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Payment Engineer Jobs (NOW HIRING)

eNett

Software Development Engineer 4

OR · Remote

$140K - $173K/yr

Minnesota, MN and Dallas, TX. About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to ...

Ripple

VP of Engineering, Payments

San Francisco, CA · On-site

$325K - $375K/yr

What You'll Do As VP of Engineering, Payments, reporting to the SVP of Engineering, you will own ... Ensure high availability, correctness, and operational excellence for real-time, regulated payment ...

Modern Treasury

Software Engineer - Security

New York, NY · On-site +1

$170K - $240K/yr

We're looking for a Security Engineer to design and strengthen the controls that protect our payment infrastructure. You'll enable as well as build secure, compliant financial products while ...

WEX

Software Development Engineer 4

WEX Inc is seeking a Lead Software Engineer in their Corporate Payments Engineering organization. This role involves developing and executing implementation strategies for the WEX EnCompass platform ...

PayPal, Inc.

Staff Software Engineer

San Jose, CA · On-site

We provide proprietary payment solutions accepted by merchants that enable the completion of ... As a Staff software engineer for Venmo Payments Engineering you will act as a senior engineer and ...

PayPal

Staff Software Engineer

Austin, TX · On-site

$176K - $259K/yr

We provide proprietary payment solutions accepted by merchants that enable the completion of ... Determines the technical tasks that other engineers will follow * Actions result in the achievement ...

PayPal, Inc.

Staff Software Engineer

Austin, TX · On-site

$176K - $259K/yr

We provide proprietary payment solutions accepted by merchants that enable the completion of ... Determines the technical tasks that other engineers will follow * Actions result in the achievement ...

PayPal, Inc.

Staff Software Engineer

Austin, TX · On-site

$176K - $259K/yr

We provide proprietary payment solutions accepted by merchants that enable the completion of ... Determines the technical tasks that other engineers will follow * Actions result in the achievement ...

PayPal

Staff Software Engineer

San Jose, CA

$176K - $259K/yr

We provide proprietary payment solutions accepted by merchants that enable the completion of ... Determines the technical tasks that other engineers will follow * Actions result in the achievement ...

Jobgether

Join a fast-paced engineering environment focused on building secure, scalable, and reliable payment systems that support millions of users worldwide. In this role, you will contribute to the ...

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$101.8K

$137.5K

How much do payment engineer jobs pay per year?

As of Jun 7, 2026, the average yearly pay for payment engineer in the United States is $101,752.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is the difference between Payment Engineer vs Payment Analyst?

AspectPayment EngineerPayment Analyst
Required CredentialsBachelor's in Computer Science, Software Engineering, or related field; knowledge of APIs, payment systems, and security protocolsBachelor's in Finance, Business, or related field; strong analytical and data interpretation skills
Work EnvironmentTechnical teams, software development environments, payment platform companiesFinance departments, banks, payment processing companies
Employer & Industry UsageTech companies, fintech firms, e-commerce platformsFinancial institutions, retail companies, payment service providers
Common Search & Comparison IntentUnderstanding technical roles, development tasks, system integrationAnalyzing payment data, reporting, and process optimization

Payment Engineers focus on developing, maintaining, and securing payment systems through technical expertise, while Payment Analysts analyze payment data to improve processes and ensure accuracy. Both roles are essential in the payment industry but serve different functions based on technical versus analytical focus.

What are some common challenges Payment Engineers face when integrating new payment gateways?

Payment Engineers often encounter challenges such as ensuring seamless compatibility between the new gateway and existing systems, maintaining high security standards, and adapting to varying API documentation and protocols. They must also address compliance requirements like PCI DSS and manage differences in international payment methods. Effective troubleshooting and close collaboration with product, security, and customer support teams are essential to successfully launching and maintaining new integrations.

What are the key skills and qualifications needed to thrive as a Payment Engineer, and why are they important?

To thrive as a Payment Engineer, you need strong software development skills—especially in backend languages like Java, Python, or Go—and a solid understanding of payment processing concepts and protocols. Familiarity with payment gateways, APIs, PCI DSS compliance, and transaction management systems is typically required, and certifications in security or payment technologies can be advantageous. Strong problem-solving abilities, attention to detail, and effective communication are essential soft skills for this role. These skills ensure secure, reliable, and seamless payment experiences, which are critical for business operations and customer trust.

What are Payment Engineers?

Payment Engineers are specialized software engineers who design, develop, and maintain payment processing systems for businesses and organizations. They work with various payment gateways, APIs, and financial technologies to ensure secure and efficient transaction processing. Payment Engineers also troubleshoot payment-related issues, implement fraud prevention measures, and ensure compliance with industry standards and regulations. Their role is crucial in e-commerce, fintech, and any business that handles online or digital payments.
Infographic showing various Payment Engineer job openings in the United States as of May 2026, with employment types broken down into 74% Full Time, 22% Part Time, and 4% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $101,752 per year, or $48.9 per hour.

Software Development Engineer 4

eNett

OR • Remote

$140K - $173K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

This is a remote position; however, the candidate must reside within 30 miles of one of the following locations: Portland, ME; Minnesota, MN and Dallas, TX.

About the Team/Role

We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute implementation in an engineering team for the WEX EnCompass platform applications. EnCompass is the customer facing user experience and technical integrations for Corporate Payments customers, including UIs, APIs, webhooks, and data streams.

How you'll make an impact:

  • Help develop, drive and execute a long-term vision and strategy for the Corporate Payments cross-cutting and core services.

  • Collaboratively define and implement a comprehensive architectural roadmap for the EnCompass platform, aligning with business objectives, industry best practices, and other Corporate Payments teams.

  • Foster a culture of innovation, collaboration, empowerment, and continuous learning within the engineering teams.

  • Continuously challenge the status quo and implement mechanisms to reduce time-to-market using efficient engineering methods.

  • Collaborate with other Corporate Payments engineering teams to reuse development practices and components to reduce duplication.

Experience you'll bring:

  • 6+ years of experience in software engineering

  • Expertise in rapid development and deployment of internal and external services using cloud computing platforms such as AWS or Azure.

  • Experience writing high-quality automation, including well-formed unit, component, and integration tests and an in-depth understanding of the test pyramid.

  • Strong understanding of security and compliance requirements in cloud and data environments.

  • Excellent leadership, team-building, and dynamic decision-making skills.

  • Ability to deal with ambiguity and thrive in a fast-paced, dynamic environment.

  • Excellent verbal and written communication skills.

Preferred Qualifications:

  • Experience building applications in the finance space, such as credit card products, accounts receivables/payables, etc.

  • Experience working with geographically distributed teams

The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $140,600.00 - $173,100.00

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