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Online Insurance Jobs in Decatur, AL (NOW HIRING)

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions) Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified ...

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Online Insurance information

See Decatur, AL salary details

$7

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$27

How much do online insurance jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for online insurance in Decatur, AL is $17.47, according to ZipRecruiter salary data. Most workers in this role earn between $16.01 and $19.13 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Online Insurance Agent, and why are they important?

To excel as an Online Insurance Agent, you need a solid grasp of insurance products, strong sales abilities, and typically a state-issued insurance license. Familiarity with CRM platforms, online quoting tools, and digital communication systems is crucial for managing client relationships and applications. Outstanding soft skills include active listening, customer service orientation, and the ability to explain complex information clearly. These competencies are vital for building trust, efficiently serving clients online, and ensuring regulatory compliance in a digital environment.

What are some common challenges faced by professionals in online insurance roles, and how can they be addressed?

Professionals in online insurance often face challenges related to rapidly changing technology, high customer expectations for quick service, and the need to stay updated on digital security and compliance. Adapting to new software platforms and managing a high volume of digital inquiries can be demanding. To overcome these challenges, staying current with industry training, developing strong digital communication skills, and collaborating with IT and compliance teams are essential. Embracing continuous learning and using available digital tools can help streamline processes and improve customer satisfaction.

What is an Online Insurance Agent?

An Online Insurance Agent is a professional who helps clients purchase, manage, and understand insurance policies through digital platforms. They provide advice on different insurance products, such as auto, health, life, or home insurance, and assist in comparing quotes, filing claims, and updating policies, all online. Their role is to make the insurance process more accessible, convenient, and efficient for clients by leveraging technology and digital communication.

What is the difference between Online Insurance vs Insurance Agent?

AspectOnline InsuranceInsurance Agent
CredentialsNo specific licensing required for online platformsRequires licensing and certifications
Work EnvironmentDigital, remote, self-pacedIn-person or remote, client-facing
Industry UsageUsed by companies offering direct-to-consumer policiesEmployed by agencies or independent
Customer InteractionSelf-service, online supportPersonalized, consultative

Online Insurance involves purchasing policies through digital platforms without direct agent interaction, focusing on self-service. Insurance Agents provide personalized advice, assist with policy selection, and often work face-to-face or remotely. Both roles serve the insurance industry but differ mainly in customer engagement and required credentials.

What are the most commonly searched types of Insurance jobs in Decatur, AL? The most popular types of Insurance jobs in Decatur, AL are:
What are popular job titles related to Online Insurance jobs in Decatur, AL? For Online Insurance jobs in Decatur, AL, the most frequently searched job titles are:
What job categories do people searching Online Insurance jobs in Decatur, AL look for? The top searched job categories for Online Insurance jobs in Decatur, AL are:
What cities near Decatur, AL are hiring for Online Insurance jobs? Cities near Decatur, AL with the most Online Insurance job openings:
Infographic showing various Online Insurance job openings in Decatur, AL as of May 2026, with employment types broken down into 1% As Needed, 84% Full Time, and 15% Part Time. Highlights an 76% Physical, 1% Hybrid, and 23% Remote job distribution, with an average salary of $36,334 per year, or $17.5 per hour.
Product Owner (AI & Insurance Innovation)

Product Owner (AI & Insurance Innovation)

Insurance Office of America

Decatur, AL

$80K - $95K/yr

Full-time

Posted 12 days ago


Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

73rd of 260 rated insurance


Job description

Description

Job Description:

Title: Product Owner  (AI & Insurance Innovation) – Enterprise Systems 


Fully Remote
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 
About the Role: The Product Owner will play a pivotal role in driving the integration of Artificial Intelligence into IOA’s core product suite. Reporting to the Director of Product Management, you will lead initiatives that modernize critical areas such as back-office automation, automated underwriting, touchless claims processing, and client engagement. This role requires a deep understanding of insurance industry workflows and the ability to translate business needs into actionable product strategies that deliver measurable impact. 
Key Responsibilities: 

  • Product Roadmap: Define and maintain a product roadmap aligned with organizational goals and vision. 

  • Discovery & Research: Conduct industry research and competitive analysis to inform feature development. 

  • Backlog Management: Prioritize and manage the product backlog to meet delivery milestones. 

  • Requirements Documentation: Create clear, concise product requirements, including functional specifications and process flows. 

  • User Stories: Develop high-quality User Stories and acceptance criteria for development teams. 

  • Design Collaboration: Partner with UX Designers to create prototypes and wireframes. 

  • Sprint Leadership: Lead Sprint Planning, Daily Stand-Ups, Sprint Demos, and Retrospectives. 

  • Backlog Grooming: Facilitate backlog refinement sessions to ensure clarity and prioritization. 

  • Cross-Functional Alignment: Collaborate with technical teams to estimate development efforts and plan releases. 

  • Stakeholder Engagement: Work with clients and internal teams to define and negotiate requirements. 

  • Dependency Management: Identify and manage dependencies across teams and systems. 

  • Metrics Analysis: Analyze product performance metrics to identify areas for improvement and optimize conversion. 

  • Domain Expertise: Develop deep knowledge of core business functions, processes, and workflows. 

  • Technical Understanding: Maintain familiarity with core systems, applications, and technical platforms. 

  • Leadership & Communication: Influence stakeholders at all levels through strong organizational and communication skills. 

Ideal Candidate Qualifications: 

  • 3+ years of experience as a Product Owner within the insurance industry. 

  • Proven track record of delivering AI-driven products. 

  • Extensive experience leading Scrum teams and managing complex dependencies. 

  • Bachelor’s degree in Computer Science, Information Systems, Business, or equivalent industry experience in a relevant role. 

  • Strong understanding of software engineering principles. 

  • Demonstrated success in gathering and defining requirements. 

  • Innovative mindset with a commitment to continuous learning and improvement. 

  • Excellent written and verbal communication skills for both technical and business audiences. 

  • Relevant certifications in Product Management or related disciplines. 

 
Eligibility Requirement:
Candidates must be legally authorized to work in the United States without the need for current or future visa sponsorship. This role does not support employment-based visa sponsorship.

What We Offer: 

  • Highly competitive pay rate based on relevant work experience. 

  • Compensation for travel and mileage. 

  • Respectful culture and work/family life balance 

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s) 

Salary Range

The expected pay range for this position is $80,000 to $95,000 per year, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.