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Outside Property Claim Representative Jobs (NOW HIRING)

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Outside Property Claim Representative information

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$30K

$78K

$165.5K

How much do outside property claim representative jobs pay per year?

As of Aug 19, 2026, the average yearly pay for outside property claim representative in the United States is $78,042.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $90,000.00 per year, depending on experience, location, and employer.

What does an outside property claim representative do?

An Outside Property Claim Representative investigates and evaluates insurance claims related to property damage, such as homes or businesses, typically by visiting the site of the loss. They assess the extent of the damage, determine the cause, and estimate the cost of repairs or replacement. Their responsibilities also include interviewing claimants and witnesses, reviewing policy coverage, and negotiating settlements. This role involves significant fieldwork, communication, and problem-solving skills to ensure fair and prompt claim resolution.

What skills and qualifications are needed to be an outside property claim representative?

To excel as an Outside Property Claim Representative, you need strong knowledge of property insurance policies, claims investigation, and damage assessment, often supported by a relevant bachelor's degree or insurance certifications. Familiarity with claims management software, estimating tools like Xactimate, and mobile technology is typically required. Excellent negotiation, customer service, and time management skills help you effectively resolve claims and support policyholders. These competencies are crucial for ensuring accurate claim settlements, building trust with clients, and maintaining efficiency in the field.

What are common challenges faced by outside property claim representatives, and how can they be managed?

Outside Property Claim Representatives often encounter challenges such as assessing damage accurately in varying weather conditions, managing multiple claims simultaneously, and effectively communicating with policyholders who may be stressed or upset. Time management and strong interpersonal skills are essential to navigate these situations successfully. Staying organized, leveraging digital tools for documentation, and maintaining empathy during interactions can help representatives perform effectively and provide excellent customer service.

What is the difference between Outside Property Claim Representative vs Property Adjuster?

AspectOutside Property Claim RepresentativeProperty Adjuster
Required CredentialsInsurance license, claims trainingInsurance license, claims training
Work EnvironmentField work, visiting claim sitesOffice and field work, inspecting properties
Employer & Industry UsageInsurance companies, claims departmentsInsurance companies, independent adjusting firms
Common Search & ComparisonYesYes

The Outside Property Claim Representative and Property Adjuster roles share similar credentials, work environments, and industry usage. Both handle property claims, often working in the field and requiring insurance licenses. The main difference lies in their specific job functions: Outside Property Claim Representatives primarily investigate and manage claims on-site, while Property Adjusters may also perform detailed inspections and evaluations. Understanding these distinctions helps job seekers identify the right career path within the insurance claims industry.

What are the most commonly searched types of Outside Property Claim Representative jobs?

The most popular types of Outside Property Claim Representative jobs are:

Infographic showing various Outside Property Claim Representative job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 69% Physical, 1% Hybrid, and 30% Remote job distribution, with an average salary of $78,042 per year, or $37.5 per hour.

Outside Property Claim Associate

The Whiteside Agency

Lehi, UT • On-site, Remote

$52K - $86K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 19 days ago


Job description

Who Are We?

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Job Category
ClaimCompensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range$52,600.00 - $86,800.00
Target Openings
1
What Is the Opportunity?
This position services Insureds/Agents in and around Salt Lake City or Utah County area. The selected candidate must reside in or be willing to relocate at their own expense to the assigned territory.
As an Associate Claim Rep, Outside Property, you will receive comprehensive training in claim handling, customer service, and policy interpretation while working alongside experienced claim professionals. This position focuses on developing your skills and knowledge to successfully manage 1st party property claims.
This program is typically 9-12 months and upon successful completion of this program you will have the skills needed to handle claims independently and progress toward full claims handling responsibility.
This position is based remotely with work at residential and commercial locations with a combination of mobile work, work from your primary residence, or the nearest Travelers office.What Will You Do?
  • Actively participate in structured training classes covering insurance policies, specific claim processes, systems, and procedures, including virtual, classroom, and on-the-job training.
  • Review, investigate, and document 1st party property claims under close supervision.
  • Gather information from policyholders, claimants, witnesses, and third-party providers.
  • Learn to investigate and evaluate all relevant facts and information (including but not limited to analyzing leases, contracts, by-laws and other relevant documents which may have an impact). Determine and apply coverage for building damages per policy terms.
  • Establish accurate scope of damages for building and contents losses and utilizes as a basis for written estimates and/or computer assisted estimates.
  • Provide timely and professional communication to customers, claimants, and internal stakeholders.
  • Maintain accurate records of claim activity in claim management systems.
  • Demonstrate openness to continuous learning, particularly in AI and digital transformation.
  • Adapt to new technology implementations, system upgrades, and digital tool rollouts while maintaining productivity and service quality.
  • In order to perform the essential functions of this role, acquisition and maintenance of Insurance License(s) and/or a UAS Remote Pilot Certification may be required to comply with federal, state, and Travelers requirements. Generally, required Insurance License(s) must be obtained within three months of starting the role, and ongoing continuing education requirements must be maintained as mandated.
  • This position requires participation in our Catastrophe Response Program, which could include deployment to assist our customers in other states.
  • This position requires the individual to access and inspect all areas of a dwelling or structure, which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 to 49 pounds, walk on roofs, and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). While specific territory or day-to-day responsibilities may not require an individual to climb a ladder, the incumbent must be capable of safely climbing a ladder when deploying to a catastrophe which is a requirement of the position.
  • Perform other duties as assigned.
What Will Our Ideal Candidate Have?
  • Bachelor's Degree.
  • Previous internship or work experience in customer service or insurance.
  • Willingness to obtain an active adjuster license where required by state law.
  • Proficient in Microsoft Office (Word, Excel, Outlook); willingness to learn claims management and estimating software.
  • Strong verbal and written communication skills with the ability to convey information clearly and professionally.
  • Ability to exercise sound judgement and make effective decisions within established authority.
  • Exceptional customer service skills and commitment to providing a positive experience for insureds and claimants.
  • Attention to detail and organizational skills; ability to manage multiple tasks and prioritize effectively.
  • Basic conflict resolution skills; willingness to learn techniques for facilitating productive discussions and negotiations.
  • Demonstrated openness to continuous learning.
What is a Must Have?
  • High School Diploma or GED and one year of customer service experience.
  • Valid driver's license.
What Is in It for You?
  • Health Insurance:Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
  • Retirement:Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off:Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program:The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement:We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices

Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.

In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.

If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.

Travelers reserves the right to fill this position at a level above or below the level included in this posting.

To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.