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Mortgage Operations Manager Jobs in Florida (NOW HIRING)

Opendoor

Head of Mortgage Operations

Miami, FL · On-site

... Mortgage. You'll own the full P&L, the production engine, the regulatory posture, and operational ... Manage agency and investor relationships. Own GSE (Fannie Mae and Freddie Mac) seller/servicer ...

OpenDoor

Head of Mortgage Operations

Miami, FL · On-site

$150 - $200/hr

Manage agency and investor relationships. Own GSE (Fannie Mae and Freddie Mac) seller/servicer ... mortgage origination operations across multiple states. * Deep knowledge of the full mortgage ...

Opendoor

Compliance Manager, Mortgage

Miami, FL · On-site

You will report into the Legal team and work closely with mortgage operations, licensing, and ... Manage multi-state NMLS licensing for both the entity and individual loan originators, including ...

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All JobsMortgage Operations JobsMortgage Operations Manager JobsMortgage Operations Manager Jobs in Florida

Mortgage Operations Manager information

See Florida salary details

$17.6K

$64.7K

$214.1K

How much do mortgage operations manager jobs pay per year?

As of Aug 21, 2026, the average yearly pay for mortgage operations manager in Florida is $64,694.00, according to ZipRecruiter salary data. Most workers in this role earn between $29,900.00 and $77,000.00 per year, depending on experience, location, and employer.

What does a mortgage operations manager do?

A Mortgage Operations Manager oversees the daily operations of a mortgage department or team, ensuring that loan processing, underwriting, and closing activities are completed efficiently and in compliance with regulations. They manage staff, develop policies and procedures, and work to optimize workflow to provide excellent customer service. This role often involves coordinating with loan officers, underwriters, and other departments to resolve issues and ensure timely closings. Additionally, they monitor performance metrics and implement process improvements to achieve organizational goals.

What does a mortgage operations manager do?

As a mortgage operations manager, you oversee the loan department at a lending institution. In this position, your responsibilities include managing all aspects of the lending process from application to final approval to repayment of the loan. Your duties also include hiring and training employees and ensuring that they provide adequate client services, follow lending regulations, and meet sales goals. A mortgage operations manager sets goals and creates policies and procedures that other members of the department need to follow. You are also responsible for solving any problems that arise during the lending process.

What are the key skills and qualifications needed to thrive as a mortgage operations manager, and why are they important?

To thrive as a Mortgage Operations Manager, you need in-depth knowledge of mortgage lending processes, regulatory compliance, and team leadership, typically backed by a bachelor’s degree in finance or business. Proficiency with loan origination systems (LOS), mortgage software, and industry compliance tools is essential. Strong organizational skills, attention to detail, and effective communication help manage teams and ensure smooth loan processing. These capabilities are crucial for meeting regulatory standards, minimizing risk, and delivering exceptional service to clients and stakeholders.

What are some common challenges faced by mortgage operations managers in maintaining efficient loan processing workflows?

Mortgage Operations Managers often encounter challenges such as balancing high loan volumes with strict regulatory compliance and tight deadlines. They must ensure that their teams maintain accuracy and consistency in documentation while adapting to frequent changes in lending policies. Effective communication and coordination with underwriters, loan officers, and compliance teams are crucial to prevent bottlenecks and keep processes moving smoothly. Implementing technology solutions and ongoing training can help address these challenges and promote workflow efficiency.

What is the difference between Mortgage Operations Manager vs Mortgage Loan Processor?

AspectMortgage Operations ManagerMortgage Loan Processor
Primary RoleOversees mortgage operations, manages teams, ensures compliancePrepares and verifies loan documentation, processes individual mortgage applications
Required SkillsLeadership, compliance knowledge, operational managementAttention to detail, document review, customer service
Work EnvironmentOffice-based, managerial setting within banks or lendersOffice-based, processing departments in mortgage companies
CertificationsOften requires mortgage or financial certifications, managerial experienceMortgage licensing, loan processing certifications often preferred

The Mortgage Operations Manager focuses on overseeing the entire mortgage process and managing teams, while the Mortgage Loan Processor handles the detailed work of preparing and verifying loan documents. Both roles are essential in the mortgage industry but differ in scope and responsibilities.

More about Mortgage Operations Manager jobs

What are the most commonly searched types of Mortgage Operations jobs in Florida?

The most popular types of Mortgage Operations jobs in Florida are:

What are popular job titles related to Mortgage Operations Manager jobs in Florida?

For Mortgage Operations Manager jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Mortgage Operations Manager jobs in Florida look for?

The top searched job categories for Mortgage Operations Manager jobs in Florida are:

What cities in Florida are hiring for Mortgage Operations Manager jobs?

Cities in Florida with the most Mortgage Operations Manager job openings:

Mortgage Operations Manager jobs near you
Infographic showing various Mortgage Operations Manager job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 12% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $64,694 per year, or $31.1 per hour.

Head of Mortgage Operations

Opendoor

Miami, FL • On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 6 days ago

Job description

About Opendoor
At Opendoor our mission is to tilt the world in favor of homeowners and those who aim to become one. Homeownership matters. It's how people build wealth, stability, and community. It's how families put down roots, how neighborhoods strengthen, how the future gets built. We're building the modern system of homeownership giving people the freedom to buy and sell on their own terms. We've built an end-to-end online experience that has already helped thousands of people and we're just getting started.
About the Role
Opendoor Home Loans (ODHL) is rebuilding the mortgage experience from the ground up - a technology-forward origination platform designed to make financing a home as simple and certain as buying one on Opendoor. Mortgage is one of the most consequential markets in the world, and it's also one of the most broken: opaque pricing, slow timelines, frustrated borrowers, and a tech stack stuck in the 2000s. We think we can do better, and we think the most credible way to prove it is to build it ourselves.
We're looking for an experienced mortgage executive to run and grow the business as Head of Mortgage. You'll own the full P&L, the production engine, the regulatory posture, and operational excellence. You'll be the senior-most operator inside ODHL and the named executive accountable for the business to Opendoor's leadership team, our regulators, and our GSE and investor partners. You'll report to Lucas Matheson, President of Opendoor.
This is a build job. The licensing entity exists, the playbook does not. You'll inherit a small, capable team - and you'll build everything around it: the operating cadence, the loan products, the QC program, the secondary execution strategy, and the path to scale across all 50 states.
What You'll Do
  • Run the business. Own the full P&L for Opendoor Home Loans - loan volume, gain-on-sale margin, unit economics, OpEx, and contribution to Opendoor's consolidated financials. Drive volume growth while continuously improving the economics of every loan funded.
  • Lead and scale end-to-end origination. Build and lead the team that owns the full mortgage origination lifecycle - lead generation, application, processing, underwriting, closing, and post-closing delivery - refining processes that drive efficiency and an exceptional borrower experience across multiple states.
  • Own the regulatory posture. Ensure the business is operated, and loans are originated, in full compliance with all applicable federal and state mortgage laws - including RESPA, TILA/TRID, ECOA, HMDA, the SAFE Act, BSA/AML, and applicable state licensing laws - and build robust compliance frameworks that scale with the business.
  • Serve as, or directly oversee, the AML/BSA Compliance Officer, ensuring the organization meets all anti-money laundering and Bank Secrecy Act obligations.
  • Manage agency and investor relationships. Own GSE (Fannie Mae and Freddie Mac) seller/servicer relationships and approvals, uphold FHA and VA requirements, and optimize secondary market execution strategies. Manage Ginnie Mae issuer status as we expand into government lending.
  • Lead the team. Manage the Head of Sales & Origination, the Head of Operations, Compliance, Capital Markets, and supporting functions. Hire, ramp, and develop the leaders below you. Set the operating rhythm - weekly pipeline reviews, monthly business reviews, quarterly planning.
  • Partner cross-functionally. Integrate the mortgage offering into Opendoor's broader platform. Work with Legal on entity structure and regulatory filings, with Finance on capital planning and warehouse facilities, with Marketing on funnel handoffs, and with Buyer leadership on attach-rate strategy.
  • Manage third-party relationships. Own commercial relationships with appraisal management companies, title and settlement partners, warehouse lenders, investor partners, mortgage insurance providers, and technology vendors - ensuring reliable execution and favorable terms.
  • Report to executive leadership. Communicate mortgage business performance, risk posture, and growth plans clearly and frequently - translating operational data into strategic recommendations for Opendoor's leadership team and board.
  • Own loan quality. Establish and maintain loan quality control and risk management programs - including pre-funding and post-closing QC, audit readiness, repurchase risk mitigation, and early-payment default monitoring - to protect the company, our investors, and our customers.

What We're Looking For
  • 5+ years of progressive residential mortgage industry experience, with time in a senior leadership role or in a general management capacity at a non-bank or independent mortgage company.
  • Proven track record of building, scaling, and managing end-to-end mortgage origination operations across multiple states.
  • Deep knowledge of the full mortgage origination lifecycle, from lead generation through closing and post-closing delivery.
  • Strong working knowledge of federal and state mortgage regulations - RESPA, TILA/TRID, ECOA, HMDA, BSA/AML, the SAFE Act, and applicable state licensing laws.
  • Experience serving as, or directly overseeing, an AML/BSA Compliance Officer.
  • Familiarity with GSE (Fannie Mae / Freddie Mac) seller/servicer requirements, FHA Handbook requirements, VA lender requirements, and secondary market execution strategy.
  • Strong P&L management experience with a demonstrated ability to drive loan volume and improve unit economics - not just one or the other.
  • Active NMLS registration in good standing; ability and willingness to obtain MLO licenses in required states.
  • Demonstrated ability to collaborate cross-functionally in a startup or high-growth environment, including with product and engineering teams on technology decisions.
  • Clean character and fitness record across all jurisdictions of operation; able to be named as a control person on state entity licenses.
  • Bachelor's degree required.

Who You Are
  • A builder. You're energized by writing the playbook, not just executing one someone else wrote. You're comfortable with ambiguity, gaps in the org chart, and the fact that the right answer often isn't obvious yet.
  • Operationally rigorous. You run a tight business. You know your numbers cold - volume, margin, cost-to-originate, pull-through, EPD, repurchase rate - and you can explain what's moving them and why.
  • A regulator's regulator. You see compliance and quality not as friction but as part of the product. You'd rather catch a problem in QC than read about it in a CFPB consent order.
  • A technologist at heart. You believe mortgage is fundamentally a technology and data problem. You're excited to partner with engineers, push on automation, and rethink workflows that the industry has accepted as "the way it's done."
  • AI-fluent. You're already using AI to do your job better, and you have strong opinions about where AI should and shouldn't sit in the origination workflow.
  • A leader people want to follow. You build teams that retain. You hire well, coach honestly, and create the conditions for your people to do the best work of their careers.
  • Mission-aligned. You believe in what Opendoor is trying to do - and you understand that mortgage is what makes the rest of the platform real for customers.

Bonus Points
  • Prior experience in real estate, proptech, or financial services.
  • Familiarity with the home-buying or home-selling transaction from the consumer or agent side.
  • Experience managing cross-functional workstreams inside a fast-paced, technology-driven environment.
  • Experience launching a mortgage business or product line from scratch (vs. inheriting a mature operation).
  • Held senior leadership roles at multiple non-bank mortgage lenders

Why Opendoor
  • Competitive salary and equity
  • Comprehensive health, dental, and vision benefits
  • Flexible PTO and parental leave
  • Hybrid work model with offices in San Francisco, Phoenix, and other key markets
  • A mission-driven team working on one of the most complex and consequential markets in the world

Opendoor is committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.
Location
Miami, FL or Tempe, AZ. This is an in-office leadership role at one of ODHL's principal offices, with regular travel to the other and to other licensed ODHL offices as needed. Must maintain an active NMLS registration in good standing and the ability to obtain MLO licenses in required states.
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