Pep Screening Jobs (NOW HIRING)

Monitor, coordinate, and complete Bank Secrecy Act and related anti-money laundering (including FinCEN, OFAC Sanctions/ Watchlist, MIP, CTR, and EDD/ CDD/ MDD) compliance functions at HawaiiUSA FCU. Stay informed of current regulatory and legislative trends and issues as they apply to job responsibilities and apply such knowledge into completing daily and periodic tasks in a timely and accurate manner with minimal supervision. Manage the High-Risk Member Program, including Member Due Diligence (MDD), Enhanced Due Diligence (EDD), and Customer Due Diligence (CDD) as appropriate. In addition, provide BSA and related technical knowledge assistance to the various business units to implement effective processes. Also, provide research and training support for the department.

Key Responsibilities

Primary Duties and Responsibilities

• Assist with the implementation of BSA Department objectives, policies, and procedures to meet organizational goals and objectives focused on Anti-Money Laundering (AML)/Member Identification Program (MIP) in support of HawaiiUSA FCU and its membership.
• Produce a risk-based, written analysis of customers who require periodic reviews (High Risk) and update (MDD, EDD, CDD records).
• Proactively identify, escalate, and provide recommendations for AML/MIP related risks and issues in support of MIP standards and concepts.
• Participate in the maintenance of Enterprise AML Compliance technology tools used in the MIP process.
• Effectively manage negative news and PEP screening functions, as appropriate (MDD, EDD, CDD).
• Conduct research, analyze and evaluate additional verification via non-documentary methods and notify management to take reasonable measures to restrict the member’s ability to use, liquidate and/or close the account(s).
• Perform daily, periodic, and annual functions such as, but not limited to, reviewing alert-producing cases, electronically filing Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs), and Beneficial Ownership requirements.
• Assist other analysts regarding work prioritization to ensure goals are accomplished for MIP Member Profile reviews.
• Identify and share best practices and assist in development, implementation and revision of current policies and procedures.
• Lead AML/MIP key initiatives, workstreams, working groups and projects.
• Oversee and implement the credit union’s BSA/AML & OFAC Training Program.
• Provide change management opportunities as needed for procedures and escalations.
• Keep updated on BSA regulatory and compliance issues through continuous reviewing of related issues and training.
• Assist in other activities and duties as required to develop, enhance, implement, monitor, and control aspects of BSA compliance for the enterprise.

Assist BSA Supervisor

• Provide assistance to the BSA Supervisor with duties as they relate to the credit union being in compliance with BSA/AML, US PATRIOT Act, OFAC Sanctions/Watchlist, and MIP programs.
• Provide backup support for completing tasks in the absence of the BSA Manager.

Secondary Duties and Responsibilities

• Train BSA Analysts on the primary duties and responsibilities of their job function.
• Provide and/ or assist with training of new hires and other departments, as needed.
  
• Assist with various projects and assignments as directed by the BSA Manager or Compliance Director.

Qualifications & Experience

• Three to five years performing Bank Secrecy Act or related functions.
• Working knowledge of financial institution laws, regulations, and industry practices.
• Skilled at adapting to diverse technology environments and workflows.
• One or more BSA/ AML compliance certifications required (e.g., Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), Certified Bank Secrecy Act Professional, etc. or willing to obtain within the first 12 months.
• Demonstrated experience using Verafin preferred.
• High School Diploma or equivalent

Minimum Physical Requirements

• Sitting for prolonged periods at a desk working on a computer.
• Working on the computer, investigating, writing regulatory reporting, and studying.
• Regular in-person meetings, online meetings, phone calls, and presenting on BSA regulatory materials
• Moving around the office on occasion.
• Lifting, pulling, pushing, up to 30 pounds on occasion.
• We'll make reasonable accommodations for qualified applicants and employees with disabilities.

Benefits & Pay

The expected pay range for the Sr. Bank Secrecy Act Analyst is $63,585.60 - $73,590.40/ year.

This range reflects the compensation we reasonably expect to offer for this role based on typical qualifications and market data. Offered pay may vary depending on the candidate’s experience, skills, and other relevant factors.

We cover 100% of employees’ single medical, drug, vision, and dental monthly health insurance premiums. Employees also love receiving paid volunteer time, our pay it forward program, and matching their charitable donations up to $250 per year per employee. Tuition assistance for higher education is another special way we invest in our workforce. Benefits include, Paid Time Off and 11 Paid Holidays, 401(k) and 3% Employer Contribution, Health insurance, Vision insurance, Dental insurance, Prescription drug insurance, Life insurance, Flexible spending account, Disability insurance, Opportunities for advancement, Employee assistance program, Referral program, Retirement plan, Employee discount, Paid training, Professional development assistance, AD&D insurance, Credit union membership, Paid orientation, and more.

About Company

HawaiiUSA Federal Credit Union is a local, not-for-profit, federally insured financial cooperative, owned and operated by our members since 1936. We are dedicated to helping members achieve their financial goals and our employees reach their career aspirations. We are committed to our community by extending ourselves through our time, efforts and resources. Our motto, Life Matters, means celebrating life’s experiences and creating fulfilling work opportunities, not just jobs.