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Mortgage Occupancy Field Inspector Jobs in Tennessee

FAR Inspections

1099 Occupancy Field Driver

Erwin, TN · On-site

$25 - $35/hr

Residential Mortgage Inspector Opportunity FAR Inspections is actively seeking a reliable ... As a Field Inspector covering Unicoi County, you will perform residential occupancy verifications.

FAR Inspections

Field Vacancy Driver

Bolivar, TN · On-site

$25 - $35/hr

Residential Mortgage Inspector Opportunity FAR Inspections is actively seeking a reliable ... As a Field Inspector covering Hardeman County, you will perform residential occupancy verifications.

FAR Inspections

Local Vacancy Data Driver

Oakland, TN · On-site

$25 - $35/hr

Residential Mortgage Inspector Opportunity FAR Inspections is actively seeking a reliable ... As a Field Inspector covering Fayette County, you will perform residential occupancy verifications.

FAR Inspections

Local Vacancy Check Reviewer

Atoka, TN · On-site

$25 - $35/hr

Residential Mortgage Inspector Opportunity FAR Inspections is actively seeking a reliable ... As a Field Inspector covering Tipton County, you will perform residential occupancy verifications.

FAR Inspections

Local Vacancy Data Driver

Oakland, TN · On-site

$25 - $35/hr

Residential Mortgage Inspector Opportunity FAR Inspections is actively seeking a reliable ... As a Field Inspector covering Fayette County, you will perform residential occupancy verifications.

SmartBank

Mortgage Loan Officer

Knoxville, TN · On-site

$60 - $80/hr

Bachelor's degree in business, finance, or a related field preferred. * Two to four years of ... Average visual acuity sufficient to prepare and inspect documents. * Normal hearing for ...

SmartBank

Mortgage Loan Officer

Knoxville, TN

Bachelor's degree in business, finance or related field preferred. * Two to four years of ... Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate ...

SmartBank

Mortgage Loan Officer

Murfreesboro, TN

Bachelor's degree in business, finance or related field preferred. * Two to four years of ... Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate ...

City of Kingsport

Building Inspector III

Kingsport, TN

$56K - $68K/yr

Enter inspection results, schedules inspections, completes inspection checklist in the field; Issues certificate of occupancy when project is completed; Attaches all necessary documentation to permit ...

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All JobsMortgage Occupancy Field Inspector JobsMortgage Occupancy Field Inspector Jobs in Tennessee

Mortgage Occupancy Field Inspector information

What is a mortgage occupancy field inspector?

Mortgage Occupancy Field Inspectors are professionals hired by mortgage lenders, banks, or inspection companies to verify the occupancy status and condition of properties with outstanding mortgages. Their main responsibility is to visit properties, take photos, and report on whether the homes are occupied, vacant, or abandoned. This information helps lenders make decisions regarding foreclosure, property maintenance, and insurance. Inspectors typically work in the field, covering multiple properties in a given area, and often use mobile apps or forms to submit their findings. Attention to detail and good communication skills are important for this role.

What are the key skills and qualifications needed to thrive as a mortgage occupancy field inspector?

To thrive as a Mortgage Occupancy Field Inspector, you need keen attention to detail, basic property assessment knowledge, and a valid driver's license, often supported by a high school diploma or equivalent. Familiarity with mobile inspection apps, GPS navigation systems, and digital photography is typically required. Strong time management, reliability, and clear communication skills help inspectors efficiently coordinate with property owners and reporting agencies. These skills ensure accurate, timely property reports and maintain client trust in the mortgage servicing process.

What are some common challenges faced by mortgage occupancy field inspectors in the field, and how can they be managed?

Mortgage Occupancy Field Inspectors often encounter challenges such as difficult access to properties, inclement weather, and sometimes uncooperative occupants. Effective time management and strong communication skills are essential to navigate tight schedules and ensure accurate reporting. Inspectors can manage these challenges by staying organized, maintaining clear documentation, and following safety protocols when approaching unfamiliar properties. Building a routine for efficient travel routes and leveraging mobile inspection tools can also help streamline the process.

What is the difference between Mortgage Occupancy Field Inspector vs Property Inspector?

AspectMortgage Occupancy Field InspectorProperty Inspector
CredentialsTypically requires real estate or appraisal certifications, sometimes state licensingRequires general home inspection certifications, such as InterNACHI or ASHI
Work EnvironmentFieldwork inspecting residential properties for mortgage purposesInspecting various property types for condition and safety
Employer & Industry UsageUsed mainly by lenders, mortgage companies, and appraisal firmsEmployed by inspection companies, real estate agencies, or independently
Search & Comparison IntentOften compared for mortgage-related property assessmentsCompared for general property condition evaluations

The Mortgage Occupancy Field Inspector focuses on verifying property occupancy status for mortgage approval, often requiring specific certifications and working directly with lenders. Property Inspectors perform broader property evaluations for safety and condition. While both roles involve on-site inspections, their primary purposes and certifications differ, making them distinct but related careers in real estate and mortgage industries.

How do I become a mortgage occupancy field inspector?

To become a mortgage occupancy field inspector, candidates typically need a high school diploma or equivalent, a valid driver's license, and good communication skills. Some employers require prior experience in property inspection or related fields, and training is often provided on the job. Certification is not mandatory but can enhance job prospects and credibility in the industry.

What does a mortgage occupancy field inspector do?

A mortgage occupancy field inspector assesses whether a property listed for a mortgage loan is occupied by the borrower as their primary residence. They visit properties to verify occupancy, document conditions, and ensure compliance with loan requirements, often using inspection tools and reporting software. This role helps lenders confirm the property's status before loan approval or servicing.

What are popular job titles related to Mortgage Occupancy Field Inspector jobs in Tennessee?

For Mortgage Occupancy Field Inspector jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Mortgage Occupancy Field Inspector jobs in Tennessee look for?

The top searched job categories for Mortgage Occupancy Field Inspector jobs in Tennessee are:

What cities in Tennessee are hiring for Mortgage Occupancy Field Inspector jobs?

Cities in Tennessee with the most Mortgage Occupancy Field Inspector job openings:

Mortgage Occupancy Field Inspector jobs near you
Infographic showing various Mortgage Occupancy Field Inspector job openings in Tennessee as of August 2026, with employment types broken down into 4% As Needed, 84% Full Time, 8% Part Time, and 4% Contract. Highlights an 100% In-person job distribution.

1099 Occupancy Field Driver

FAR Inspections

Erwin, TN • On-site

$25 - $35/hr

Other

Re-posted 2 days ago

Job description

Residential Mortgage Inspector Opportunity

FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Unicoi County, Tennessee and surrounding communities. If you live in or near Erwin or anywhere in Unicoi County, this is a great opportunity to earn supplemental or full-time income on your own schedule.

FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services industry. We partner with highly motivated independent contractors who prioritize accuracy, reliability, and professional autonomy.

The Opportunity

Earn a predictable supplemental or full-time income on a flexible schedule that you control. As a Field Inspector covering Unicoi County, you will perform residential occupancy verifications. These are brief, exterior visits to confirm property status and report on general conditions.

  • Autonomy: You manage your own routing, schedule, and territory.
  • Efficiency: Standard inspections are designed for speed, typically requiring only 5–6 minutes on-site.
  • Consistency: Enjoy stable, month-to-month volume in your assigned county.
Workflow & Responsibilities
  • Determine property occupancy status based on industry-standard indicators.
  • Capture 9+ photos and submit brief reports using industry-standard mobile applications.
  • Maintain a high level of reliability regarding territory coverage and deadlines.

Note: This role requires spending extended periods of time driving and making numerous stops throughout the day in your assigned territory. This territory features concentrated suburban neighborhoods with efficient stop-to-stop routing and predictable daily volume.

Requirements

As an independent contractor, you are responsible for providing your own equipment, including:

  • Reliable, fuel-efficient vehicle.
  • Smartphone (Android or iPhone) capable of running mobile reporting apps.
  • Computer with an internet connection and a printer.
  • Strong time-management skills to meet deadlines without direct supervision.
  • Ability to pass a standard background check.
Earnings & Volume
  • Flat-Rate Pay: This is a 1099 position where you are paid a set fee for every inspection completed.
  • Earning Potential: While pay is per-inspection, efficient contractors typically earn the equivalent of $25–$35 per hour.
  • Volume: Rates and inspection volume vary by county. Lower volume counties typically feature higher per-inspection rates, while higher volume counties offer more consistent daily work.
  • This Territory: Unicoi County averages approximately 5 inspections per month.

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