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Overnight Fraud Risk Management Jobs in California

Thunes

Fraud Risk Manager

San Francisco, CA · On-site

Fraud Operations Management * Oversee fraud investigations, case management, and operational ... Support customer onboarding and ongoing fraud risk reviews for high-risk clients, payment flows ...

Thunes

Fraud Risk Manager

San Francisco, CA

Fraud Operations Management * Oversee fraud investigations, case management, and operational ... Support customer onboarding and ongoing fraud risk reviews for high-risk clients, payment flows ...

CityFirst Bank

BSA/AML and Fraud Manager

Los Angeles, CA · On-site

$130K - $140K/yr

Fraud Risk Management & Program Development * Design and implement the Bank's enterprise fraud risk management framework. * Provide second-line oversight of fraud risk across deposit and lending ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Contributes to the development and updating of fraud prevention, risk tolerance and risk management policies. * Works with internal and external teams (e.g., branch banking, contact centers ...

Avidbank

Commercial Bank Fraud Investigator

San Jose, CA · On-site

$65K - $100K/yr

Collaborate with Operations, BSA/AML, Risk & Compliance, Treasury Management, IT, and frontline teams to support fraud detection, response, and prevention efforts * Provide fraud-related guidance and ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · Hybrid

$98K - $121K/yr

Contributes to the development and updating of fraud prevention, risk tolerance and risk management policies. * Works with internal and external teams (e.g., branch banking, contact centers ...

Avidbank

Commercial Bank Fraud Investigator

San Jose, CA

$65K - $100K/yr

Collaborate with Operations, BSA/AML, Risk & Compliance, Treasury Management, IT, and frontline teams to support fraud detection, response, and prevention efforts * Provide fraudrelated guidance and ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Contributes to the development and updating of fraud prevention, risk tolerance and risk management policies. * Works with internal and external teams (e.g., branch banking, contact centers ...

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Overnight Fraud Risk Management information

What are Overnight Fraud Risk Management jobs?

Overnight Fraud Risk Management jobs involve monitoring financial transactions and account activity during nighttime hours to detect and prevent fraudulent activities. Professionals in these roles use specialized software and investigative techniques to identify suspicious behavior, respond to alerts, and minimize financial losses. They often work for banks, credit card companies, or other financial institutions, ensuring that any potential threats are addressed swiftly, even outside of standard business hours. Strong analytical skills, attention to detail, and the ability to work independently are important for success in these positions.

What is the difference between Overnight Fraud Risk Management vs Fraud Analyst?

AspectOvernight Fraud Risk ManagementFraud Analyst
Primary FocusMonitoring and managing fraud risks during overnight hoursAnalyzing and investigating fraud cases across all hours
Work EnvironmentNight shifts, often in security or risk departmentsDay or shift work in financial or banking institutions
Required CredentialsRisk management certifications, knowledge of fraud detection toolsFinancial or criminal justice background, analytical skills

Overnight Fraud Risk Management roles focus on monitoring fraud risks during night hours, often requiring specialized risk management knowledge. Fraud Analysts typically work during regular hours analyzing and investigating fraud cases. Both roles are essential in combating financial fraud but differ mainly in work hours and specific responsibilities.

What are the key skills and qualifications needed to thrive as an Overnight Fraud Risk Management specialist, and why are they important?

To thrive in Overnight Fraud Risk Management, you need strong analytical skills, attention to detail, and a background in finance, criminal justice, or a related field. Familiarity with fraud detection software, transaction monitoring systems, and sometimes certifications like Certified Fraud Examiner (CFE) are typically required. Excellent problem-solving abilities, effective communication, and the ability to stay focused during overnight shifts are valuable soft skills in this role. These competencies are crucial for quickly identifying and mitigating fraudulent activities to protect company assets outside regular business hours.

What are the main challenges faced by professionals working in Overnight Fraud Risk Management, and how can they be addressed?

Professionals in Overnight Fraud Risk Management often face the challenge of quickly identifying and responding to suspicious activities during non-business hours when support from other departments may be limited. Staying alert and maintaining attention to detail is crucial, as fraudulent transactions can occur at any time. To address these challenges, team members rely on robust monitoring systems, clear escalation protocols, and regular communication with daytime teams to ensure seamless case handovers and continuous coverage. Building strong knowledge of fraud patterns and staying updated on emerging threats also helps in making informed decisions during overnight shifts.
What are the most commonly searched types of Fraud Risk Management jobs in California? The most popular types of Fraud Risk Management jobs in California are:
What cities in California are hiring for Overnight Fraud Risk Management jobs? Cities in California with the most Overnight Fraud Risk Management job openings:
Overnight Fraud Risk Management jobs near you

Fraud Risk Manager

Thunes

San Francisco, CA • On-site

Full-time

Posted 21 days ago

Job description

About Thunes
Thunes is the Smart Superhighway for money movement around the world. Thunes' proprietary Direct Global Network allows Members to make payments in real-time in over 140 countries and more than 90 currencies. Thunes' Network connects directly to over 12 billion mobile wallets and bank accounts worldwide, via more than 350 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay and many more.
Thunes' Direct Global Network differentiates itself through its worldwide reach, in-house Smart Treasury Management Platform and Fortress Compliance Infrastructure, ensuring Members of the Network receive unrivalled speed, control, visibility, protection, and cost efficiencies when making real-time payments globally. Members of Thunes' Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks.
Headquartered in Singapore, Thunes has offices in 15 locations, including Barcelona, Beijing, Dubai, London, Manila, Nairobi, Paris, Shanghai, Hong Kong, Miami, Johannesburg, Riyadh, San Francisco and Atlanta For more information, visit: https://www.thunes.com/
Role Context
We are seeking an experienced Fraud Risk Manager to lead the development and execution of our fraud prevention strategy. This role will own the design, implementation, and optimization of real time fraud controls, transaction monitoring, and operational fraud processes supporting both pay in and payout ecosystems in the digital economies, virtual worlds, and creator platforms.
The ideal candidate brings deep expertise in payments fraud, operations, and data driven decision making, with the ability to balance fraud mitigation, customer experience, and operational efficiency. This role will partner closely with Compliance, Product, Engineering, Operations, and external B2B customers to strengthen the overall fraud risk framework.
Key Responsibilities
Fraud Strategy & Program Development
  • Develop and maintain the enterprise fraud risk program across pay in and payout payment flows.
  • Define fraud risk appetite, control frameworks, and operational standards aligned with business objectives.
  • Establish fraud prevention and detection strategies for ACH, cards, wallets, wires, and alternative payment methods.
  • Design scalable fraud governance, escalation, and incident response procedures.
Real-Time Fraud Controls & Monitoring
  • Own configuration and optimization of real time fraud rules, velocity checks, behavioral monitoring, and transaction risk scoring.
  • Implement and refine fraud detection models using transaction data, user behavior, device intelligence, and external risk signals.
  • Monitor fraud trends, attack patterns, and emerging payment threats to proactively adjust controls.
  • Lead fraud tuning exercises to improve detection accuracy while minimizing false positives and customer friction.
Fraud Operations Management
  • Oversee fraud investigations, case management, and operational workflows across payment and payout channels.
  • Partner with operations teams to improve alert handling, queue management, and SLA performance.
  • Establish KPIs, reporting, and dashboards for fraud performance, operational efficiency, and loss trends.
  • Support dispute, chargeback, account takeover, synthetic identity, and payment abuse investigations.
B2B Customer Support & Advisory
  • Act as a fraud subject matter expert for B2B customers and internal stakeholders.
  • Support customer onboarding and ongoing fraud risk reviews for high-risk clients, payment flows, and use cases.
  • Provide recommendations to customers on fraud controls, transaction monitoring, and operational best practices.
  • Assist with escalations related to fraud events, suspicious activity, and payment abuse.
Cross-Functional Partnership
  • Collaborate with Product and Engineering teams to implement fraud tooling, integrations, and automation initiatives.
  • Partner with Compliance, AML, and Risk teams to ensure alignment between fraud controls and regulatory obligations.
  • Support vendor evaluations and management for fraud tools, KYC/KYB providers, and risk intelligence platforms.
  • Contribute to audits, regulatory inquiries, and internal control assessments related to fraud risk management.
Qualifications
  • 5+ years of experience in fraud risk management within payments, fintech, banking, or financial services.
  • Strong understanding of payment ecosystems including cards, ACH, wallets, and payout platforms.
  • Experience managing real time fraud monitoring systems and fraud decisioning tools.
  • Knowledge of account takeover, synthetic identity fraud, first party fraud, chargebacks, and payment abuse trends.
  • Experience with fraud vendors and tools such as Stripe Radar, Kount, Unit21, or similar platforms.
  • Ability to analyze transaction data and translate fraud insights into operational controls and strategic recommendations.
  • Strong stakeholder management and communication skills.
  • Experience building fraud processes in high growth or evolving operational environments is preferred.
Preferred Skills
  • Experience supporting B2B payment environments.
  • Experience with SQL, BI tools, or fraud analytics platforms.
  • Experience developing fraud metrics, dashboards, and executive reporting.

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