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Non Captive Life Insurance Agent Jobs (NOW HIRING)

Team Nexa Insurance Solutions

$55K - $250K/yr

Licensed Life Insurance Agent - Dallas-Fort Worth (Texas License Required) Team-Based Model | In ... rated, non-captive carriers A proven presentation framework Direct guidance from experienced ...

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

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Non Captive Life Insurance Agent information

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How much do non captive life insurance agent jobs pay per year?

As of Sep 9, 2026, the average yearly pay for non captive life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a non captive life insurance agent?

Non-captive life insurance agents are independent professionals who are not tied to a single insurance company. Instead, they work with multiple insurers and can offer a broader range of policies to their clients. This allows them to compare various products and find the best coverage and rates to suit each individual’s needs. Unlike captive agents, who can only sell products from one company, non-captive agents provide clients with more options and potentially better value.

How does being a non captive life insurance agent impact the types of products you can offer clients and your daily workflow?

As a non-captive life insurance agent, you have the flexibility to represent multiple insurance carriers, which allows you to offer a broader range of products tailored to each client's needs. This means your daily workflow often involves researching and comparing policies from various companies, staying current on different carriers’ guidelines, and communicating with multiple underwriting teams. While this independence can help you better serve clients and potentially increase your earning opportunities, it also requires excellent organizational skills and proactive learning to manage diverse offerings and maintain strong relationships with different providers.

What are the key skills and qualifications needed to thrive as a non captive life insurance agent, and why are they important?

To thrive as a Non Captive Life Insurance Agent, you need strong sales abilities, knowledge of insurance products, and typically a state-issued life insurance license. Familiarity with CRM software, online quoting systems, and various insurance carrier platforms is essential for managing client relationships and submissions. Exceptional interpersonal skills, self-motivation, and trustworthiness help agents build rapport and maintain long-term client relationships. These skills are crucial for effectively advising clients, meeting sales targets, and succeeding in a competitive, commission-driven environment.

Can being a non captive life insurance agent be a side hustle?

Yes, non captive life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their time effectively. Many agents operate part-time while maintaining other employment, especially if they have strong sales skills and access to flexible schedules or online tools.

How much do non-captive life insurance agents make?

Non-captive life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales skills, client base, and the commission structure of the agency or company they work for.

Why do most non captive life insurance agents quit?

Non-captive life insurance agents often leave the profession due to challenges in building a steady client base, high competition, and the need for strong sales skills. The job typically involves commission-based income, which can lead to financial instability and burnout if sales targets are not met.

What cities are hiring for Non Captive Life Insurance Agent jobs?

Cities with the most Non Captive Life Insurance Agent job openings:

What states have the most Non Captive Life Insurance Agent jobs?

States with the most job openings for Non Captive Life Insurance Agent jobs include:

What are popular job titles related to Non Captive Life Insurance Agent jobs?

For Non Captive Life Insurance Agent jobs, the most frequently searched job titles are:

Infographic showing various Non Captive Life Insurance Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Licensed Life & Health Insurance Agent

Chester, VA • Remote

Assurance Network
See more jobs at Assurance Networkexternal

$50K - $200K/yr

Other

Medical, Life

Re-posted 27 days ago

Job description

Licensed Life & Health Insurance Agent
Non-Captive | Residual Income | 1099

Medicare (T65) | ACA | Life

Tired of paying for dead or recycled leads?
Is E&O coverage holding you back from getting started?
We’re hiring licensed Life & Health agents ready to grow in Medicare (T65), ACA, and Life insurance.
This is a non-captive 1099 opportunity where you’re paid directly by carriers and retain ownership of your book of business.
Some free lead opportunities are available (availability varies). You’ll prospect daily, handle inbound calls, conduct virtual or in-person appointments, and close business compliantly.
We provide tools and support.
You bring the activity and follow-through.
Compensation:
  • Commission paid directly by carriers.
  • Medicare, ACA, and Life products.
  • Renewal income available.
  • Uncapped earning potential.
  • Build long-term residual income.
Requirements:
  • Active Life & Health License.
  • Comfortable making outbound calls.
  • Strong phone communication skills.
  • Self-motivated and disciplined.
  • Desktop/laptop (no tablets).
  • Hardwired internet (no WiFi).
  • Headset with microphone.
  • Quiet, professional workspace.
If you're ready to stop chasing bad leads and start building real production, apply today. Email your name and contact information to agents@assurance-network.com and be sure to include whether you’re interested in becoming a Life Insurance Agent, Health Insurance Agent, or both.
Non-captive.
Uncapped.
Performance-driven.