bonus opportunities

  • Tuition-free education assistance

  • Flexible scheduling options

  • 401(K) with up to 4.25% company match

  • Up to 10 weeks of paid maternity leave & 4 weeks of paid parental leave

  • Paid time off

  • Access to comprehensive healthcare options

  • Employee stock purchase plan

What to expect from working at Lowe's

From Lowe's

About Lowe's, in their own words

From Lowe's

Since 1921, home improvers of all stripes have relied on us to have the products and services they need. Our commitment to our customers drives every decision we make, from the products on our shelves to developing a more sustainable supply chain and robust philanthropy. We set the standard for corporate responsibility and thoughtful customer service in home improvement retail.

Walk into any of our stores, distribution centers, or offices, and you'll find a driven team of collaborators, builders, and visionaries. As an associate, you will be empowered to learn and grow in your career. From solving customer problems to providing disaster relief, your hard work will help us build a solid foundation for the success of future generations.

Company values

From Lowe's

Our Core Behaviors:

  • Focus on Customers
  • Deliver Results
  • Take Action
  • Show Courage
  • Continue Learning

Our Values:

  • Service Minded
  • Collaborative
  • Inclusive
  • Respectful
  • Driven to Win

What Lowe's employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Lowe's logo

About Lowe's

Sourced by ZipRecruiter

Lowe's Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 19 million customer transactions a week in the United States and Canada. With fiscal year 2021 sales of over $96 billion, Lowe's and its related businesses operate or service nearly 2,200 home improvement and hardware stores and employ over 300,000 associates. Based in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com.

Industry

Retail

Company size

10,000+ Employees

Headquarters location

Mooresville, NC, US

Year founded

1946