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Overnight Fraud Risk Management Jobs in Ohio (NOW HIRING)

The VP independently manages complex coordination, elevates decision quality, and ensures ... Own enterprise fraud risk strategy, defining priorities, investment decisions, and strategic ...

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Provide guidance on the implementation and oversight of risk management frameworks as part of the 2nd line of defense. * Support regulatory compliance efforts related to fraud, AML, payments, and ...

Provide guidance on the implementation and oversight of risk management frameworks as part of the 2nd line of defense. * Support regulatory compliance efforts related to fraud, AML, payments, and ...

Director Fraud Strategy

Columbus, OH · On-site

$154K - $347K/yr

Master's in Business Management, Statistics, Mathematics Ten years or more in Fraud Risk and/or Credit Risk Other Duties This is illustrative of the types of duties typically performed by this job.

Maintain a strong commitment to regulatory compliance, internal controls, and risk management ... of fraud risk and operations management associated with the product lines - Strong analytical ...

Fraud) provides enterprise leadership for the Credit Union's financial crimes risk program across BSA/AML, OFAC/sanctions, and fraud risk management. This role designs and executes a risk-based ...

As the designated Fraud Officer, this role is accountable for the enterprise fraud risk management framework, including fraud strategy, governance, detection, investigations oversight, and loss ...

TRAVEL Some out-of-area and overnight travel may be expected. MINIMUM REQUIREMENTS A minimum of 10-15 years of experience in risk management and compliance is required. A bachelor's degree in ...

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Overnight Fraud Risk Management information

What are Overnight Fraud Risk Management jobs?

Overnight Fraud Risk Management jobs involve monitoring financial transactions and account activity during nighttime hours to detect and prevent fraudulent activities. Professionals in these roles use specialized software and investigative techniques to identify suspicious behavior, respond to alerts, and minimize financial losses. They often work for banks, credit card companies, or other financial institutions, ensuring that any potential threats are addressed swiftly, even outside of standard business hours. Strong analytical skills, attention to detail, and the ability to work independently are important for success in these positions.

What is the difference between Overnight Fraud Risk Management vs Fraud Analyst?

AspectOvernight Fraud Risk ManagementFraud Analyst
Primary FocusMonitoring and managing fraud risks during overnight hoursAnalyzing and investigating fraud cases across all hours
Work EnvironmentNight shifts, often in security or risk departmentsDay or shift work in financial or banking institutions
Required CredentialsRisk management certifications, knowledge of fraud detection toolsFinancial or criminal justice background, analytical skills

Overnight Fraud Risk Management roles focus on monitoring fraud risks during night hours, often requiring specialized risk management knowledge. Fraud Analysts typically work during regular hours analyzing and investigating fraud cases. Both roles are essential in combating financial fraud but differ mainly in work hours and specific responsibilities.

What are the key skills and qualifications needed to thrive as an Overnight Fraud Risk Management specialist, and why are they important?

To thrive in Overnight Fraud Risk Management, you need strong analytical skills, attention to detail, and a background in finance, criminal justice, or a related field. Familiarity with fraud detection software, transaction monitoring systems, and sometimes certifications like Certified Fraud Examiner (CFE) are typically required. Excellent problem-solving abilities, effective communication, and the ability to stay focused during overnight shifts are valuable soft skills in this role. These competencies are crucial for quickly identifying and mitigating fraudulent activities to protect company assets outside regular business hours.

What are the main challenges faced by professionals working in Overnight Fraud Risk Management, and how can they be addressed?

Professionals in Overnight Fraud Risk Management often face the challenge of quickly identifying and responding to suspicious activities during non-business hours when support from other departments may be limited. Staying alert and maintaining attention to detail is crucial, as fraudulent transactions can occur at any time. To address these challenges, team members rely on robust monitoring systems, clear escalation protocols, and regular communication with daytime teams to ensure seamless case handovers and continuous coverage. Building strong knowledge of fraud patterns and staying updated on emerging threats also helps in making informed decisions during overnight shifts.
What are the most commonly searched types of Fraud Risk Management jobs in Ohio? The most popular types of Fraud Risk Management jobs in Ohio are:
What cities in Ohio are hiring for Overnight Fraud Risk Management jobs? Cities in Ohio with the most Overnight Fraud Risk Management job openings:
Senior Fraud Risk Strategist

Senior Fraud Risk Strategist

US Bank

Cincinnati, OH • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago


U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 345 frontline employees who took The Breakroom Quiz

39th of 142 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

PLEASE NOTE: This position is not eligible for current or future visa sponsorship.

The Vice President, Senior Fraud Risk Strategist serves as a senior decision-maker and strategic authority responsible for defining, prioritizing, and advancing enterprise fraud risk initiatives across business lines, channels, and customer journeys. Operating at a materially higher level of scope and complexity, this role owns end-to-end problem framing, risk tradeoff decisions, and enterprise impact assessments. The VP leads cross-functional alignment across business, product, digital, operations, and risk partners-driving clear direction, resolving ambiguity, and embedding fraud strategy early in key initiatives. Unlike consultative roles, this position owns decisions, sets direction, and directly shapes enterprise priorities.

This role partners closely with analytics, technology, and solution teams, while remaining accountable for translating insights into enterprise strategy and execution. It drives innovation, proactively identifies emerging risks, and leads governance and prioritization across initiatives with disciplined program management, clear ownership, and structured execution oversight. The VP independently manages complex coordination, elevates decision quality, and ensures consistent application of fraud strategy-serving as the central point of accountability for enterprise fraud risk decisions and cross-functional execution.

Core Functions by Category

Enterprise Fraud Strategy, Risk Assessment. & Advisory

  • Own enterprise fraud risk strategy, defining priorities, investment decisions, and strategic direction across products, channels, and initiatives

  • Identify emerging risks, structural vulnerabilities, and control gaps, translating insights into decisive enterprise actions and integrated strategy

  • Establish and enforce strategy standards, decision frameworks, and operating models to drive aligned, scalable execution and consistent outcomes

  • Lead enterprise problem framing and set direction-evaluating tradeoffs, defining options, and making clear path decisions prior to execution

  • Drive enterprise alignment and results by prioritizing initiatives, resolving conflicts and gaps, and ensuring coordinated, end-to-end risk coverage

  • Act as a senior decision leader to business, product, digital, and operations partners-shaping early-stage direction and embedding fraud strategy across initiatives

  • Leverage analytics, KRIs, and quantified business impact to inform governance, prioritize investments, and elevate executive decision-making

Cross-Functional Influence & Governance

  • Set enterprise fraud risk strategy and make prioritization and investment decisions across business lines, channels, and customer journeys

  • Establish and lead enterprise program and project management disciplines - designing governance, workstreams, and execution models to ensure structured delivery, accountability, and measurable outcomes

  • Identify emerging risks and structural vulnerabilities, converting insights into decisive strategy, direction, and enterprise action

  • Lead cross-functional alignment and set clear direction, ensuring fraud strategy is embedded early and consistently across initiatives

  • Own problem framing and strategic path decisions, defining options and directing execution in partnership with analytics, technology, and operations

  • Drive enterprise-wide results by resolving gaps, conflicts, and overlaps, using data-driven insights to inform governance, investment, and measurable outcomes

Operating Discipline

  • Establish and enforce operating frameworks, decision models, and governance to drive consistent, scalable execution and accountability

  • Define and direct operating model design, including process flows, customer contact strategies, and staffing impacts, to ensure effective and scalable execution

  • Set standards for and own audit-ready documentation, program/project management methodologies, reporting, and success metrics, ensuring full traceability and executive visibility into decisions, outcomes, and tradeoffs

Industry Awareness & Strategic Insight

  • Lead enterprise awareness of emerging fraud threats, identity and authentication innovations, and market developments - anticipating risk and opportunity to shape forward-looking strategy

  • Translate external trends, technologies, and evolving typologies into decisive enterprise direction, control strategies, and investment priorities

  • Identify and challenge assumptions on emerging risk areas, applying innovative and creative problem-solving to design differentiated fraud strategies and solutions

  • Drive integration of industry insight into enterprise roadmaps, ensuring proactive adaptation of controls, capabilities, and strategic priorities

Key Responsibilities

  • Lead enterprise fraud strategy engagements, independently identifying, framing, and driving resolution of cross-functional risk issues and strategic priorities

  • Set direction by translating analytics, emerging threats, and partner input into clear, actionable enterprise strategy and prioritized decisions

  • Shape and influence business, product, digital, and operations leaders-embedding fraud strategy early and guiding tradeoffs, control design, and initiative direction

  • Establish and enforce disciplined approaches to issue framing, decision support, and governance, ensuring consistency, scalability, and audit-ready outcomes

  • Represent and advance fraud strategy in enterprise forums, driving alignment, elevating critical issues, and ensuring coordinated execution across initiatives

Required Skills / Capabilities

  • Deep domain expertise across fraud risk, controls, identity, authentication, and customer abuse, with the ability to anticipate emerging threats and implications

  • Exceptional strategic thinking and problem framing, translating complex risk dynamics into clear business direction, priorities, and executive decisions

  • Proven ability to influence senior stakeholders and drive alignment across business, product, technology, operations, and risk partners without direct authority

  • Strong executive communication skills, distilling complex topics into concise, actionable insights and recommendations

  • Demonstrated judgment in prioritization, escalation, and enterprise tradeoff management within complex, ambiguous environments

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than 10 years of applicable experience

Preferred Skills/Experience

  • Experience in enterprise fraud strategy, fraud consulting, fraud risk management, or cross-functional fraud leadership

  • Experience advising initiatives involving onboarding, account opening, authentication, servicing, identity, scams, or channel fraud mitigation

  • Experience preparing senior leadership recommendations, governance summaries, and executive-ready fraud narratives

  • Experience working in highly matrixed organizations where strategic influence is required across multiple stakeholder groups

  • Experience improving risk assessment, consultation, or strategic documentation frameworks

LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.

NOTE: This position is not eligible for current or future visa sponsorship.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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