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Mortgage Software Jobs in California (NOW HIRING)

West Capital Lending

Junior Loan Officer

Irvine, CA · On-site

Maintain accurate client records using our CRM and mortgage software. * Work alongside experienced Loan Officers and Branch Managers while learning every aspect of the mortgage business.

Cake Mortgage Corp

Pre-Close QC Auditor II

Chatsworth, CA · On-site

$80K - $95K/yr

Proficient in mortgage software systems (e.g., Encompass, Empower, or similar LOS). * Excellent written and verbal communication skills. Why Join CAKE Mortgage? * Be part of a fast-growing company ...

American Pacific Mortgage

CLOSER

Roseville, CA · On-site

$25 - $34/hr

... mortgage software systems, including Mortgage Builder, Point, and Doc Magic. · Excellent problem-solving skills and attention to detail. · Effective communication skills and the ability to work in ...

West Capital Lending

Loan Officer Assistant

Mission Viejo, CA · On-site

$40K - $54K/yr

Proficiency with office and mortgage software systems; basic Excel and document management skills. * Ability to work on-site in Mission Viejo, CA, in a collaborative team setting. * Prior experience ...

New

Guild Mortgage

Mortgage Trader

San Diego, CA

$99K - $150K/yr

... party software applications required. * Commitment to company values. * Customer Service ... Guild Mortgage Company is an Equal Opportunity Employer. REQ#: MORTG018037

DHI Mortgage

Mortgage Loan Originator

Fresno, CA · On-site

Maintain reports and notes within the origination software and customer relationship management ... Licensed Mortgage Loan Originator as required by state * Possess general mortgage banking ...

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Mortgage Software information

See California salary details

$13

$33

$70

How much do mortgage software jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for mortgage software in California is $33.39, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $38.37 per hour, depending on experience, location, and employer.

What is mortgage software?

Mortgage software is a specialized digital tool designed to help lenders, brokers, and financial institutions manage the entire mortgage process. It streamlines tasks such as loan origination, application processing, document management, compliance, and client communication. These platforms improve efficiency, accuracy, and regulatory compliance for mortgage professionals, making the lending process faster and more transparent for both lenders and borrowers.

What are some common challenges faced by professionals working with mortgage software, and how can they be addressed?

Professionals working with mortgage software often encounter challenges such as keeping up with frequent regulatory updates, ensuring data accuracy, and integrating the software with other financial systems. Staying current requires regular training and leveraging vendor-provided resources. To address integration and data issues, collaboration with IT teams and clear communication with stakeholders is essential. Continuous learning and proactive troubleshooting can help professionals stay ahead and ensure smooth loan processing workflows.

What are the key skills and qualifications needed to thrive as a mortgage software specialist, and why are they important?

To thrive as a Mortgage Software Specialist, you need a strong understanding of mortgage lending processes, software troubleshooting, and familiarity with compliance regulations, usually supported by a degree in business, finance, or information technology. Proficiency with mortgage loan origination systems (LOS), document management platforms, and knowledge of industry-standard tools like Encompass or Calyx are typically required. Excellent problem-solving abilities, communication skills, and attention to detail are crucial soft skills for collaborating with lenders and end-users. These competencies are vital to ensure accurate loan processing, regulatory compliance, and efficient software utilization in mortgage operations.

What is the difference between Mortgage Software vs Mortgage Loan Processor?

AspectMortgage SoftwareMortgage Loan Processor
Primary RoleDevelops, maintains, and implements software solutions for mortgage lendingReviews, verifies, and processes mortgage loan applications
Required SkillsProgramming, software development, industry knowledgeLoan documentation, customer service, attention to detail
Work EnvironmentTech companies, financial institutions, remote or office-basedBanking institutions, mortgage companies, office-based
CertificationsIT certifications, industry-specific trainingLoan processing certifications, mortgage licensing

Mortgage Software professionals focus on creating and managing software solutions for mortgage lenders, while Mortgage Loan Processors handle the review and processing of individual loan applications. Both roles are essential in the mortgage industry but differ significantly in skills and responsibilities.

What are popular job titles related to Mortgage Software jobs in California?

For Mortgage Software jobs in California, the most frequently searched job titles are:

What job categories do people searching Mortgage Software jobs in California look for?

The top searched job categories for Mortgage Software jobs in California are:

What cities in California are hiring for Mortgage Software jobs?

Cities in California with the most Mortgage Software job openings:

Mortgage Software jobs near you
Infographic showing various Mortgage Software job openings in California as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $69,445 per year, or $33.4 per hour.

Talent Pool-ML Mortgage-Openings: Loan Officer, UW, Funder, AE

ML MORTGAGE CORP.

Rancho Cucamonga, CA • On-site

Full-time

Re-posted 11 days ago

Key responsibilities

  • Evaluate and process mortgage loan applications, ensuring accuracy and compliance with underwriting guidelines and regulatory requirements.

  • Communicate effectively with clients, real estate agents, and internal teams to gather necessary documentation and provide updates throughout the loan lifecycle.

  • Coordinate the funding process by verifying loan conditions, preparing closing documents, and ensuring timely disbursement of funds.

Job description

About the Role:

This Talent Pool encompasses multiple critical roles within the mortgage lending process, including Loan Officer, Underwriter (UW), Funder,  Account Executive (AE), and Sales Relationship Coordinator. The primary objective is to facilitate smooth and efficient mortgage transactions from application through funding, ensuring compliance with regulatory standards and company policies. Candidates will contribute to the growth and success of the mortgage division by delivering exceptional service, accurate risk assessment, and timely processing of loan applications. Collaboration across departments and with clients is essential to maintain high levels of customer satisfaction and operational excellence. Ultimately, this role supports the organization’s mission to provide accessible and reliable mortgage solutions to a diverse client base across the United States.

Minimum Qualifications:

  • High school diploma or equivalent; 
  • Relevant state licensing or certification for Loan Officers (e.g., NMLS license) where applicable.
  • Demonstrated experience in mortgage lending, underwriting, funding, or sales within the finance and insurance industry.
  • Strong knowledge of mortgage products, loan processing procedures, and regulatory compliance standards.
  • Excellent communication and organizational skills with the ability to manage multiple priorities effectively.

Preferred Qualifications:

  • Experience with mortgage loan origination software and underwriting platforms.
  • Proven track record in sales or client relationship management within the mortgage or financial services sector.
  • Familiarity with federal and state mortgage regulations, including RESPA, TILA, and ECOA.
  • Professional certifications such as Certified Mortgage Banker (CMB) or similar credentials.

Responsibilities:

  • Evaluate and process mortgage loan applications, ensuring accuracy and compliance with underwriting guidelines and regulatory requirements.
  • Communicate effectively with clients, real estate agents, and internal teams to gather necessary documentation and provide updates throughout the loan lifecycle.
  • Assess borrower creditworthiness and risk factors to make informed underwriting decisions or recommendations.
  • Coordinate the funding process by verifying loan conditions, preparing closing documents, and ensuring timely disbursement of funds.
  • Develop and maintain strong relationships with clients and referral partners to generate new business opportunities and support account growth.

Skills:

The required skills enable candidates to accurately assess loan applications, communicate clearly with clients and internal teams, and ensure compliance with complex regulatory frameworks. Proficiency in mortgage software and underwriting tools supports efficient processing and decision-making on a daily basis. Strong interpersonal and negotiation skills are essential for building trust with clients and referral partners, facilitating successful loan closings. Analytical abilities help in evaluating borrower risk and structuring loan terms that align with company policies and client needs. Preferred skills, such as advanced certifications and sales experience, enhance the candidate’s capacity to contribute strategically to business growth and operational excellence.