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Payments Risk Analyst Jobs in Cambridge, MA (NOW HIRING)

Grasshopper Bank

Fintech Risk Analyst

Boston, MA · On-site

$95 - $140/hr

Fintech Risk Analyst Department: Risk Management Employment Type: Full Time Location: Remote ... Working knowledge across essential banking compliance areas, including UDAAP, payment network rules ...

New

Worthland

Lead Risk Manager, Payment Fraud

Boston, MA · Hybrid

$150K - $180K/yr

... payments ecosystem, building AI-driven detection systems that automate over 90% of fraud ... This is a builder role for a Risk Leader with hacker instincts and raw analytical horsepower ...

Namyan LLC

Technical Business Analyst - Remote

Boston, MA · Remote

$50 - $52/hr

Technical Business Analyst Duration: 12 Months Work: Remote Job Summary: We are seeking a highly ... Strong understanding of banking/insurance processes (core banking, payments, risk & compliance ...

Indeed

Senior Insurance Analyst

Boston, MA · On-site

In this role, you will drive operational excellence across our risk management functions ... Partner with Finance to ensure premium payments are timely, accurately recorded, and aligned with ...

Form Energy

Treasury Manager

Somerville, MA · On-site

Role Description We are seeking a highly analytical and detail-oriented Treasury and Risk Manager ... Payment Processing: Execute, review, and approve manual and automated payments utilizing Oracle ERP ...

MassMutual

Treasury Analyst

Boston, MA

$115K - $152K/yr

Treasury Analyst Treasury Operations | Treasury | Finance Full-Time /Springfield, MA or Boston, MA ... payment data into meaningful insights that support liquidity, operational efficiency, risk ...

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All JobsPayments Risk Analyst JobsPayments Risk Analyst Jobs in Cambridge, MA

Payments Risk Analyst information

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How much do payments risk analyst jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for payments risk analyst in Cambridge, MA is $44.25, according to ZipRecruiter salary data. Most workers in this role earn between $32.60 and $53.85 per hour, depending on experience, location, and employer.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

Do payments risk analysts make good money?

Payments risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $100,000, especially with specialized skills in fraud detection and data analysis. Certifications such as Certified Fraud Examiner (CFE) can also enhance earning potential.

How much do payments risk analysts get paid?

Payments risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, especially in financial services or technology sectors.

Is a payments risk analyst a good job?

A payments risk analyst is a role focused on identifying and mitigating fraud and financial risks in payment systems. It typically requires analytical skills, knowledge of financial regulations, and familiarity with risk management tools. The job offers opportunities for career growth in finance and technology sectors but can involve high-pressure situations and the need for continuous learning.

What are popular job titles related to Payments Risk Analyst jobs in Cambridge, MA?

For Payments Risk Analyst jobs in Cambridge, MA, the most frequently searched job titles are:

What job categories do people searching Payments Risk Analyst jobs in Cambridge, MA look for?

The top searched job categories for Payments Risk Analyst jobs in Cambridge, MA are:

What cities near Cambridge, MA are hiring for Payments Risk Analyst jobs?

Cities near Cambridge, MA with the most Payments Risk Analyst job openings:

Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in Cambridge, MA as of August 2026, with employment types broken down into 76% Full Time, 6% Part Time, and 18% Contract. Highlights an 76% In-person, 18% Hybrid, and 6% Remote job distribution, with an average salary of $92,039 per year, or $44.2 per hour.

Fintech Risk Analyst

Grasshopper Bank

Boston, MA • On-site

$95 - $140/hr

Other

Posted yesterday

New

Job description

Fintech Risk Analyst

Department: Risk Management

Employment Type: Full Time

Location: Remote

Description

Grasshopper Bank is a client-first, digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources.

We are a highly experienced team who pride ourselves on diversity of thought and perspective. Nationally chartered, our portfolio of products and services range from VC, PE & Portfolio Companies to SBA Lending, as well as direct SMB and Embedded Banking.

Our entrepreneurial drive allows us to support the growth and success of a wide range of clients at every stage of their business through inclusive partnership. We seek out team members who will enable both our organization and our people to grow and thrive through collaboration and acting with integrity and respect.

Our focus on cross-functional teamwork provides a culture where ideas are valued, accountability is encouraged, and successes are celebrated. We welcome all those searching for the opportunity to contribute to banking innovation that influences and supports the emerging digital world of Financial Services.

Our digital first approach enables our teams the flexibility to work remotely. We have offices in NYC and Boston.

What you\'ll do:

Reporting into the Director of Fintech Risk, we are seeking a motivated Fintech Risk Analyst who will contribute to and support a strong risk management culture in working with existing and prospective Fintech partners and business leaders across the organization. This role sits in the second line of defense and is responsible for supporting the adherence and execution of risk pillars across the Banking-as-a-Service (BaaS) portfolio while understanding the competitive landscape of the fintech industry in a regulated Bank environment.

Responsibilities include:

  • Serve as an individual contributor across the Bank’s BaaS portfolio to effectively identify, manage, and remediate risks
  • Ongoing collaboration with various teams, including BSA, Embedded Finance, Operations, and Product, and external third party banking technology platforms
  • Perform due diligence risk assessment on prospective fintech partners to assess inherent risk, control effectiveness, and residual risks associated with partnership. Present risk assessment results to senior management for review and approval prior to onboarding
  • Track pre and post-launch risk and compliance requirements for newly onboarded partners
  • Conduct ongoing testing, monitoring, and quality assurance activities for onboarded partners to ensure adherence to Bank policy and regulatory requirements. Track identified issues to remediation
  • Serve as primary risk/compliance contact for specific fintech partners, offering expert advice and direction to ensure their programs comply with applicable regulations and align to Bank requirements, especially those related to financial crimes (BSA/AML, OFAC, fraud) and regulatory compliance (account opening, account maintenance and disclosures, bank statements, funds availability, etc.)
  • Support the maintenance of a prioritized roadmap to address gaps and improve control design and testing practices
  • Participate in relevant team and cross-functional meetings as required
What you need:
  • At least 3-5 years of experience in banking or fintech risk management and compliance
  • Demonstrated experience with financial crimes compliance (BSA/AML, OFAC watchlists and sanctions)
  • Working knowledge across essential banking compliance areas, including UDAAP, payment network rules (NACHA, VISA/Mastercard, FedNow/TCH RTP), core commercial or consumer compliance regulations (e.g., Reg E, Reg Z, Reg DD, Reg CC, ECOA, FCRA), and/or data privacy regulations (GLBA, FCRA, state laws)
  • Experience in Third-Party Risk Management (TPRM) and related interagency guidance (e.g., OCC, FDIC, FRB)
  • Proficient technical knowledge in financial technology and payments is preferred
  • Strong critical thinking traits, including analytical, problem-solving, and decision-making capabilities
  • Ability to develop and maintain reporting, dashboards and presentations preferred
  • Strong team orientation and ability to collaborate effectively
  • Ability to think outside of the box to develop creative solutions to emerging problems
  • A Bachelor’s degree or equivalent relevant work experience
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