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Remote Mortgage Underwriter Jobs in Decatur, GA (NOW HIRING)

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Why Silverton Mortgage: We are a people first organization that was voted a top place to work by ... Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ...

Clayton

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Why Silverton Mortgage: • We are a people first organization that was voted a top place to work ... Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ...

Silverton Mortgage

Mortgage Loan Processor

Atlanta, GA · Remote

$80K - $90K/yr

Remote Pay: The expected base pay range for this position is from $55,000 to $60,000 plus ... Loan Originators, Underwriters, and Closers. The Processor is responsible for gathering the ...

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

... for underwriting. Responsible for maintaining client relationships. Advises customers on the ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer-Retail

Atlanta, GA · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

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Remote Mortgage Underwriter information

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How much do remote mortgage underwriter jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for remote mortgage underwriter in Decatur, GA is $30.44, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $29.81 per hour, depending on experience, location, and employer.

What does a remote mortgage underwriter do?

A remote mortgage underwriter is responsible for evaluating and approving or denying loan applications for home mortgages while working from a location outside of a traditional office. They review financial documents, credit histories, and property details to assess whether applicants meet the lender's requirements. The job requires strong analytical skills, attention to detail, and knowledge of mortgage regulations. Remote underwriters communicate with loan officers and applicants electronically to clarify information and ensure all necessary documentation is complete before making a decision.

What Does a Remote Mortgage Underwriter Do?

A Remote Mortgage Underwriter provides loan analysis and decision-making services to a financial institution from a remote location, such as a work-from-home setup. As a Remote Mortgage Underwriter, you use various online systems to review mortgage loan applications for completeness and accuracy, verify supporting documents, determine whether potential borrowers demonstrate an acceptable level of risk, and approve or deny loan requests on behalf of the lender. You consider factors such as loan-to-value (LTV) and debt-to-income (DTI) ratios in your decision-making processes. You need strong analytical and organizational skills as well as a solid work ethic to succeed in this career.

How does a remote mortgage underwriter typically collaborate with loan officers and processors to ensure timely loan approvals?

Remote mortgage underwriters regularly communicate with loan officers and processors through secure digital platforms, email, and video calls to clarify documentation, resolve discrepancies, and ensure all loan conditions are met. Effective collaboration is essential to keep the loan process on track, especially since underwriters often work independently but rely on timely information from team members. Being proactive in communication and responsive to questions helps remote underwriters maintain workflow efficiency and meet closing deadlines. Many organizations also use collaborative loan origination systems that streamline document sharing and task management.

Can underwriting be done remotely?

Remote mortgage underwriters can perform their duties from outside a traditional office environment, often using digital tools and secure systems to review loan applications, verify documentation, and assess risk. Many companies now offer remote underwriting positions, especially with the increased adoption of cloud-based platforms and remote work policies, provided the underwriter has the necessary certifications and a suitable home office setup.

How to become a remote underwriter?

To become a remote mortgage underwriter, candidates typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, business, or related fields. Relevant experience in mortgage lending or underwriting, along with knowledge of loan programs and underwriting software, is essential. Certification such as the Mortgage Bankers Association's Underwriting Certification can enhance job prospects, and strong analytical skills are crucial for success in a remote work environment.

What are the key skills and qualifications needed to thrive as a Remote Mortgage Underwriter, and why are they important?

To thrive as a Remote Mortgage Underwriter, you need a thorough understanding of mortgage lending guidelines, risk assessment, and financial analysis, often supported by relevant experience or certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer). Familiarity with automated underwriting systems (AUS) like DU (Desktop Underwriter) or LP (Loan Prospector), as well as document management software, is typically required. Strong attention to detail, analytical thinking, and effective written communication are vital soft skills for this role. These qualifications and skills ensure accurate loan decisions, regulatory compliance, and efficient remote collaboration in the mortgage process.

What is the difference between Remote Mortgage Underwriter vs Remote Loan Processor?

AspectRemote Mortgage Underwriter
Primary RoleEvaluates loan applications, assesses risk, and approves or denies mortgage loans based on guidelines.
Required CredentialsTypically requires mortgage underwriting certifications, such as the Mortgage Underwriter Certification, and relevant experience.
Work EnvironmentWorks remotely, analyzing documents and making decisions independently, often using specialized underwriting software.
Industry UsageCommonly employed by banks, mortgage lenders, and financial institutions.

While both roles are involved in the mortgage loan process, a Remote Mortgage Underwriter focuses on risk assessment and approval decisions, whereas a Remote Loan Processor handles document collection and initial processing. The underwriter's role is more analytical and decision-oriented, requiring specific certifications, and both roles are essential in the mortgage industry.

Can you be an underwriter remotely?

Yes, remote mortgage underwriters can perform their duties from home, using digital tools and secure communication platforms. Many companies offer remote positions that require strong analytical skills, knowledge of underwriting guidelines, and relevant certifications. Remote work allows flexibility but often involves adhering to strict security and compliance standards.

What is the salary for remote underwriting?

The salary for a remote mortgage underwriter typically ranges from $50,000 to $80,000 annually, depending on experience, location, and the employer. Many remote underwriters also receive benefits such as health insurance and flexible schedules.
More about Remote Mortgage Underwriter jobs
What are popular job titles related to Remote Mortgage Underwriter jobs in Decatur, GA? For Remote Mortgage Underwriter jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Remote Mortgage Underwriter jobs in Decatur, GA look for? The top searched job categories for Remote Mortgage Underwriter jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Remote Mortgage Underwriter jobs? Cities near Decatur, GA with the most Remote Mortgage Underwriter job openings:
Remote Mortgage Underwriter jobs near you
Infographic showing various Remote Mortgage Underwriter job openings in Decatur, GA as of July 2026, with employment types broken down into 1% Locum Tenens, 88% Full Time, 7% Part Time, and 4% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $63,325 per year, or $30.4 per hour.

Underwriter Senior - Home Lending

Huntington

Atlanta, GA • On-site, Remote

$112K/yr

Full-time

Posted 17 days ago

Job description

Description

This position must be onsite and is available to be filled at any Huntington Corporate office location.

Summary:
Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents are in alignment with product guidelines and supportive of the lending approval or denial decision made by the Underwriter.

Duties & Responsibilities:

  • Underwrite residential first mortgage files (conventional FNMA, FHLMC. Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint.
  • Confidence in underwriting risk-based portfolio product set from our Wealth Management Group.
  • Underwrite file from initial decision to clear-to-close, utilizing mortgage software in a paperless environment.
  • Adhere to all department service level standards for communication, production, and turn-time
  • Supportive environment that offers autonomy, customer service and a commitment to doing it right.
  • Perform other duties as assigned.

Basic Qualifications:

  • High school diploma or equivalent
  • Three or more years of mortgage underwriting experience in the 1st mortgage arena (includes FHMA and FHLMC)
  • Must have recent underwriting experience with all conventional/government lending agencies

Preferred Qualifications:

  • Must obtain DE (Direct Endorsement) Designation within a timeframe established by management
  • Underwriting experience with VA/FHA/USDA preferred
  • FHA Direct Endorsement and VA LAPP Authority preferred
  • Proven ability to analyze and underwrite complex loan structure, including self-employed borrowers, investment properties, construction loans and all expanded approvals
  • Strong cash flow analysis skills reviewing complex personal and business tax returns, P-L statements and financial statements
  • Experience with risk accountability, law and regulation compliance and audit/regulatory examination response
  • Proficient with loan origination software, Desktop Underwriter and Loan Prospector
  • Extensive knowledge of all standard mortgage loan documents including, but not limited to: appraisals, title reports, income verification, purchase contracts, lease agreements, trusts, warranty deeds, etc
  • Understanding of rate sheets and product profile pricing/criteria in relation to credit decisions
  • Ability to accurately interpret, apply and explain policy/procedures to both internal and external customers
  • Ability to work in a high volume environment with minimal supervision, while maintaining production service levels
  • Strong analytical skills with attention to detail
  • Customer service oriented
  • Ability to multi-task while maintaining a high-level of flexibility

#LI-NA1

#LI-Office


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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