| Feature | Per Diem Physician Insurance | Locum Tenens Physician Insurance |
|---|
| Work Environment | Short-term, daily coverage at various facilities | Temporary assignments at different locations, often nationwide |
| Credentials Needed | Medical license, malpractice insurance, state-specific credentials | Same as per diem, plus licensing for each assignment location |
| Employer Usage | Hospitals, clinics, healthcare facilities needing short-term coverage | Staffing agencies, healthcare organizations hiring temporary physicians |
Per Diem Physician Insurance covers physicians working on short-term, daily basis, often at multiple facilities. Locum Tenens Physician Insurance is designed for physicians taking temporary assignments, usually across different locations. Both require similar credentials but differ mainly in the scope of work and employment setup.