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Mortgage Risk Manager Jobs in Iowa (NOW HIRING)

Hills Bank

Branch Manager

Cedar Rapids, IA · On-site

Deepen relationships with the Home Mortgage, Commercial, and the Trust and Wealth Management ... Accountable for audit integrity, risk management and security of the branch. * Coordinate or ...

Hills Bank

Branch Manager

Cedar Rapids, IA

Deepen relationships with the Home Mortgage, Commercial, and the Trust and Wealth Management ... Accountable for audit integrity, risk management and security of the branch. * Coordinate or ...

Hills Bank

Branch Manager

Cedar Rapids, IA · On-site

Deepen relationships with the Home Mortgage, Commercial, and the Trust and Wealth Management ... Accountable for audit integrity, risk management and security of the branch. * Coordinate or ...

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Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a Mortgage Risk Manager, and why are they important?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by Mortgage Risk Managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a Mortgage Risk Manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in Iowa? For Mortgage Risk Manager jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in Iowa look for? The top searched job categories for Mortgage Risk Manager jobs in Iowa are:
What cities in Iowa are hiring for Mortgage Risk Manager jobs? Cities in Iowa with the most Mortgage Risk Manager job openings:
Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Iowa as of June 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution.
Branch Manager

Branch Manager

Hills Bank

Cedar Rapids, IA • On-site

Full-time

Posted 11 days ago

Job description

SCHEDULE: Full-time; Monday through Friday with a Saturday rotation and occasional weeknight hours.
BENEFITS: Our employees are our most valuable assets, so we invest in them with a comprehensive and competitive benefits package. Our philosophy of taking care of the customer extends to taking care of our employees so that they, in turn, can take good care of themselves and their families. Join Hills Bank and let us surprise you with even more perks!
SCOPE:
As a leader in a highly visible role within the bank, the Branch Manager is responsible for building and leading a high-performance team to meet and exceed customer service, sales, and financial goals. The Branch Manager promotes and upholds standards for a personalized customer experience, creates an environment that promotes relationship building with customers, peers, and business partners, and promotes strong community connections.
ACCOUNTABILITIES:
Branch Sales and Business Development
  • Drive all aspects of the branch sales and service processes, developing and executing strategies to bring in future customers and enhance relationships with current customers.
  • Drive sales and service coaching and mentorship within assigned team to drive sales and service success and assigned goal attainment.
  • Design and deploy strategies that drive branch deposit and consumer loan growth goals, monitoring results to ensure goals are achieved.
  • Actively participate in all bank marketing promotions and campaigns.
  • Deepen relationships with the Home Mortgage, Commercial, and the Trust and Wealth Management departments to help meet customers financial needs, generate referrals and increase sales, focusing particularly on deposits.
  • Actively participate in business development activities by planning and executing bank events and external business development events.
  • Partner with Retail Development Officer to identify market specific opportunities. Jointly and or independently activate market opportunities.
  • Represent the bank by participating in professional associations, community organizations, and local business groups. Hold board or leadership positions in local groups or organizations.
  • Address and resolve client concerns and inquiries. Handle escalated issues.
  • Uphold the bank's core values of care, connect, and trust.

Branch Administration
  • Lead the branch team and serve as a role model for delivering a superior customer experience, ensuring a focus on building relationships, engaging customers in conversations to understand their financial needs and working proactively to help customers succeed.
  • Provide management support in the development of employees, including hiring, training, and performance appraisals of retail branch staff, fostering communication and feedback through regular team and one-on-one meetings. Coach for success and provide discipline when needed.
  • In accordance with bank policy, authorize transactions such as deposits, withdrawals, check cashing, wire transfers, etc., protecting the bank from monetary and reputational loss.
  • Accountable for audit integrity, risk management and security of the branch.
  • Coordinate or delegate the management of other branch duties, such as coordinating work of custodial staff; interior and exterior office upkeep; signage; working with service vendors; arranging usage of the community room, etc.
  • Facilitate the annual branch budget process as well as ongoing monitoring.
  • Ensure all compliance requirements are met.

EDUCATION AND SPECIAL REQUIREMENTS:
  • Successful candidate will have 5+ years of customer service experience at a community bank or equivalent AND supervisory experience; a four-year college degree is preferred.
  • Must have a successful sales background, be able to work independently and lead teams.
  • Must be able to lift 50 pounds.
  • Must have the dexterity to count money.
  • Knowledge of and residence in local community is preferred.
  • Must be willing to participate and take a leadership role in community activities and events, which will include some evening and weekend hours. Will participate in a Saturday morning rotation.
  • This job requires skills needed in a typical office environment.

EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABILITY

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