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Non Captive Life Insurance Agent Jobs (NOW HIRING)

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Lifeline Insurance

Life Insurance Agent

Tampa, FL · On-site

Role Description The Life Insurance Agent will work full-time on-site in Tampa, FL, meeting with prospective and existing clients to assess their life insurance needs and financial goals. Day-to-day ...

Mathis Financial Corp

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Life Insurance Sales Agent

Katy, TX · Remote

$500 - $2.0K/wk

This is a non-captive independent opportunity with an established lead system, free CRM, 1-on-1 ... Active Life Insurance License -- no license? We will help you get licensed fast * Strong work ethic ...

The Bellaire Agency

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Life Insurance Agent

Las Vegas, NV · Remote

$500 - $2.5K/wk

Educate clients on life insurance * Help clients find the best product for their needs * Complete ... We are not a captive agency. Go to Teambellaireagency.com click on about us to learn more.

The Bellaire Agency

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Life Insurance Agent

San Antonio, TX · On-site

$500 - $2.5K/wk

Educate clients on life insurance * Help clients find the best product for their needs * Complete ... We are not a captive agency. Go to Teambellaireagency.com click on about us to learn more.

The Bellaire Agency

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Life Insurance Agent

San Francisco, CA · Remote

$500 - $2.5K/wk

Educate clients on life insurance * Help clients find the best product for their needs * Complete ... We are not a captive agency. Go to Teambellaireagency.com click on about us to learn more.

AO Globe Life

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Pinnacle Financial Partners

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Life Insurance Agent

Troy, MI · On-site

$60K - $500K/yr

Life Insurance Sales Representative - Pinnacle Financial Partners Pinnacle Financial Partners is ... Unlike captive agencies that are limited to one insurance company, our agents have access to ...

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All JobsFinance And Insurance JobsInsurance JobsNon Captive Life Insurance Agent Jobs

Non Captive Life Insurance Agent information

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$18K

$89K

$145K

How much do non captive life insurance agent jobs pay per year?

As of Sep 9, 2026, the average yearly pay for non captive life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a non captive life insurance agent?

Non-captive life insurance agents are independent professionals who are not tied to a single insurance company. Instead, they work with multiple insurers and can offer a broader range of policies to their clients. This allows them to compare various products and find the best coverage and rates to suit each individual’s needs. Unlike captive agents, who can only sell products from one company, non-captive agents provide clients with more options and potentially better value.

How does being a non captive life insurance agent impact the types of products you can offer clients and your daily workflow?

As a non-captive life insurance agent, you have the flexibility to represent multiple insurance carriers, which allows you to offer a broader range of products tailored to each client's needs. This means your daily workflow often involves researching and comparing policies from various companies, staying current on different carriers’ guidelines, and communicating with multiple underwriting teams. While this independence can help you better serve clients and potentially increase your earning opportunities, it also requires excellent organizational skills and proactive learning to manage diverse offerings and maintain strong relationships with different providers.

What are the key skills and qualifications needed to thrive as a non captive life insurance agent, and why are they important?

To thrive as a Non Captive Life Insurance Agent, you need strong sales abilities, knowledge of insurance products, and typically a state-issued life insurance license. Familiarity with CRM software, online quoting systems, and various insurance carrier platforms is essential for managing client relationships and submissions. Exceptional interpersonal skills, self-motivation, and trustworthiness help agents build rapport and maintain long-term client relationships. These skills are crucial for effectively advising clients, meeting sales targets, and succeeding in a competitive, commission-driven environment.

Can being a non captive life insurance agent be a side hustle?

Yes, non captive life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their time effectively. Many agents operate part-time while maintaining other employment, especially if they have strong sales skills and access to flexible schedules or online tools.

How much do non-captive life insurance agents make?

Non-captive life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales skills, client base, and the commission structure of the agency or company they work for.

Why do most non captive life insurance agents quit?

Non-captive life insurance agents often leave the profession due to challenges in building a steady client base, high competition, and the need for strong sales skills. The job typically involves commission-based income, which can lead to financial instability and burnout if sales targets are not met.

What cities are hiring for Non Captive Life Insurance Agent jobs?

Cities with the most Non Captive Life Insurance Agent job openings:

What states have the most Non Captive Life Insurance Agent jobs?

States with the most job openings for Non Captive Life Insurance Agent jobs include:

What are popular job titles related to Non Captive Life Insurance Agent jobs?

For Non Captive Life Insurance Agent jobs, the most frequently searched job titles are:

Infographic showing various Non Captive Life Insurance Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Final Expense Life Insurance Agent

Charleston, SC • Remote

Team Nexa Insurance Solutions
See more jobs at Team Nexa Insurance Solutionsexternal

$50K - $275K/yr

Contractor

Re-posted 6 days ago

Job description


Team Nexa Insurance Solutions is seeking to hire a life insurance agents that will specialize in providing coverage for clients with health issues and pre-existing conditions.  Agents can work Remotely or In-Person.  
We are contracted to provide coverage with no waiting period for conditions such as:
Amputation
Cardiomyopathy
Congestive Heart Failure
C.O.P.D.
Past Cancer 
Dialysis
Heart Attack
Kidney Failure
Obesity
Organ Transplant (Over 5 years ago)
Sickle Cell
This list is not all inclusive.  Health Questions are used to qualify without a prescription check.
Agents will receive competitive commissions under a non-captive agreement.  
Get you questions answered on our LIVE webinar.  
Tuesdays & Thursdays at 7pm
Preregistration is required
We will not Spam You
Preregistration  Link
*Individual Results May Vary*

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