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Part Time Credit Analyst Jobs in Boston, MA (NOW HIRING)

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Part Time Credit Analyst information

See Boston, MA salary details

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How much do part time credit analyst jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for part time credit analyst in Boston, MA is $32.51, according to ZipRecruiter salary data. Most workers in this role earn between $25.05 and $36.54 per hour, depending on experience, location, and employer.

What does a part time credit analyst do?

A part time credit analyst is responsible for evaluating the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. They analyze financial statements, credit reports, and economic data to make informed recommendations. Working part time, they may focus on specific types of loans or industries and often assist senior analysts with research and reporting. Their insights help organizations minimize financial risk and make sound lending decisions.

What are the key skills and qualifications needed to thrive as a part time credit analyst?

To thrive as a Part Time Credit Analyst, you need analytical skills, financial acumen, and a relevant degree in finance, accounting, or a related field. Familiarity with credit analysis software, financial modeling tools, and proficiency in Microsoft Excel are typically required. Attention to detail, effective communication, and strong organizational skills help you stand out in this position. These competencies are essential for accurately assessing credit risk, supporting sound lending decisions, and maintaining efficiency in a part-time capacity.

How does a part time credit analyst typically collaborate with other departments within a financial institution?

As a part-time Credit Analyst, you will often work closely with loan officers, relationship managers, and risk management teams to evaluate credit applications and ensure that lending decisions align with the institution's policies. Despite working fewer hours, you are expected to communicate your findings clearly and participate in team meetings or case reviews as needed. Collaboration is generally facilitated through shared digital platforms, and you may also be involved in providing timely updates or clarifications on your analyses to support efficient loan processing. This teamwork helps maintain a smooth workflow and ensures that credit risks are properly assessed even with a part-time schedule.

What is the difference between Part Time Credit Analyst vs Part Time Loan Processor?

AspectPart Time Credit AnalystPart Time Loan Processor
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; some certifications like CFA or credit analysis courses are a plusHigh school diploma or equivalent; some roles prefer coursework in finance or banking
Work EnvironmentOffice setting, analyzing credit data, assessing risk, and preparing reportsOffice setting, reviewing loan applications, verifying documents, and data entry
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, credit unions, mortgage companies

Part Time Credit Analysts focus on evaluating creditworthiness and risk assessment, while Part Time Loan Processors handle the administrative tasks of processing loan applications. Both roles are essential in financial services but differ in their core responsibilities and required skills.

Can a part time credit analyst work from home?

Part time credit analysts can often work from home, especially with the increased adoption of remote work technologies. However, the ability to work remotely depends on the employer’s policies, the nature of the tasks, and the need for access to financial data or collaboration tools. Some roles may require occasional in-office presence for meetings or audits.

Is a part time credit analyst a stressful job?

A part-time credit analyst typically experiences moderate stress levels due to the need for accuracy in assessing financial data and meeting deadlines. The job involves analyzing creditworthiness, which requires attention to detail and can be demanding during busy periods or when managing multiple clients, but it generally offers a manageable workload compared to full-time roles.

What are the most commonly searched types of Credit Analyst jobs in Boston, MA?

The most popular types of Credit Analyst jobs in Boston, MA are:

What are popular job titles related to Part Time Credit Analyst jobs in Boston, MA?

For Part Time Credit Analyst jobs in Boston, MA, the most frequently searched job titles are:

What job categories do people searching Part Time Credit Analyst jobs in Boston, MA look for?

The top searched job categories for Part Time Credit Analyst jobs in Boston, MA are:

What cities near Boston, MA are hiring for Part Time Credit Analyst jobs?

Cities near Boston, MA with the most Part Time Credit Analyst job openings:

Infographic showing various Part Time Credit Analyst job openings in Boston, MA as of August 2026, with employment types broken down into 82% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $67,621 per year, or $32.5 per hour.

Senior Credit Analyst - Commercial and Industrial Lending

Needham Bank

Wellesley Hills, MA

$75K - $105K/yr

Full-time, Part-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

Responsible for analyzing and monitoring the credit worthiness of the Bank's customers. Analyze financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Recommend credit facilities and structures within the established bank guidelines.

ESSENTIAL DUTIES & RESPONSIBILITIES

  • Request and obtain financials and information from commercial lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan relationship
  • Research background documentation and review personal and business financial statements and tax returns. Analyze financial information and prepare the preliminary analysis for the lender
  • Review and prepare written analysis, spreadsheets, reports, summaries and opinions
  • Review loan files to ensure the completeness of the file and that all collateral has been secured properly
  • Review and assess collateral values ensuring adequate collateral coverage and compliance with the Bank's loan policy
  • Support the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks. Provide recommendations for loan structuring
  • Prepare or assist in the preparation of various written loan reports including loan presentations, modifications, annual reviews, credit file comments and classified asset reports as needed in accordance with the Bank's loan policy and procedures
  • Prepare, monitor and maintain credit files for the Bank's commercial loan customers
  • Assist commercial loan officers in addressing customer inquiries and servicing requests
  • Assist the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers. This could include underwriting as well as annual reviews related to renewing credit facilities
  • Perform additional duties as requested, needed or assigned
  • Follow all applicable laws and regulations

JOB REQUIREMENTS

  • Extensive knowledge of financial institution policies and procedures
  • Extensive knowledge of commercial lending practices and related areas
  • Strong knowledge of department support structures, resources and personnel
  • Excellent financial analytical skills with sound judgment and decision making abilities
  • Strong time management skills
  • Excellent project management skills
  • Excellent knowledge of personal/business financial statements and tax returns
  • Strong working knowledge of Microsoft office applications
  • Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable, and highly self-motivated
  • Superior customer service skills, exceed customers' expectations
  • Excellent written and verbal English communication skills
  • Ability to adhere to Needham Bank's Core Values (Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing)

EDUCATION & EXPERIENCE

  • Bachelor's degree in Accounting/Finance or related area.
  • At least 5 years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500,000 to $35 million.
  • Formal Credit Training preferred.
  • SBA underwriting experience preferred.
  • Experience with Loan Vantage preferred.

WORKING CONDITIONS/PHYSICAL DEMANDS

  • Normal business office environment

PAY RANGE: $75,247.15 - $105,346.01/year

The pay range provided is based on what we believe is a reasonable estimate for the pay range for this job at the time of posting. Actual pay may vary based on experience, skills, and market factors; additional compensation may apply.

Needham Bank offers a competitive salary and an amazing benefit package for a full-time employee which includes fully paid medical and dental insurance, HRA, 401(k) plan with an 8% bank match, paid time off (PTO), paid holidays, a bonus program, flexible spending accounts, vision service plan, group term life insurance, short and long term disability insurance, tuition reimbursement, and an Employee Assistance Program. We offer a great benefit package to our eligible part-time employees as well.

At NB, we are dedicated to building a diverse, inclusive and authentic workplace - if you are excited about this role, but your past experience doesn't align perfectly with every qualification in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles.

Needham Bank is an Equal Opportunity/Affirmative Action Employer. Needham Bank will provide all applicants for employment and all employees with equal opportunity for employment and promotion regardless of race, color, religion, gender, national origin or ancestry, age, disability, veteran status, military service, sexual orientation, genetic information, or gender identity.