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Payments Risk Analyst Jobs in Lowell, MA (NOW HIRING)

The Crosby Company

Cash Analyst

Salem, NH · On-site

... risk management, human resources, compliance, curatorial, and trust oversight services to various ... Execute payment cycles within the accounting system, including ACH, wire, journal, and check ...

The Crosby Company

Cash Analyst

Salem, NH · On-site

$60 - $80/hr

... risk management, human resources, compliance, curatorial, and trust oversight services to various ... Execute payment cycles within the accounting system, including ACH, wire, journal, and check ...

WEX

Risk Operations Program Manager

Boston, MA · On-site

Experience managing projects within Collections, Payment Operations, or other Risk Operations domain. * Experience with international financial regulations. * Strong analytical skills including ...

eNett

Risk Operations Program Manager

Boston, MA · On-site

Experience managing projects within Collections, Payment Operations, or other Risk Operations domain. * Experience with international financial regulations. * Strong analytical skills including ...

The Whiteside Agency

Credit Analyst

Boston, MA

$99K - $163K/yr

Within the Business Insurance Credit Risk Management team at Travelers, credit analysts play a ... When you make a payment toward your student loan, Travelers will make an annual contribution into ...

ASCENSUS

Senior Fraud Strategy Analyst

Boston, MA · On-site

Ascensus is seeking a Senior Fraud Strategy Analyst to join our Fraud Risk Management team. This ... We will never ask you for payment or require you to purchase any equipment. If you are suspicious ...

eNett

Paralegal, Corporate Payments

Boston, MA · On-site +1

$38.70 - $49.30/hr

Collaborate with other support functions, including Finance, Compliance and Risk. * Assist with ... Strong analytical skills with high attention to detail and accuracy * Collaborative, flexible ...

WEX

Paralegal, Corporate Payments

Boston, MA · On-site +1

$38.70 - $49.30/hr

Collaborate with other support functions, including Finance, Compliance and Risk. * Assist with ... Strong analytical skills with high attention to detail and accuracy * Collaborative, flexible ...

Federal Reserve System

Wholesale Payments Specialist

Boston, MA · On-site

$18.50 - $24.50/hr

... analyzing collateral values to ensure collateral requirements are satisfied. As part of the Federal ... Mitigates risk through weekly APS processing of FRB New York's unique responsibilities. These ...

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All JobsPayments Risk Analyst JobsPayments Risk Analyst Jobs in Lowell, MA

Payments Risk Analyst information

See Lowell, MA salary details

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$65

How much do payments risk analyst jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for payments risk analyst in Lowell, MA is $40.15, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $48.89 per hour, depending on experience, location, and employer.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

Do payments risk analysts make good money?

Payments risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $100,000, especially with specialized skills in fraud detection and data analysis. Certifications such as Certified Fraud Examiner (CFE) can also enhance earning potential.

How much do payments risk analysts get paid?

Payments risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, especially in financial services or technology sectors.

Is a payments risk analyst a good job?

A payments risk analyst is a role focused on identifying and mitigating fraud and financial risks in payment systems. It typically requires analytical skills, knowledge of financial regulations, and familiarity with risk management tools. The job offers opportunities for career growth in finance and technology sectors but can involve high-pressure situations and the need for continuous learning.

What are popular job titles related to Payments Risk Analyst jobs in Lowell, MA?

For Payments Risk Analyst jobs in Lowell, MA, the most frequently searched job titles are:

What cities near Lowell, MA are hiring for Payments Risk Analyst jobs?

Cities near Lowell, MA with the most Payments Risk Analyst job openings:

Payments Risk Analyst jobs near you

Treasury Analyst

Massachusetts Mutual Life Insurance Company (MassMutual)

Boston, MA • On-site

Full-time

Posted 9 days ago

MassMutual rating

7.8

Company rating: 7.8 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

196th of 315 rated insurance

Job description

Treasury Analyst
Treasury Operations | Treasury | Finance
Full-Time /Springfield, MA or Boston, MA
The Opportunity
As a Treasury Analyst, you'll help turn banking, cash-flow, and payment data into meaningful insights that support liquidity, operational efficiency, risk management, and strategic decisions. You'll play a key role in advancing treasury initiatives across Finance, including enhancements to the treasury management system, payment transformation, reporting automation, and data-driven process improvement.
You'll partner with teams across the business to support daily operations and implement technology solutions that improve cash management, collections, payments, and transactional cash movement. You'll also help support banking relationships, including contracts, annual reviews, compliance requests, risk oversight, and service performance.
The Team
The Treasury team is made up of collaborative problem solvers who use finance, data, and technology to help move MassMutual forward. The team values accountability, agility, continuous learning, and strong partnerships across the business. You'll join a group that embraces innovation, thoughtful risk management, sustainable performance, and work-life balance.
The Impact
  • Serve as a subject matter expert for the Treasury Management System, preferably Kyriba, supporting configuration, data quality, reporting, controls, and user adoption.
  • Develop cash-flow, bank-balance, bank-fee, service-performance, and payment analytics to identify trends, root causes, and opportunities for improvement.
  • Create dashboards, scorecards, key performance indicators, and management reporting that translate treasury data into clear business recommendations.
  • Perform forecast-to-actual, variance, scenario, and sensitivity analysis to strengthen short-term liquidity visibility and decision support.
  • Partner with business teams to design and manage payment solutions, banking structures, system interfaces, and end-to-end cash-flow processes.
  • Open, modify, and close bank accounts and integrate them into internal processes, including the general ledger, cash positioning, bank reconciliation, entitlements, and reporting.
  • Build and maintain effective relationships with banking partners, with a focus on service quality, pricing, risk, and operational performance.
  • Complete bank documentation, service agreements, due diligence, and regulatory or compliance requests accurately and on time.
  • Assess financial, operational, fraud, cybersecurity, third-party, and concentration risks related to banking services and supporting technology.
  • Collaborate with Treasury, Investment Management, Finance, Technology, Risk, Legal, Compliance, and business partners to optimize banking structures and cash movement.
  • Stay current on banking rules, payment standards, and regulatory requirements, and assess how changes may affect processes, systems, data, and controls.
  • Document, test, and enhance governance, procedures, data controls, and internal controls; support issue remediation and audit readiness.
  • Identify opportunities to automate manual work and improve straight-through processing, data lineage, reconciliation, exception management, and control evidence.
  • Use approved AI tools responsibly to support research, summarize information, identify patterns, draft analyses, and improve productivity, while applying human review and following privacy, security, legal, records-management, model-risk, and data-governance requirements.
  • Review AI-generated output for accuracy, completeness, bias, explainability, and appropriate source attribution before using it in business decisions or stakeholder communications.
  • Lead or support cross-functional initiatives through project management, requirements documentation, testing, implementation, and change-management practices.

Minimum Qualifications
  • Bachelor's degree
  • 6+ years of relevant experience in cash management, treasury, finance, banking, or financial operations, including experience working in a controlled environment with sensitive financial data.
  • 4+ years of experience analyzing large or complex financial datasets and translating insights into actionable recommendations for business partners.
  • 4+ years of experience working with Microsoft Excel, including data validation, complex formulas, pivot tables, lookups, charts, and analysis of high-volume datasets.
  • 3+ years of experience working with a Treasury Management System, preferably Kyriba, including reporting, data management, or workflow support.

Ideal Qualifications
  • Experience with banking relationships, bank products and services, payment methods, bank operations, and treasury technology.
  • Experience opening and operationalizing bank accounts, including documentation, system integration, controls, and governance.
  • MBA, master's degree, or equivalent advanced training.
  • Certified Treasury Professional designation.
  • 8+ years of progressive cash management or treasury experience.
  • Experience with business intelligence or data-visualization tools, such as Microsoft Power BI.
  • Experience integrating data from banks, treasury systems, and SAP S/4HANA.
  • Ability to use approved AI-enabled productivity tools responsibly, with sound judgment around confidential information, output validation, and human accountability.
  • Experience applying analytics, automation, or AI-enabled capabilities to treasury, payments, forecasting, controls, or operational-risk use cases.
  • Knowledge of responsible AI practices, including data protection, appropriate use, explainability, validation, monitoring, and escalation of concerns.
  • Strong written and verbal communication skills, with the ability to explain complex analysis to operational teams, business partners, and senior leaders.
  • Analytical mindset, strong problem-solving skills, financial acumen, and attention to detail.
  • Ability to develop hypotheses, structure analyses, reconcile conflicting data, challenge assumptions, and communicate conclusions, limitations, and recommended actions.
  • Ability to work independently, prioritize competing demands, and manage multiple projects and deadlines.
  • Ability to build trusted relationships, influence without direct authority, and collaborate across functions.
  • Customer-focused approach and commitment to accurate, timely, high-quality results.
  • Strong risk and control mindset, including the ability to monitor key controls, investigate exceptions, document evidence, and escalate issues promptly.
  • Curiosity and continuous-learning mindset, with interest in evaluating emerging technology and adopting new tools responsibly.

What You Can Expect at MassMutual
At MassMutual, you'll have the opportunity to do meaningful work within a purpose-driven organization that values long-term impact. In this role, you can expect:
  • Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes
  • A collaborative environment where perspectives are welcomed
  • Access to learning, development, and internal networks that support continuous growth and skill-building over time
  • Employee-led communities and forums that foster connection, learning, and inclusion across the organization
  • A culture grounded in integrity, responsibility, and stewardship-supported by a company with a strong legacy and a future-focused mindset

#LI-CM1
#LI-HYBRID
Salary Range:
$115,900-$152,100
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.

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