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Mortgage Officer Jobs (NOW HIRING)

Jacobs & CO Mortgage

Mortgage Officer

Atlanta, GA · On-site

We are seeking a dedicated and detail-oriented Mortgage Officer to join our team on-site. The ideal candidate will be responsible for assisting clients in securing mortgage loans, evaluating ...

F&M Trust

Mortgage Loan Officer

Harrisburg, PA · On-site

Role FocusThe Mortgage Loan Officer role is centered on sales, relationship development, and business growth. This position is responsible for generating residential mortgage production by actively ...

F&M Trust

Mortgage Loan Officer

Harrisburg, PA · On-site

Role Focus The Mortgage Loan Officer role is centered on sales, relationship development, and business growth . This position is responsible for generating residential mortgage production by actively ...

F&M Trust

Mortgage Loan Officer

Harrisburg, PA · On-site

Role Focus The Mortgage Loan Officer role is centered on sales, relationship development, and business growth . This position is responsible for generating residential mortgage production by actively ...

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Mortgage Officer information

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$23K

$79.8K

$135.5K

How much do mortgage officer jobs pay per year?

As of Sep 9, 2026, the average yearly pay for mortgage officer in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a mortgage officer do?

A Mortgage Officer, also known as a Loan Officer, helps individuals and businesses secure loans to purchase real estate. They evaluate applicants' financial situations, guide them through available loan options, and assist with the application process. Mortgage Officers also ensure all paperwork is completed correctly and work with underwriters to approve or deny loans. Their goal is to match clients with the most suitable mortgage products while adhering to all regulatory guidelines.

What are the key skills and qualifications needed to thrive as a mortgage officer, and why are they important?

To thrive as a Mortgage Officer, you need strong knowledge of mortgage lending practices, financial analysis, and regulatory compliance, usually supported by a bachelor's degree in finance or a related field. Familiarity with loan origination software (LOS), credit analysis tools, and, in some cases, state licensing or NMLS certification is important. Excellent interpersonal skills, attention to detail, and persuasive communication help build client trust and facilitate smooth transactions. These competencies ensure accurate loan processing, regulatory adherence, and high client satisfaction in a competitive lending environment.

What are some common challenges mortgage officers face when working with clients, and how can they successfully navigate them?

Mortgage Officers often encounter challenges such as clients' limited understanding of loan products, incomplete application documents, or rapidly changing lending regulations. Successfully navigating these hurdles involves clear communication, educating clients on their options, and staying up-to-date with regulatory changes. Building strong relationships with underwriters, realtors, and clients also helps streamline the process and resolve issues quickly, contributing to a smoother loan approval experience.

What is the difference between Mortgage Officer vs Mortgage Broker?

AspectMortgage OfficerMortgage Broker
CredentialsTypically requires mortgage licensing, state-specific certificationsRequires licensing and often additional certifications, such as NMLS
Work EnvironmentWorks directly for a bank or lending institutionOperates independently or for a brokerage firm, representing multiple lenders
Employer & Industry UsageEmployed by banks, credit unions, or mortgage lendersWorks for a mortgage brokerage or independently
Search & Comparison IntentOften compared for direct lending rolesCompared for intermediary roles in mortgage transactions

Mortgage Officers work directly for lenders, helping clients secure loans and typically requiring specific licensing. Mortgage Brokers act as intermediaries, connecting borrowers with multiple lenders, often holding similar certifications. Both roles require licensing, but their work environments and employer types differ. Understanding these distinctions helps job seekers choose the right career path in the mortgage industry.

Is a mortgage loan officer a good career?

A mortgage loan officer is a sales and finance professional who helps clients secure mortgage loans, often working in banks or lending institutions. The role requires strong communication skills, knowledge of lending regulations, and typically involves commission-based income, with job stability influenced by the housing market and economic conditions.
More about Mortgage Officer jobs

What cities are hiring for Mortgage Officer jobs?

Cities with the most Mortgage Officer job openings:

Who are the top companies hiring for Mortgage Officer jobs?

The top employers for Mortgage Officer jobs are:

What states have the most Mortgage Officer jobs?

States with the most job openings for Mortgage Officer jobs include:

What are popular job titles related to Mortgage Officer jobs?

For Mortgage Officer jobs, the most frequently searched job titles are:

Mortgage Officer jobs near you
Infographic showing various Mortgage Officer job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.

Mortgage Officer

Atlanta, GA • On-site

Jacobs & CO Mortgage
See more jobs at Jacobs & CO Mortgageexternal

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 12 days ago

Job description

Jacobs & Co. has been a trusted partner in helping borrowers achieve homeownership for over 9 years. Our team-oriented atmosphere fosters a culture of excellence, focused on delivering exceptional customer experiences. We prioritize being a trusted advisor to clients, tailoring services to meet their unique needs and circumstances.
We are seeking a dedicated and detail-oriented Mortgage Officer to join our team on-site. The ideal candidate will be responsible for assisting clients in securing mortgage loans, evaluating financial information, and providing exceptional customer service throughout the loan process.

Job Requirements

  • Bachelor's degree in Finance, Business, or a related field.

  • Proven experience as a Mortgage Officer or similar role.

  • Strong understanding of mortgage loan products and regulations.

  • Excellent communication and interpersonal skills.

  • Ability to analyze financial information and make sound decisions.

  • Proficiency in mortgage software and Microsoft Office Suite.

  • Strong attention to detail and organizational skills.

Benefits

  • Competitive salary and performance-based bonuses.

  • Comprehensive health, dental, and vision insurance.

  • Retirement savings plan with company match.

  • Paid time off and holidays.

  • Professional development opportunities.

  • Supportive and collaborative work environment.