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Payment Business Analyst Jobs (NOW HIRING)

Machine Intelligence Technologies, LLC

Analyze end-to-end payment processing workflows, including H2H and SWIFT channels. * Perform field ... Translate business payment requirements into detailed mapping specifications and data dictionaries.

Finzly

Business Analyst - Payments

Charlotte, NC · On-site

Gather, analyze, and document business and functional requirements. * Create BRDs, FRDs, user ... Support implementation of payment products across ACH, Fedwire, RTP, FedNow, and SWIFT.

LTM

Sr. Payments Business Analyst

Manhattan, NY · On-site

$102K - $131K/yr

FTE. Role Summary Seeking a seasoned Payments Business Analyst with strong expertise in global ... The ideal candidate should have deep knowledge of payment processing and a proven track record in ...

Infojini Inc

Senior Business Analyst

Columbia, SC · On-site

$85K - $110K/yr

Plan, elicit, capture, analyze and validate business, functional and technical requirements ... payment Business operations experience in member enrollment though to claims payment Ability to ...

AaraTechnologies Inc

BUSINESS ANALYST

Washington, DC · On-site

AaraTech Inc About the Role AaraTech Inc is seeking a motivated Business Analyst Banking to support credit card and payment platform initiatives. This role focuses on gathering requirements ...

Global Payments, Inc.

Business Analyst

Rochester, NY · On-site

Every day, Global Payments makes it possible for millions of people to move money between buyers ... We are seeking a Business Analyst to partner across Operations teams to identify, design, and ...

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Payment Business Analyst information

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$47

$71

How much do payment business analyst jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for payment business analyst in the United States is $47.43, according to ZipRecruiter salary data. Most workers in this role earn between $35.58 and $59.38 per hour, depending on experience, location, and employer.

What does a payment business analyst do?

A Payment Business Analyst is responsible for analyzing, designing, and optimizing payment systems and processes within an organization. They work closely with business stakeholders and IT teams to gather requirements, identify inefficiencies, and implement solutions that enhance payment operations. Their role often includes system testing, documentation, and ensuring compliance with industry regulations such as PCI DSS. Payment Business Analysts help organizations improve transaction processing, reduce costs, and enhance customer experience.

What are the key skills and qualifications needed to thrive as a payment business analyst?

To thrive as a Payment Business Analyst, you need a solid understanding of payment processing, financial systems, data analysis, and typically a degree in finance, business, or a related field. Familiarity with payment platforms (such as SWIFT, ACH, or SEPA), business intelligence tools, and sometimes certifications like CBAP or PMP are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills help in translating business requirements and collaborating with stakeholders. These competencies ensure accurate analysis, regulatory compliance, and the successful implementation of payment solutions within financial institutions.

How does a payment business analyst typically collaborate with cross-functional teams to implement payment solutions?

Payment Business Analysts regularly work alongside IT, finance, operations, and compliance teams to design and implement effective payment systems. They gather and translate business requirements, facilitate communication between technical and non-technical stakeholders, and ensure that payment solutions meet both user needs and regulatory standards. This collaboration involves participating in project meetings, conducting process mapping workshops, and coordinating user acceptance testing. Effective teamwork and strong communication skills are essential to successfully deliver solutions that improve payment processes and enhance customer experience.

What is the difference between Payment Business Analyst vs Payment Operations Specialist?

AspectPayment Business AnalystPayment Operations Specialist
Required CredentialsBachelor's in Business, Finance, or related field; certifications like CBAP or PMI-PBAHigh school diploma or equivalent; experience in payment processing and operations
Work EnvironmentAnalytical, project-based, often in finance or IT departmentsOperational, transactional, in payment processing teams
Employer & Industry UsageFinancial institutions, fintech companies, payment service providersBanks, payment processors, e-commerce companies
Common Search & ComparisonYesYes

The Payment Business Analyst focuses on analyzing payment processes, requirements, and improvements, often working on projects and data analysis. In contrast, the Payment Operations Specialist handles day-to-day payment processing, transaction management, and operational tasks. Both roles are essential in the payments industry but differ in scope and responsibilities.

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Payment Business Analyst jobs near you
Infographic showing various Payment Business Analyst job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $98,662 per year, or $47.4 per hour.

Payments Business Analyst

New Castle, DE • On-site

Tata Consultancy Service Limited
IT Services • 10K+ employees
Learn more about Tata Consultancy Service Limitedexternal

$90K - $130K/yr

Full-time

Posted 12 days ago

Tata Consultancy Services rating

6.5

Company rating: 6.5 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

Job description

Payments Business Analyst
We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.
Must Have Technical/Functional Skills
1. Business & Functional Analysis
• Gather, analyze, and document business requirements for payments initiatives
• Translate business needs into clear functional specifications and user stories
• Conduct gap analysis between existing and proposed payment systems
• Create BRDs, FRDs, use cases, process flows, and functional specs
2. Payments Domain Expertise
• Work across key payments areas:
o Wire Payments (SWIFT, Fedwire, CHAPS)
o ACH / SEPA
o Real-Time Payments (RTP) / Faster Payments
o Cards & Merchant Payments
• Understand end-to-end payment lifecycle:
o Initiation Validation Clearing Settlement Reconciliation
Domain Skills
• Strong experience in Payments (mandatory)
• Knowledge of:
o ISO 20022
o SWIFT messaging (MT/MX)
o Payment hubs / core banking systems
Salary Range- $90,000-$130,000 a year
#LI-CO1
#LI-SN1

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About Tata Consultancy Services

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Tata Consultancy Services is an IT services, consulting and business solutions organization that delivers real results to global business, ensuring a level of certainty no other firm can match. TCS offers a consulting-led, integrated portfolio of IT, BPO, infrastructure, engineering, and assurance services. This is delivered through its unique Global Network Delivery Model™, recognized as the benchmark of excellence in software development. TCS delivers a level of certainty that no other firm can match--to our clients and to our employees. Come join us and experience certainty in your career. TCS a global Consulting and IT Services firm that is ranked in the top quartile by industry analysts. Our 2021 fiscal revenues topped $25 B and our market capitalization is over $170+B, yet we have a deep and large history of philanthropy and corporate social responsibility. Now approaching 600K of the best IT professionals and consultants, we are a trusted advisor, guiding our clients' enterprises through growth and transformation journeys - helping them to become agile, intelligent, automated and on the cloud. We are devoted to DEI and are recognized as a top employer and place to work.

Industry

It services

Company size

10,000+ Employees

Headquarters location

Edison, NJ, US

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