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Mortgage Jobs in Rochester, MN (NOW HIRING)

Merchants Bank

Mortgage Lender

Rochester, MN · On-site

$21.63/hr

Merchants Bank, Rochester , has a Mortgage Lender opportunity available. Duties include providing service to potential real estate loan customers both for in-house and real estate loans sold to ...

mgx

Mortgage Lender

Rochester, MN

Merchants Bank, Rochester , has a Mortgage Lender opportunity available. Duties include providing service to potential real estate loan customers both for in-house and real estate loans sold to ...

Merchants Bank

Mortgage Loan Processor I

Rochester, MN · On-site

$40K - $55K/yr

Mortgage Loan Processor Merchants Bank is seeking a Mortgage Loan Processor. This on-site position can work at any of our branch locations in MN or WI. The primary responsibilities for this position ...

Merchants Bank

Mortgage Loan Processor I

Saint Charles, MN · On-site

$36K - $50K/yr

Merchants Bank is seeking a Mortgage Loan Processor. This on-site position can work at any of our branch locations in MN or WI. The primary responsibilities for this position will be performing ...

Caliver Beach Mortgage, LLC

Loan Officer

Rochester, MN · On-site

Become your own boss at Caliver Beach Mortgage!! Description: • Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! • Uncapped commissions! • Loan products ...

Edina Realty

Insurance Producer

Rochester, MN

$24.03 - $28.84/hr

Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as appropriate ...

HomeServices of America

Insurance Producer

Rochester, MN · On-site

$24.03 - $28.84/hr

Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as appropriate ...

HomeServices of America

Insurance Producer

Rochester, MN

$24.03 - $28.84/hr

Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as appropriate ...

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All JobsMortgage JobsMortgage Jobs in Rochester, MN

Mortgage information

See Rochester, MN salary details

$23.9K

$70.2K

$139K

How much do mortgage jobs pay per year?

As of Aug 29, 2026, the average yearly pay for mortgage in Rochester, MN is $70,164.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,349.00 and $88,677.00 per year, depending on experience, location, and employer.

What is a mortgage?

Mortgages are loans specifically used to purchase real estate, such as a house or property. When you take out a mortgage, you borrow money from a lender and agree to pay it back, usually in monthly installments, over a set period (often 15 or 30 years). The property itself serves as collateral, meaning the lender can take ownership if you fail to make payments. Mortgages come in various types, such as fixed-rate and adjustable-rate, each with different terms and interest rates. Understanding the basics of mortgages can help you make informed decisions when buying a home.

What jobs are in the mortgage industry?

The mortgage industry plays an essential role in helping people acquire a home or other real estate. A loan officer is a typical position in the field, and the one most home buyers are likely to encounter first. Loan officers are responsible for acting as an intermediary between the borrower and the lender, who is usually, if not always, a bank. You could also be a mortgage underwriter, responsible for finalizing the transaction by approving or denying a borrower based on income, credit, and other factors. Or you could be an escrow agent, responsible for transferring the ownership of a property from one party to another.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending processes, financial analysis, and relevant regulations, typically supported by a bachelor's degree in finance or a related field and state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) systems, and compliance tools is essential. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients help set top performers apart. These skills ensure accurate loan processing, regulatory compliance, and successful client relationships, which are crucial for business growth and customer satisfaction.

What are the main challenges a mortgage loan officer faces when working with clients?

Mortgage loan officers often encounter challenges such as navigating complex lending regulations, managing tight deadlines, and addressing clients’ unique financial situations. They must balance the needs of both borrowers and lending institutions, which requires strong communication and problem-solving skills. Additionally, fluctuating interest rates and changing market conditions can impact the loan approval process, making adaptability and up-to-date industry knowledge essential.

What is the difference between Mortgage vs Loan Officer?

AspectMortgage
RoleMortgage
Primary FocusFacilitating home loans and mortgage financing
CertificationsMortgage license, state-specific licensing
Work EnvironmentBanking institutions, mortgage companies, online platforms
Industry UsageReal estate, banking, finance

The term "Mortgage" generally refers to the financial product or the process of obtaining a home loan. A "Loan Officer" is a professional who evaluates, authorizes, and recommends approval of various types of loans, including mortgages. While mortgage professionals specialize in home loans, loan officers may handle a broader range of loan types. Both roles often require similar certifications and work within the banking or finance industry, but their specific focus differs.

More about Mortgage jobs

What are the most commonly searched types of Mortgage jobs in Rochester, MN?

The most popular types of Mortgage jobs in Rochester, MN are:

What are popular job titles related to Mortgage jobs in Rochester, MN?

For Mortgage jobs in Rochester, MN, the most frequently searched job titles are:

What job categories do people searching Mortgage jobs in Rochester, MN look for?

The top searched job categories for Mortgage jobs in Rochester, MN are:

What cities near Rochester, MN are hiring for Mortgage jobs?

Cities near Rochester, MN with the most Mortgage job openings:

Mortgage jobs near you
Infographic showing various Mortgage job openings in Rochester, MN as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $70,164 per year, or $33.7 per hour.

Mortgage Consultant

Prosperity Home Mortgage

Rochester, MN • On-site

Full-time

Re-posted 18 days ago

Job description

Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.

About This Opportunity

As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.

What You'll Do

Drive Business Growth

  • Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
  • Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
  • Exceed personal production targets while contributing to overall market share and branch profitability

Deliver Expert Guidance

  • Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
  • Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
  • Present clear rate and point options while managing the complete application process from initial contact to closing

Ensure Exceptional Client Experience

  • Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
  • Set realistic expectations by clearly communicating policies, procedures, and timelines
  • Maintain proactive communication to keep clients informed at every stage of their loan journey
  • Track loan status and ensure all documentation requirements are met for smooth, timely closings

Maintain Excellence Standards

  • Uphold company standards for quality, accuracy, and fall-out rates
  • Stay compliant with all industry regulations and federal/state laws
  • Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices

What We're Looking For

Education & Experience

  • Bachelor's degree or equivalent combination of relevant experience and education
  • Minimum 2 years of mortgage industry experience demonstrating proven success

Professional Requirements

  • Valid NMLS license (required)
  • Proficiency with social media platforms for networking and business development
  • Willingness to travel within your local market area

Skills That Set You Apart

  • Exceptional communication abilities with extensive experience in phone and email client interaction
  • Strong analytical skills for evaluating financial and credit data
  • Results-driven mindset with a track record of meeting and exceeding targets
  • Natural relationship-builder with the ability to connect with diverse clientele

Why Choose Prosperity Home Mortgage?

Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.

Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.

Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.

Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.

Ready to Make a Difference?

If you're ready to combine your mortgage expertise with a passion for helping others achieve their dreams, we want to hear from you. At Prosperity Home Mortgage, you'll find the support, resources, and opportunities needed to build a rewarding career while making a lasting impact in your community.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

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