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Overnight Bank Check Processing Jobs in Illinois

CEFCU

ASO/Check Processing Float

Peoria, IL · On-site

$18.56 - $21.81/hr

Balances check images captured from the check processing and Encore! Teller System software with ... Generates, verifies, and transmits daily outgoing image cash letters to correspondent bank for Same ...

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Overnight Bank Check Processing information

What is overnight bank check processing?

Overnight bank check processing refers to the procedure in which banks handle and clear paper checks received during the day after business hours, typically overnight. This process ensures that checks are verified, sorted, and either credited or debited to the appropriate accounts by the next business day. Staff working in overnight check processing are responsible for scanning, verifying, and balancing large volumes of checks to maintain banking accuracy and efficiency. This is a crucial behind-the-scenes job that helps keep the banking system running smoothly for customers and businesses.

What are some common challenges faced in overnight bank check processing roles and how can they be managed?

Overnight bank check processing professionals often face challenges such as tight deadlines, repetitive tasks, and the need for high accuracy under time pressure. Managing large volumes of checks within strict timeframes requires strong attention to detail and the ability to quickly identify and resolve discrepancies. Successful team members typically develop effective time management strategies and maintain clear communication with colleagues to ensure smooth handoffs and error-free processing. Adhering to established protocols and staying organized can help mitigate errors and make the overnight workflow more manageable.

What are the key skills and qualifications needed to thrive as an overnight bank check processing clerk?

Success as an Overnight Bank Check Processing Clerk requires attention to detail, basic math skills, and familiarity with banking procedures, often supported by a high school diploma or equivalent. Proficiency in check processing software, data entry systems, and banking platforms is typically necessary. Dependability, time management, and the ability to work independently during overnight shifts are valuable soft skills. These competencies ensure efficient, accurate processing of financial transactions and help maintain the integrity of banking operations during off-hours.

What is the difference between Overnight Bank Check Processing vs Bank Teller?

AspectOvernight Bank Check ProcessingBank Teller
CredentialsTypically requires banking experience, basic financial knowledgeHigh school diploma; customer service skills
Work EnvironmentBack-office, secure, processing centersBranch, customer-facing
Industry UsageFinancial institutions, processing centersRetail banking branches
Job FocusProcessing checks quickly and accurately overnightAssisting customers, transactions, account management

Overnight Bank Check Processing involves back-office work focused on processing checks efficiently overnight, requiring specialized banking knowledge. In contrast, a Bank Teller interacts directly with customers, handling transactions and providing banking services. Both roles are essential in banking but differ significantly in environment and responsibilities.

What are the most commonly searched types of Bank Check Processing jobs in Illinois? The most popular types of Bank Check Processing jobs in Illinois are:
What are popular job titles related to Overnight Bank Check Processing jobs in Illinois? For Overnight Bank Check Processing jobs in Illinois, the most frequently searched job titles are:
What job categories do people searching Overnight Bank Check Processing jobs in Illinois look for? The top searched job categories for Overnight Bank Check Processing jobs in Illinois are:
What cities in Illinois are hiring for Overnight Bank Check Processing jobs? Cities in Illinois with the most Overnight Bank Check Processing job openings:
Overnight Bank Check Processing jobs near you
Infographic showing various Overnight Bank Check Processing job openings in Illinois as of July 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 100% In-person job distribution.

ASO/Check Processing Float

CEFCU

Peoria, IL • On-site

$18.56 - $21.81/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New

CEFCU rating

9.1

Company rating: 9.1 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?
Apply to join Team CEFCU!

CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team!

Acts as a Float, performing duties of both an Automated Services Operations (ASO) Representative and Check Processing Representative. Balances check images captured from the check processing and Encore! Teller System software with speed and accuracy at the time of deposit. Verifies and processes deposits presented on the various Remote Deposit Capture (RDC) channels; such as ATM, business, mobile and merchant deposits. Serves as the first line of defense to detect and prevent fraud on ATM, mobile, and mailed receipts deposits. Prepares daily balancing reports for Accounting and Cash Management. Generates, verifies, and transmits daily outgoing image cash letters to correspondent bank for Same Day Settlement. Generates extract files to post checks for clearing. Maintains software databases for optimal production performance. Rectifies member and business member statements when cleared check images do not generate. Prepares member correspondence regarding deposit adjustments and the return of non-negotiable instruments. Responds to member inquiries and concerns via various communication methods. Processes and posts payment and deposit transactions received by mail. Analyzes and makes decisions based on the Uniform Commercial Code (UCC) and CEFCU Business Rules on the negotiability of instruments and holds placed on funds. Reconciles transactions posted by individual and branch for daily corporate balancing. Research errors, discrepancies, and questions concerning transactions processed and informs member or third party of research results. Reconciles daily unposted transactions by either applying the appropriate corrections to allow for the reprocessing of those rejected items or by returning the rejected item for the appropriate reason. Processes unposted, overdraft, or system-initiated return items. Performs various ATM and Instant Issue maintenance at off-site locations throughout Illinois.
Provides the highest quality member experience, for both internal and external members.
Department Hours: Monday - Thursday: 7:30 a.m. - 6 :30 p.m.
Friday: 7:30 a.m. - 7:30 p.m.
Saturday: 8:00 a.m. - 2:30 p.m.
HWFH after successful completion of training.Required:High school diploma or equivalent.0-2 years' cash and check handling experience.Ability to work independently resolve issues, think critically, and apply probing/investigative skills.Self-motivated, strong attention to detail, and proven accuracy.Good math and/or basic accounting skills.Ability to learn applicable PC software and mainframe systems and apply at a proficient level within 10 weeks.Successful completion of ASO and Check Processing Training.Quality Member Service skills. Preferred:Thorough understanding of all ASO functions including CEFCU System, Member Mail system, Credit Card systems, Transaction Balancing process, Business Balancing process, scanning equipment, Check Imaging software, corporate structure, Microsoft Word, Microsoft Excel, and Record Storage retrieval system.Knowledge of Member Center teller system, and Microsoft Word, Excel, and Outlook.Thorough understanding of Federal and State Regulations governing the Mailed Receipts functions.Familiarity with the check processing process.Knowledge of CEFCU mainframe applications, reports and screens.Verbal communication skills, phone experience.Prior Automated Services, Mailed Receipts, or Check Processing experience.Knowledge of Regulations B (adverse action), CC, E, and Uniform Commercial Code (UCC) to ensure CEFCU Compliance.Knowledge of ATM, business and general ledger balancing and FPR. 10-key data entry experience.

Summary Pay Range

The anticipated starting pay range for this position is $18.56 - $21.81.

The pay range listed represents the anticipated starting range for a successful candidate. Final compensation will be based on factors such as experience, skills, and qualifications.

Please note that salary is only one component of total compensation at CEFCU.

Benefits

Financial

Merit-based raises

Health and Welfare

Generous paid time off (Holiday, Personal or Sick Time, Vacation)

Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)

Health Savings Account

Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan, Identity Theft & Fraud Protection Plan, Legal Plan)

Life Insurance

Accidental Death & Dismemberment Insurance

Disability Benefits

Defined Benefit Plan - Pension

Defined Contribution Plan - 401K

Additional Benefits

Employee Assistance Program

Tuition reimbursement

Career growth through internal job postings

Management Development Program: formal mentoring and training

Opportunities to help improve and build the CEFCU of tomorrow through process teams

Opportunities to personally contribute to corporate financial literacy and community initiatives

Casual days to support local charities

Employee discounts on entertainment, cell phone plans, theme park tickets, and more

On-site fitness center, fitness classes, and wellness program

It is CEFCU's policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law. This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.

What CEFCU employees say

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