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Ocean Marine Insurance Jobs (NOW HIRING)

The Hartford

Ocean Marine Underwriter

Seattle, WA · Hybrid

$78K - $117K/yr

Underwriter - UW08CB We're determined to make a difference and are proud to be an insurance company ... The Ocean Marine Underwriter will be responsible for underwriting marine liabilities, hull ...

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How much do ocean marine insurance jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for ocean marine insurance in the United States is $27.86, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $34.13 per hour, depending on experience, location, and employer.

What are the typical daily responsibilities for professionals in Ocean Marine Insurance?

Ocean Marine Insurance professionals spend their days assessing risks associated with vessels, cargo, and marine operations, underwriting new insurance policies, and managing claims. They frequently interact with shipping companies, brokers, and port authorities to gather information and ensure proper coverage for their clients. The role also involves reviewing legal and regulatory documentation, negotiating policy terms, and staying current on global maritime trends. Collaboration with colleagues in claims, legal, and risk management departments is common, making teamwork and clear communication vital in this dynamic field.

What is an Ocean Marine Insurance job?

An Ocean Marine Insurance job involves underwriting, managing, or adjusting insurance policies that cover ships, cargo, terminals, and other marine-related risks. Professionals in this field assess risks, determine policy terms, and ensure clients are protected from financial losses due to accidents, natural disasters, or piracy. Roles may include underwriters, claims adjusters, or brokers who specialize in marine insurance products. These professionals work closely with shipping companies, exporters, and other maritime businesses to provide tailored coverage. Strong knowledge of maritime law, risk assessment, and global trade is essential for success in this field.

What are the key skills and qualifications needed to thrive in the Ocean Marine Insurance position, and why are they important?

To thrive in Ocean Marine Insurance, you need a deep understanding of maritime laws, insurance underwriting, risk assessment, and commercial shipping practices, often supported by a degree in business, finance, or maritime studies. Familiarity with industry-specific software (such as insurance risk modeling tools), along with certifications like the Associate in Marine Insurance Management (AMIM), is highly valued. Strong analytical thinking, negotiation, and client relationship management skills are essential for success. These qualifications help ensure accurate risk evaluations, effective policy management, and the ability to foster positive client and broker relationships in a complex, global industry.

More about Ocean Marine Insurance jobs
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Ocean Marine Insurance jobs near you
Infographic showing various Ocean Marine Insurance job openings in the United States as of June 2026, with employment types broken down into 82% Full Time, and 18% Part Time. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $57,953 per year, or $27.9 per hour.

Senior Underwriter - Ocean/Cargo Marine

MSIG Holdings USA, Inc.

San Francisco, CA

$110K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

The Cargo/Ocean Marine Underwriter plays a critical role in evaluating, pricing, and managing risks associated with domestic and international cargo shipments. This position supports profitable growth of the marine portfolio by applying sound underwriting judgment, building strong broker relationships, and staying ahead of global trade and logistics trends.

Key Responsibilities

Underwriting & Risk Evaluation

  • Assess and underwrite cargo and ocean marine risks in accordance with company guidelines, authority levels, and profitability targets.

  • Analyze submissions including vessel details, cargo type, routing, loss history, and insured operations.

  • Determine appropriate pricing, terms, and conditions based on risk quality and market dynamics.

  • Structure tailored insurance solutions for complex or specialized marine exposures.

Portfolio & Business Management

  • Manage a book of cargo/ocean marine business with a focus on sustainable profitability and disciplined growth.

  • Monitor account performance, loss trends, and market conditions to adjust underwriting strategies.

  • Collaborate with actuarial, claims, and risk engineering teams to refine underwriting approaches and improve results.

Broker & Client Engagement

  • Develop and maintain strong relationships with brokers, agents, and key clients.

  • Provide responsive, knowledgeable service to distribution partners to support new business and renewals.

  • Represent the company in market meetings, industry events, and client presentations.

Compliance & Documentation

  • Ensure underwriting files are complete, accurate, and compliant with internal standards and regulatory requirements.

  • Maintain clear documentation of underwriting rationale, pricing decisions, and coverage structures.

Market & Industry Insight

  • Stay current on global trade patterns, supply chain issues, vessel safety standards, and marine insurance trends.

  • Contribute to product development, appetite refinement, and strategic initiatives within the marine segment.

Qualifications

  • Bachelor's degree in business, finance, risk management, or related field.

  • Experience underwriting cargo, ocean marine, or related commercial P&C lines.

  • Strong analytical skills with the ability to assess complex risks and make sound decisions.

  • Excellent communication and negotiation abilities.

  • Ability to build and maintain productive broker relationships.

  • Proficiency with underwriting systems, rating tools, and Microsoft Office applications.

  • Professional designations such as CPCU, AMIM, or ARM.

  • Knowledge of international trade, logistics, and maritime operations.

Salary: he base pay range is $110,000.00 - 150,000.00. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.

Additional Benefits:

  • Healthcare and Retirement Benefits
  • Comprehensive medical, dental, and vision coverage
  • 401(k) with a generous employer match and profit-sharing contribution
  • Wellness incentive program
  • Life and accidental death and dismemberment (AD&D) insurance
  • Flexible spending programs
  • Short-term and long-term disability plans


Additional Benefit Programs

  • Paid time off program
  • Paid charitable leave
  • Paid parental leave
  • Tuition reimbursement program
  • Personal insurance (auto/homeowners) discounts

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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