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Mortgage Risk Manager Jobs in Kentucky (NOW HIRING)

PNC Bank

Mortgage Loan Officer

Louisville, KY

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Crestwood, KY

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Lexington, KY

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

US Bank

Business Risk Professional

Owensboro, KY · On-site

$92K - $109K/yr

Performs underwriting evaluation of residential mortgage loan applications to ensure compliance ... Utilizes strong analytical, process facilitation, and project management skills to support sound ...

Gateway First Bank

Be Seen First

Business Banking Credit Review Analyst

Louisville, KY · On-site

... risk management, fraud prevention, and compliance. Business Banking Credit Review Analyst ESSENTIAL ... Gateway is one of the largest banking operations in Oklahoma and mortgage operations in the United ...

New

Gershman Mortgage

Processing Assistant

Benton, KY

$18 - $20/hr

Eager to learn and grow within the mortgage industry. * Ability to manage multiple tasks in a fast ... No or minimal physical effort is required--no or limited exposure to physical risk. Work is ...

Gershman Mortgage

Processing Assistant

Benton, KY · On-site

$18 - $20/hr

Eager to learn and grow within the mortgage industry. * Ability to manage multiple tasks in a fast ... No or minimal physical effort is required-no or limited exposure to physical risk. Work is ...

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Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in Kentucky? For Mortgage Risk Manager jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in Kentucky look for? The top searched job categories for Mortgage Risk Manager jobs in Kentucky are:
What cities in Kentucky are hiring for Mortgage Risk Manager jobs? Cities in Kentucky with the most Mortgage Risk Manager job openings:
Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Kentucky as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution.

Mortgage Loan Manager

Commonwealth Credit Union

Frankfort, KY • On-site

Full-time

Posted 16 days ago

Job description

Our goal is to be an Employer of Choice, and it takes all of us to achieve this.  That’s why all Commonwealth Credit Union Team Members are expected to live our Team 1 culture in all facets of their position.  Our team is committed to ‘bettering lives through our passion to serve’ and this includes everyone - from our team members to the people in the communities we serve.  We do this best when we appreciate each other for our differences, foster connections, and ensure an inclusive environment where everyone can thrive and be successful.

The Mortgage Loan Manager leads the mortgage department, ensuring efficient, compliant, and member-focused lending operations. This role provides strategic direction, oversees loan origination and processing, and ensures alignment with regulatory requirements and internal policies. They develop and implement procedures to improve workflow and service quality, while mentoring staff and fostering a culture of accountability, collaboration, and continuous improvement.

The Mortgage Loan Manager also represents the department in internal committees and community initiatives, contributing to organizational visibility and engagement. Through strong leadership and industry expertise, they ensure departmental goals are met and exceptional value is delivered to members.

The duties and responsibilities of a Mortgage Loan Manager include, but are not limited to:

  • Leading with integrity and clarity, setting expectations and motivating the mortgage team to perform at a high level.
  • Supporting staff development through coaching and feedback, while fostering a collaborative, member-focused culture.
  • Demonstrating sound judgement, accountability, and attention to detail in identifying and resolving issues, overseeing loan reporting, and analyzing departmental performance.
  • Reviewing monthly loan reports for accuracy, timeliness, alignment with organizational goals, and compliance standards.
  • Interpreting data, member needs, operational impacts, trends, risks, and opportunities to make informed, timely decisions that support compliance, efficiency, member satisfaction, loan performance, and growth.
  • Anticipating potential challenges, developing practical solutions, and communicating key takeaways to leadership and relevant departments to ensure transparency and alignment across the organization.
  • Effectively conveying goals, expectations, and feedback to the mortgage team, ensuring alignment and understanding.
  • Promoting a culture of accountability and integrity by reinforcing policy adherence across the mortgage lending team.
  • Collaborating with compliance and leadership teams to ensure transparency and mitigate risk.
  • Enhancing expertise by actively pursuing development opportunities, including but not limited to, attending conferences, acquiring certifications, completing learning courses internally and through other relevant platforms, or engaging in both internal and external leadership programs.

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