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Mortgage Jobs in San Ramon, CA (NOW HIRING)

Wells Fargo

CA-WA Private Mortgage Banker

Berkeley, CA · On-site

Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role ...

Wells Fargo

CA-WA Private Mortgage Banker

San Mateo, CA · On-site

Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com. In this role ...

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All JobsMortgage JobsMortgage Jobs in San Ramon, CA

Mortgage information

What is a mortgage?

Mortgages are loans specifically used to purchase real estate, such as a house or property. When you take out a mortgage, you borrow money from a lender and agree to pay it back, usually in monthly installments, over a set period (often 15 or 30 years). The property itself serves as collateral, meaning the lender can take ownership if you fail to make payments. Mortgages come in various types, such as fixed-rate and adjustable-rate, each with different terms and interest rates. Understanding the basics of mortgages can help you make informed decisions when buying a home.

What jobs are in the mortgage industry?

The mortgage industry plays an essential role in helping people acquire a home or other real estate. A loan officer is a typical position in the field, and the one most home buyers are likely to encounter first. Loan officers are responsible for acting as an intermediary between the borrower and the lender, who is usually, if not always, a bank. You could also be a mortgage underwriter, responsible for finalizing the transaction by approving or denying a borrower based on income, credit, and other factors. Or you could be an escrow agent, responsible for transferring the ownership of a property from one party to another.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending processes, financial analysis, and relevant regulations, typically supported by a bachelor's degree in finance or a related field and state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) systems, and compliance tools is essential. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients help set top performers apart. These skills ensure accurate loan processing, regulatory compliance, and successful client relationships, which are crucial for business growth and customer satisfaction.

What are the main challenges a mortgage loan officer faces when working with clients?

Mortgage loan officers often encounter challenges such as navigating complex lending regulations, managing tight deadlines, and addressing clients’ unique financial situations. They must balance the needs of both borrowers and lending institutions, which requires strong communication and problem-solving skills. Additionally, fluctuating interest rates and changing market conditions can impact the loan approval process, making adaptability and up-to-date industry knowledge essential.

What is the difference between Mortgage vs Loan Officer?

AspectMortgage
RoleMortgage
Primary FocusFacilitating home loans and mortgage financing
CertificationsMortgage license, state-specific licensing
Work EnvironmentBanking institutions, mortgage companies, online platforms
Industry UsageReal estate, banking, finance

The term "Mortgage" generally refers to the financial product or the process of obtaining a home loan. A "Loan Officer" is a professional who evaluates, authorizes, and recommends approval of various types of loans, including mortgages. While mortgage professionals specialize in home loans, loan officers may handle a broader range of loan types. Both roles often require similar certifications and work within the banking or finance industry, but their specific focus differs.

More about Mortgage jobs

What are the most commonly searched types of Mortgage jobs in San Ramon, CA?

The most popular types of Mortgage jobs in San Ramon, CA are:

What are popular job titles related to Mortgage jobs in San Ramon, CA?

For Mortgage jobs in San Ramon, CA, the most frequently searched job titles are:

What job categories do people searching Mortgage jobs in San Ramon, CA look for?

The top searched job categories for Mortgage jobs in San Ramon, CA are:

What cities near San Ramon, CA are hiring for Mortgage jobs?

Cities near San Ramon, CA with the most Mortgage job openings:

Mortgage jobs near you
Infographic showing various Mortgage job openings in San Ramon, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Mortgage Originations - Mortgage Loan Consultant Internal - Full Time - Onsite (No.CA)

Nuvision Federal Credit union

Berkeley, CA • On-site

$55K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago

Job description

We embrace passionate Team Members who consistently display our values: United, Informative, Approachable, Caring and Transparent. We are united in our collective effort to achieve member goals and proactively provide solutions tailored to individual Member needs. We are committed to ensuring that each Member receives a positive service experience and trusted financial advice. Join the Nuvision Team today! Let us be part of your career journey!
This position is responsible for the origination and retention of residential first and second mortgages via telephone inquiries, walk-ins, online, referrals from branches and employees. The person in this position will work directly with members to anticipate needs and excel in providing financial solutions for our members. Adds value to the organization by adding and retaining assets to the Credit Union's portfolio and loans for sale in the secondary market.
Responsibilities:

  • Originates and retains mortgage loans.
  • Takes mortgage applications by phone, online or as acceptable by members.
  • Meets monthly origination goals. Knowledgeable of Fannie Mae, Freddie Mac, FHA and VA underwriting and private mortgage insurance guidelines.
  • Makes loan product recommendations to members, understanding various rate/point scenarios.
  • Understands all aspects of mortgage loan origination, including product, underwriting, compliance, and documentation requirements.
  • Responds to member inquiries. Providing consultative services to members; to explain various mortgage products, comparing the products to assist in meeting member needs.
  • Initiates member rate lock requests to the secondary marketing representative.
  • Determines timing of loan delivery to secondary market. Understands the correlation of loan sales to the organizations bottom line.
  • Manages own mortgage loan pipeline; responsible for building the pipeline, working the loan until it closes ensuring that minimum production volume is consistently achieved.
  • Works with loan processors and underwriters to obtain all requisite loan documentation, promoting communication and teamwork.
  • Cross sells other Credit Union products.
  • Supports and participates in continuous improvement activities.
  • Represents the Credit Union in a positive and professional manner.
  • Other related duties as assigned.
  • Maintains member and other sensitive information with confidentiality.
  • Treats co-workers and members with respect.
  • Traveling to our Berkeley, Martinez and other Northern Branches as needed
Qualifications:
  • Minimum one year mortgage loan officer experience.
  • Thorough knowledge of entire mortgage process from origination to end servicing.
  • Excellent sales and counseling skills required. Strong communication and interpersonal skills essential for interacting with member and referral.
Education:
  • High school diploma or GED plus college-level coursework in related business classes.
Website: https://nuvisionfederal.com/careers
Compensation:
  • Northern California: $26.50/hr ($55,120 annually) in addition to any earned commission under the Mortgage Loan Consultant Internal Commission Plan.
Benefits:
  • Medical
  • Dental
  • Vision
  • Life Insurance
  • Flexible Spending Account
  • 401(k) Matching
  • Paid Time Off
  • Training Provided
  • Tuition Reimbursement

California Employee Privacy Notice:https://nuvisionfederal.com/disclosures/ccpa/
Applicants must be legally authorized to work in the U.S. without the need for current or future sponsorship.
Nuvision Credit Union is proud to be an Equal Opportunity Employer. At Nuvision Credit Union, we provide equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
Nuvision Credit Union is committed to providing equal employment opportunities to all individuals, including those with disabilities. If you require a reasonable accommodation to complete the application or interview process, please contact our recruiting team at Recruiting@nuvisioncu.org. We will work with you to meet your needs in accordance with applicable laws.

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