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Payments Risk Analyst Jobs in Freehold, NJ (NOW HIRING)

Whop

Payments Risk Manager

New York, NY · On-site

$100K - $130K/yr

We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...

Whop

Payments Risk Manager

New York, NY

$100K - $130K/yr

We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...

Fin

Risk Analyst

New York, NY · On-site

$100K - $175K/yr

If banks and payment products were reinvented today, they would look like Fin. Role Overview We are hiring our first Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on ...

Fin

Risk Analyst

New York, NY · On-site +1

$100K - $175K/yr

If banks and payment products were reinvented today, they would look like Fin. Role Overview We are hiring our first Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on ...

The OLB Group Inc.

Risk Analyst

New York, NY · On-site

Our payment processing solutions are driven by customer needs. We understand every merchant account ... Overview The Risk Analyst is primarily responsible for analyzing and calculating financial risk ...

Fin

Risk Analyst

New York, NY · Remote

$100K - $175K/yr

If banks and payment products were reinvented today, they would look like Fin. Role Overview We are hiring our first Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on ...

Grasshopper Bank

Fintech Risk Analyst

New York, NY · On-site +1

Fintech Risk Analyst Department: Risk Management Employment Type: Full Time Location: Remote ... Working knowledge across essential banking compliance areas, including UDAAP, payment network rules ...

Grasshopper Bank

Fintech Risk Analyst

New York, NY · On-site +1

Reporting into the Director of Fintech Risk, we are seeking a motivated Fintech Risk Analyst who ... Working knowledge across essential banking compliance areas, including UDAAP, payment network rules ...

Intuit

Staff Fraud and Risk Analyst - Fintech

New York, NY · On-site

$168K - $228K/yr

As a Staff Fraud and Risk Analyst, you will collaborate with Risk Operations, Data Science, Product ... Preferred experience with Fintech, Payments, NeoBanking, Crypto, or Money Movement space. * Working ...

Rain

Fraud Risk Support Analyst

New York, NY · On-site

$50K/yr

About the Company Rain makes the next generation of payments possible across the globe. We're a ... Background in identity risk, AML, payments fraud, or compliance analytics. * The ability to ...

New

Worthland

Lead Risk Manager, Payment Fraud

New York, NY · Hybrid

$150K - $180K/yr

... payments ecosystem, building AI-driven detection systems that automate over 90% of fraud ... This is a builder role for a Risk Leader with hacker instincts and raw analytical horsepower ...

MUFG Bank, Ltd.

Credit Risk Professional

New York, NY · On-site

The Analyst will be responsible for assisting with the administration, monitoring, and risk ... payments, and other trade finance transactions. * Review transaction requests to ensure consistency ...

MUFG

Credit Risk Professional

New York, NY · Hybrid

The Analyst will be responsible for assisting with the administration, monitoring, and risk ... payments, and other trade finance transactions. * Review transaction requests to ensure consistency ...

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Payments Risk Analyst information

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$65

How much do payments risk analyst jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for payments risk analyst in Freehold, NJ is $40.55, according to ZipRecruiter salary data. Most workers in this role earn between $29.86 and $49.38 per hour, depending on experience, location, and employer.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What job categories do people searching Payments Risk Analyst jobs in Freehold, NJ look for? The top searched job categories for Payments Risk Analyst jobs in Freehold, NJ are:
What cities near Freehold, NJ are hiring for Payments Risk Analyst jobs? Cities near Freehold, NJ with the most Payments Risk Analyst job openings:
Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in Freehold, NJ as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 81% Full Time, 12% Part Time, 1% Temporary, and 4% Contract. Highlights an 81% Physical, 5% Hybrid, and 14% Remote job distribution, with an average salary of $84,338 per year, or $40.5 per hour.

Payments Risk Manager

Whop

New York, NY • On-site

$100K - $130K/yr

Full-time

Medical, Dental, Vision, PTO

Re-posted 18 days ago

Job description

About The Role
Whop operates in fast-moving digital verticals. Risk is not a back-office function - it's embedded in growth. As our first dedicated Payments Risk Specialist, you aren't joining a legacy machine, you will help shape it. We're looking for a Payments Risk Specialist who can monitor, research and continuously improve transaction and merchant risk frameworks while enabling expansion.
What You'll Do
  • Monitor transaction activity and merchant behavior across card and alternative payment rails
  • Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative skills to uncover the hidden trails of bad actors
  • Partner with Compliance on KYC, KYB, and onboarding risk controls
  • Fine tune rules and thresholds to balance approval rates with loss mitigation. You understand that a blanket "no" is the easy way out but you aim for precision
  • Design dashboards and alerts that surface emerging risk trends, building data narratives from the ground up
  • Work cross-functionally to prevent systemic exposure while preserving growth velocity

What We're Looking For
  • 2-5 years in payments risk, fraud operations, or transaction monitoring with a strong analytical mindset with ability to interpret behavioral and financial signals
  • You thrive in greenfield environments. You possess the ability to make principled risk decisions under ambiguity and partial information
  • Strong analytical mindset with ability to interpret behavioral and financial signals
  • You have a relentless "can-do" attitude. You don't wait for perfect engineering solutions; you build workarounds, push boundaries, and find a way
  • You keep a sharp eye on UX. You understand that managing risk is about maximizing legitimate revenue, not just minimizing loss
  • Ability to make principled risk decisions under ambiguity and partial information

Bonus
  • Experience with digital goods, marketplaces, or creator platforms
  • Exposure to sponsor bank environments or card network monitoring programs

Your first 90 days will look like the following:
  • Within 30 days, you will deeply master Whop's payment risk flows
  • Within 60 days, You take full ownership of the daily operation. You are applying your creative review skills to hunt down bad actors and making principled risk decisions
  • Within 90 days, you are detecting fraud patterns and escalating trends to our engineering teams to update fraud solutions within our product

The expected salary range for this position is $100,000 to $130,000 annually, with final compensation determined based on experience, skills, and qualifications.
  • Competitive equity package
  • ♥ Unlimited PTO, with full health, vision, dental coverage
  • Lunch & dinner paid for Monday through Friday
  • Free Equinox membership
  • Free Citibike membership
  • Free Ubers home after 10pm
  • $9k annual rent subsidy if you live within 4 blocks of our office
  • Latest MacBook Pro & tech accessories

Apply