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Mortgage Quality Control Jobs in Iowa (NOW HIRING)

FHLB Des Moines

Senior Mortgage Analyst

Des Moines, IA · Hybrid

$65K - $77K/yr

Responsible for administration of the quality control oversight structure for the Bank's Mortgage Products. Responsible for monitoring and reporting relative to mortgage key risk indicators for the ...

First Mid

Mortgage Loan Officer I

Des Moines, IA · On-site

Responsible for producing a high volume of good quality consumer and real estate loans. Also ... proper control environment. Total Rewards * Competitive health, dental amp; vision coverage with ...

New

Apex Systems

Java Developer II

Des Moines, IA · On-site

$49.75 - $64.50/hr

NET-based mortgage pricing tool to Java. * Participate in code reviews, testing, debugging, and ... Experience with version control systems like Git and relational databases (SQL). Familiarity with ...

DR Horton

Superintendent-Des Moines Metro

Ankeny, IA · On-site

It is engaged in the construction and sale of high quality homes designed principally for the ... The Company also provides mortgage financing and title services for homebuyers through its mortgage ...

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Mortgage Quality Control information

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How much do mortgage quality control jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for mortgage quality control in Iowa is $20.17, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $22.60 per hour, depending on experience, location, and employer.

What is mortgage quality control?

Mortgage Quality Control refers to the process of reviewing and monitoring mortgage loans to ensure they comply with federal, state, and investor guidelines. This role involves performing audits, identifying errors or fraud, and recommending corrective actions to maintain loan quality. Quality control in mortgages helps protect lenders from risk, ensures regulatory compliance, and improves overall loan performance. Professionals in this field may work for banks, mortgage lenders, or third-party auditing firms.

What are some common challenges faced in a mortgage quality control role, and how can they be managed effectively?

Professionals in Mortgage Quality Control often encounter challenges such as staying updated with frequent regulatory changes, ensuring thorough documentation, and identifying discrepancies within large volumes of loan files. Managing these challenges effectively requires strong attention to detail, continuous learning about industry regulations, and effective communication with loan officers and underwriters to resolve issues. Many organizations provide ongoing training and utilize advanced audit software, which can streamline workflows and help teams maintain compliance while minimizing errors.

What are the key skills and qualifications needed to thrive as a mortgage quality control specialist, and why are they important?

To thrive as a Mortgage Quality Control specialist, you need in-depth knowledge of mortgage underwriting guidelines, regulatory compliance, and loan documentation review, typically supported by experience in mortgage lending or auditing. Familiarity with loan origination systems (LOS), automated underwriting systems, and quality control software is commonly required, along with certifications such as Certified Mortgage Compliance Professional (CMCP) being advantageous. Exceptional attention to detail, analytical thinking, and effective communication are vital soft skills for identifying discrepancies and collaborating with teams. These skills ensure accurate risk assessment, regulatory compliance, and the overall integrity of the mortgage process.

What is the difference between Mortgage Quality Control vs Mortgage Underwriter?

AspectMortgage Quality ControlMortgage Underwriter
Primary RoleReview and audit mortgage files for compliance and accuracyAssess loan applications to determine approval or denial
CertificationsTypically requires compliance and quality assurance certificationsOften requires mortgage or loan underwriting certifications
Work EnvironmentOffice-based, focused on audits and reviewsOffice or remote, involved in loan evaluation
Industry UsageUsed in mortgage lending companies for quality assuranceUsed in banks, lenders, and mortgage companies for loan approval

Mortgage Quality Control professionals focus on reviewing mortgage files for compliance and accuracy, ensuring quality standards are met. Mortgage Underwriters evaluate loan applications to decide whether to approve or deny a loan. While both roles require knowledge of mortgage regulations and certifications, their functions differ: Quality Control emphasizes audits, whereas Underwriters focus on loan approval decisions.

What does a mortgage quality control specialist do?

A mortgage quality control specialist reviews mortgage loan files to ensure compliance with lending standards, regulations, and company policies. They identify errors or discrepancies, conduct audits, and recommend corrective actions to prevent fraud and ensure loan quality. Proficiency in loan documentation, attention to detail, and familiarity with industry regulations are essential for this role.

What are the most commonly searched types of Mortgage Quality Control jobs in Iowa?

The most popular types of Mortgage Quality Control jobs in Iowa are:

What are popular job titles related to Mortgage Quality Control jobs in Iowa?

For Mortgage Quality Control jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Mortgage Quality Control jobs in Iowa look for?

The top searched job categories for Mortgage Quality Control jobs in Iowa are:

Mortgage Quality Control jobs near you
Infographic showing various Mortgage Quality Control job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, 3% Contract, and 1% Nights. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $41,955 per year, or $20.2 per hour.

Senior Mortgage Analyst

Federal Home Loan Bank of Des Moines

Des Moines, IA • On-site

$65K - $77K/yr

Full-time

Retirement, PTO

Posted 13 days ago

Job description

At FHLB Des Moines, we work each day to develop an inclusive culture that supports and leverages the complexity of a diverse workforce. This enables us to effectively serve the needs of our members and help them succeed.
Administration of acquired member assets, including loan level tracking of serious defaults as well as servicer oversight. Serve as a subject matter expert relative to 1-4 family mortgage underwriting for other groups the Bank. Responsible for administration of the quality control oversight structure for the Bank's Mortgage Products. Responsible for monitoring and reporting relative to mortgage key risk indicators for the Bank.
Accountabilities:
Responsibilities/Duties/Function/Tasks:
  • Manage the loss mitigation process with PFI's via High Level Concern reviews and Repurchase notification and tracking of rebuttals and final disposition.
  • Evaluate and recommend improvements to mortgage product guidelines to ensure they provide an appropriate framework to manage risks, as well as to ensure the Bank maintains compliance with all applicable regulations.
  • Implement, monitor, and report exceptions related to key mortgage risk metrics in accordance with MPG and Bank procedures.
  • Provide MPP portfolio metrics and related expertise required by other Bank departments for SEC reporting and disclosure.
  • Mitigate credit and operational risk of the mortgage portfolio by holding program participants to their contractual obligations with the Bank.
  • Maintain a mortgage quality control program to minimize potential loss exposure. Oversee the MPF QC sampling process and identify supplemental QC usage as appropriate. Initiate dialogue with PFIs regarding QC findings an identify opportunities for PFI education or necessity for corrective actions. Track QC findings and remediation within internal systems in addition to monitoring of QC trending via MPF Provider reporting.
  • Monitor and manage mortgage servicer relationships including servicer reviews and transfers.
  • Manage the MPP SMI claims process, including providing guidance to servicers on loan disposition (short sales, foreclosure, REO marketing, etc.); reviewing SMI claims for accuracy and eligibility; and submitting wires for claim payments as appropriate.
  • Ensure compliance and suitability of document custodian vendors including managing the transfer of custodians and conducting onsite reviews as necessary.

Qualifications
  • Bachelor's Degree in business or related field preferred.
  • 6 years' experience in mortgage compliance; default management or quality control.
  • Experience with mortgage lending; excellent working knowledge of federal banking laws and regulations governing the banking business.
  • Ability to interpret laws and regulations and analyze processes to ensure these meet regulatory requirements.
  • Demonstrated leadership and project management ability required.
  • Detail-oriented with strong analytical and organization skills.
  • Highly-motivated, results-oriented individual who is able to work independently.
  • Ability to work with accuracy and demonstrate timeliness in completing tasks.
  • Demonstrated effective oral and written communication skills.
  • Demonstrated high level of personal integrity, ability to protect confidential matters, and reflect appropriate level of judgment and professionalism.
  • Excellent facilitation/training skills.
  • Able to work cooperatively and maintain effective communication and working relationship with co-workers and management.
  • Able to work as part of a team as well as independently and with people of diverse backgrounds.
  • Proficient with personal computers, experience with Windows, Microsoft Office software (Word, Excel, PowerPoint and Outlook) preferred.

Compensation Range:
Annual Salary: $65,541.00 - $77,830.00
This salary range represents the Bank's good faith and reasonable estimate of possible compensation at the time of hire. Offer to be determined by selected applicant's education, experience, knowledge, skills & abilities, as well as internal equity and alignment with market data. This role is also eligible to participate in the Bank's annual incentive plan.
As part of our competitive Total Rewards package, the Bank offers 11 paid holidays, 5 weeks of PTO and a work culture that values work/life balance. Most roles are eligible for our hybrid work schedule. We match 100% of the first 6% you contribute to your 401(k) and provide an additional 4% non-discretionary contribution to your 401(k) at the end of year. More information on our Total Rewards program can be found here.
At FHLB Des Moines, we work to create an inclusive culture. This enables us to effectively serve the needs of our members and help them succeed. FHLB Des Moines is proud to be an Equal Opportunity Employer. We prohibit discrimination on the basis of race, color, religion, sex (including pregnancy, sexual orientation or gender identity), national origin, age, disability, veteran status, genetic information (including family medical history), status as a parent or any other characteristic protected by federal, state or local law.

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