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Mortgage Underwriter Jobs in Decatur, GA (NOW HIRING)

Mortgage Loan Originator

Atlanta, GA

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Originates mortgage loans in an assigned metropolitan territory ... Takes applications, conducts preliminary underwriting reviews, submits loan applications to ...

Mortgage Loan Originator

Atlanta, GA ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Originates mortgage loans in an assigned metropolitan territory ... Takes applications, conducts preliminary underwriting reviews, submits loan applications to ...

Mortgage Sales Supervisor

Atlanta, GA ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Mortgage Loan Originators ... Ensures that documents required for processing, underwriting, and closing are secured in a timely ...

Private Mortgage Banker

Roswell, GA ยท On-site

  • Medical

  • Life

  • Retirement

  • PTO

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and ...

Private Mortgage Banker

Atlanta, GA ยท On-site

  • Medical

  • Life

  • Retirement

  • PTO

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and ...

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability to identify opportunities to cross-sell financial products and services * Effective written and ...

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each ... for underwriting. Responsible for maintaining client relationships. Advises customers on the ...

Mortgage Retail Sales Consultant

Snellville, GA ยท On-site

  • Medical

  • Life

  • Retirement

  • PTO

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and ...

Ensure future salability and quality control of residential mortgage loans and refinances by adhering to all lender underwriting guidelines and federal and state regulations * Examine and implement ...

Mortgage Retail Sales Consultant

Marietta, GA ยท On-site

  • Medical

  • Life

  • Retirement

  • PTO

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and ...

Mortgage Retail Sales Consultant

Stockbridge, GA ยท On-site

  • Medical

  • Life

  • Retirement

  • PTO

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and ...

Showing results 41-60

Mortgage Underwriter information

See Decatur, GA salary details

$17

$29

$53

How much do mortgage underwriter jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for mortgage underwriter in Decatur, GA is $29.06, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $33.80 per hour, depending on experience, location, and employer.

What does a mortgage underwriter do?

A mortgage underwriter determines whether to approve or decline a request for a loan based on the credit, collateral, and capacity of the borrower. As a mortgage underwriter, you typically work on both commercial and residential transactions. Your responsibilities include managing the risk for the lender and verifying the information on applications. Your duties also include working with specially designed software to help make financially sound decisions. Some positions involve a sales component where you actively solicit new business or form partnerships with realtors. A mortgage underwriting job is usually full-time and may require frequent travel to meet with clients onsite.

What does a mortgage underwriter do?

A Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine if a borrower qualifies for a mortgage. They review financial documents such as credit reports, income statements, and property appraisals to ensure all guidelines and regulations are met. The underwriter's decision helps lenders manage risk and ensures that loans are only approved for qualified applicants.

What are the key skills and qualifications needed to thrive as a mortgage underwriter, and why are they important?

To thrive as a Mortgage Underwriter, you need a solid understanding of lending regulations, risk assessment, and financial analysis, often supported by a background in finance, business, or accounting. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS) like DU or LP, and relevant certifications such as the Certified Mortgage Underwriter (NAMU-CMU) are typically required. Strong attention to detail, analytical thinking, and effective communication skills help you evaluate complex applications and collaborate with loan officers. These capabilities are crucial for accurately assessing borrower risk, ensuring regulatory compliance, and maintaining the integrity of the lending process.

What are some common challenges mortgage underwriters face during the loan approval process?

Mortgage underwriters often encounter challenges such as assessing complex financial documents, identifying potential fraud, and ensuring compliance with ever-changing lending regulations. They must balance thorough risk assessment with timely decision-making to meet tight deadlines and maintain customer satisfaction. Additionally, underwriters frequently collaborate with loan officers and processors to clarify borrower information and resolve discrepancies, which requires strong communication and problem-solving skills.

What is the difference between Mortgage Underwriter vs Loan Processor?

AspectMortgage UnderwriterLoan Processor
CredentialsTypically requires mortgage licensing, underwriting certifications, or related trainingRequires loan processing training, sometimes mortgage licensing, but less specialized
Work EnvironmentAnalyzes loan applications, reviews financial documents, and assesses riskPrepares and organizes loan documents, communicates with applicants and lenders
Employer & IndustryFinancial institutions, mortgage lenders, banksMortgage companies, banks, credit unions

The main difference is that mortgage underwriters evaluate the risk of a loan application and make approval decisions, while loan processors handle the documentation and preparation process to ensure all required information is complete for underwriting.

Is it hard to become a mortgage underwriter?

Becoming a mortgage underwriter typically requires a high school diploma or equivalent, with many employers preferring candidates with a bachelor's degree in finance, business, or a related field. The role involves understanding loan documentation, credit analysis, and industry regulations, often requiring on-the-job training or certification such as the Mortgage Underwriting Certification. While the job can be competitive, gaining relevant experience and developing strong analytical skills can facilitate entry into the field.

Is mortgage underwriting a stressful job?

Mortgage underwriting can be a stressful job due to tight deadlines, high accuracy requirements, and the need to assess financial risk accurately. Underwriters often work in fast-paced environments and must review complex financial documents, which can contribute to job pressure. However, workload and stress levels vary depending on the employer and individual experience.

What qualifications do you need to be a mortgage underwriter?

To become a mortgage underwriter, candidates typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, economics, or a related field. Relevant skills include attention to detail, analytical ability, and experience with underwriting software or financial analysis. Certifications such as the Mortgage Bankers Association's Certified Mortgage Underwriter (CMU) can enhance job prospects.

What are the most commonly searched types of Mortgage Underwriter jobs in Decatur, GA?

The most popular types of Mortgage Underwriter jobs in Decatur, GA are:

What are popular job titles related to Mortgage Underwriter jobs in Decatur, GA?

For Mortgage Underwriter jobs in Decatur, GA, the most frequently searched job titles are:

What job categories do people searching Mortgage Underwriter jobs in Decatur, GA look for?

The top searched job categories for Mortgage Underwriter jobs in Decatur, GA are:

What cities near Decatur, GA are hiring for Mortgage Underwriter jobs?

Cities near Decatur, GA with the most Mortgage Underwriter job openings:

Infographic showing various Mortgage Underwriter job openings in Decatur, GA as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $60,437 per year, or $29.1 per hour.

Senior Underwriter / Account Executive Officer - Loss Sensitive, Construction

The Travelers Indemnity Company

Alpharetta, GA โ€ข On-site

$120.40 - $198.70/hr

Other

Medical, Life, Retirement, PTO

Posted 18 days ago


Job description

Who Are We?

Taking care of our customers, our communities and each other. Thatโ€™s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Compensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range

$120,400.00 - $198,700.00

Target Openings

1

What Is the Opportunity?

The Account Executive Officer (AEO), Construction Loss Sensitive will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers.

What Will You Do?
  • Manage the profitability, growth, and retention of an assigned book of business.
  • Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability.
  • Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities.
  • Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
  • Identify and capture new business opportunities using consultative marketing and sales skills.
  • Independently develop and execute agency sales plans and frequently partner with your Managing Director (MD) to develop region/group sales plans.
  • May assist in the training and mentoring of less experienced Account Executives.
  • Perform other duties as assigned.
What Will Our Ideal Candidate Have?
  • Bachelorโ€™s degree.
  • Six to eight years of relevant underwriting experience with experience in construction loss sensitive.
  • Deep knowledge of construction loss sensitive products, the regulatory environment, and the local insurance market.
  • Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
  • Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers.
  • CPCU designation.
What is a Must Have?
  • Four years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience.
What Is in It for You?
  • Health Insurance:Employees and their eligible family members โ€“ including spouses, domestic partners, and children โ€“ are eligible for coverage from the first day of employment.
  • Retirement:Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off:Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program:The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement:We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices

Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.

In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.

Travelers reserves the right to fill this position at a level above or below the level included in this posting.

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