ZipRecruiter

Log In

1

Mortgage Occupancy Field Inspector Jobs in California

FAR Inspections

Occupancy Data Specialist

Quincy, CA · On-site

$25 - $35/hr

Residential Mortgage Inspector FAR Inspections is actively seeking a reliable independent ... As a Field Inspector covering Plumas County, you will perform residential occupancy verifications.

County of Riverside

Building Inspector I/II

Riverside, CA · On-site

$72K - $114K/yr

Hands-on experience conducting field inspections for residential and commercial projects Knowledge ... occupancy inspections Strong communication skills and the ability to work effectively with ...

Riverside County, CA

Building Inspector I/II

Riverside, CA · On-site

$72K - $114K/yr

Competitive candidates at all levels will demonstrate: • Hands-on experience conducting field ... occupancy inspections • Strong communication skills and the ability to work effectively with ...

City of Hemet, CA

Building Inspector II

Hemet, CA · On-site

$81K - $93K/yr

Issues standard construction and occupancy permits and approves final inspection certificates. * Conducts periodic residential and commercial field inspections before and during construction ...

City of Hemet

Building Inspector II

Hemet, CA · On-site

$81K - $93K/yr

Issues standard construction and occupancy permits and approves final inspection certificates. Conducts periodic residential and commercial field inspections before and during construction ...

Retirement Housing Foundation

Occupancy Clerk

Stockton, CA · On-site

$21.25 - $26.50/hr

Coordinate move-in logistics, including scheduling inspections and preparing move-in packets for ... related field is preferred. Physical Requirements: * Ability to lift and carry up to 25 pounds ...

City of Compton

Senior Building Inspector

Compton, CA · On-site

$87K - $102K/yr

... Occupancy; reviews and approves code enforcement actions and reports; may investigate code ... Reviews and approves, and performs field inspections of, residential, commercial and industrial ...

SuperbTech

Code Enforcement Inspector

Los Angeles, CA · On-site

$45 - $55/hr

Conduct field inspections of residential and commercial properties to verify compliance with ... Identify code violations involving structural integrity, occupancy requirements, life safety ...

City of Compton, CA

Senior Building Inspector

Compton, CA · On-site

$87K - $102K/yr

... Occupancy; reviews and approves code enforcement actions and reports; may investigate code ... Reviews and approves, and performs field inspections of, residential, commercial and industrial ...

City of Clearlake

Building Inspector

Clearlake, CA · On-site

$52K - $63K/yr

Approve the issuance of building and occupancy permits. Inspect existing buildings for change of ... Confer with architects, contractors, builders and the general public in the field and office ...

City of Clearlake, CA

Building Inspector

Clearlake, CA · On-site

$52K - $63K/yr

Approve the issuance of building and occupancy permits. Inspect existing buildings for change of ... Confer with architects, contractors, builders and the general public in the field and office ...

SuperbTech

Code Enforcement Inspector

Los Angeles, CA · On-site

$45 - $55/hr

Conduct field inspections of residential and commercial properties to verify compliance with ... Identify code violations involving structural integrity, occupancy requirements, life safety ...

next page

Showing results 1-20

All JobsMortgage Occupancy Field Inspector JobsMortgage Occupancy Field Inspector Jobs in California

Mortgage Occupancy Field Inspector information

What is a mortgage occupancy field inspector?

Mortgage Occupancy Field Inspectors are professionals hired by mortgage lenders, banks, or inspection companies to verify the occupancy status and condition of properties with outstanding mortgages. Their main responsibility is to visit properties, take photos, and report on whether the homes are occupied, vacant, or abandoned. This information helps lenders make decisions regarding foreclosure, property maintenance, and insurance. Inspectors typically work in the field, covering multiple properties in a given area, and often use mobile apps or forms to submit their findings. Attention to detail and good communication skills are important for this role.

What are the key skills and qualifications needed to thrive as a mortgage occupancy field inspector?

To thrive as a Mortgage Occupancy Field Inspector, you need keen attention to detail, basic property assessment knowledge, and a valid driver's license, often supported by a high school diploma or equivalent. Familiarity with mobile inspection apps, GPS navigation systems, and digital photography is typically required. Strong time management, reliability, and clear communication skills help inspectors efficiently coordinate with property owners and reporting agencies. These skills ensure accurate, timely property reports and maintain client trust in the mortgage servicing process.

What are some common challenges faced by mortgage occupancy field inspectors in the field, and how can they be managed?

Mortgage Occupancy Field Inspectors often encounter challenges such as difficult access to properties, inclement weather, and sometimes uncooperative occupants. Effective time management and strong communication skills are essential to navigate tight schedules and ensure accurate reporting. Inspectors can manage these challenges by staying organized, maintaining clear documentation, and following safety protocols when approaching unfamiliar properties. Building a routine for efficient travel routes and leveraging mobile inspection tools can also help streamline the process.

What is the difference between Mortgage Occupancy Field Inspector vs Property Inspector?

AspectMortgage Occupancy Field InspectorProperty Inspector
CredentialsTypically requires real estate or appraisal certifications, sometimes state licensingRequires general home inspection certifications, such as InterNACHI or ASHI
Work EnvironmentFieldwork inspecting residential properties for mortgage purposesInspecting various property types for condition and safety
Employer & Industry UsageUsed mainly by lenders, mortgage companies, and appraisal firmsEmployed by inspection companies, real estate agencies, or independently
Search & Comparison IntentOften compared for mortgage-related property assessmentsCompared for general property condition evaluations

The Mortgage Occupancy Field Inspector focuses on verifying property occupancy status for mortgage approval, often requiring specific certifications and working directly with lenders. Property Inspectors perform broader property evaluations for safety and condition. While both roles involve on-site inspections, their primary purposes and certifications differ, making them distinct but related careers in real estate and mortgage industries.

How do I become a mortgage occupancy field inspector?

To become a mortgage occupancy field inspector, candidates typically need a high school diploma or equivalent, a valid driver's license, and good communication skills. Some employers require prior experience in property inspection or related fields, and training is often provided on the job. Certification is not mandatory but can enhance job prospects and credibility in the industry.

What does a mortgage occupancy field inspector do?

A mortgage occupancy field inspector assesses whether a property listed for a mortgage loan is occupied by the borrower as their primary residence. They visit properties to verify occupancy, document conditions, and ensure compliance with loan requirements, often using inspection tools and reporting software. This role helps lenders confirm the property's status before loan approval or servicing.

What are popular job titles related to Mortgage Occupancy Field Inspector jobs in California?

For Mortgage Occupancy Field Inspector jobs in California, the most frequently searched job titles are:

What job categories do people searching Mortgage Occupancy Field Inspector jobs in California look for?

The top searched job categories for Mortgage Occupancy Field Inspector jobs in California are:

Mortgage Occupancy Field Inspector jobs near you
Infographic showing various Mortgage Occupancy Field Inspector job openings in California as of August 2026, with employment types broken down into 52% Part Time, and 48% Contract. Highlights an 100% In-person job distribution.

Mobile Vacancy Verification Operator

FAR Inspections

San Jose, CA • On-site

$25 - $35/hr

Other

This job post has expired 3 days ago. Applications are no longer accepted.

Job description

Independent Contractor Field Inspector

FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Santa Clara County, California and surrounding communities. If you live in or near San Jose or anywhere in Santa Clara County, this is a great opportunity to earn supplemental or full-time income on your own schedule.

FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services industry. We partner with highly motivated independent contractors who prioritize accuracy, reliability, and professional autonomy.

The Opportunity

Earn a predictable supplemental or full-time income on a flexible schedule that you control. As a Field Inspector covering Santa Clara County, you will perform residential occupancy verifications. These are brief, exterior visits to confirm property status and report on general conditions.

  • Autonomy: You manage your own routing, schedule, and territory.
  • Efficiency: Standard inspections are designed for speed, typically requiring only 5–6 minutes on-site.
  • Consistency: Enjoy stable, month-to-month volume in your assigned county.
Workflow & Responsibilities
  • Determine property occupancy status based on industry-standard indicators.
  • Capture 9+ photos and submit brief reports using industry-standard mobile applications.
  • Maintain a high level of reliability regarding territory coverage and deadlines.

Note: This role requires spending extended periods of time driving and making numerous stops throughout the day in your assigned territory. This territory covers a dense metro area where familiarity with city driving, parking, and navigating multi-unit properties is helpful.

Requirements

As an independent contractor, you are responsible for providing your own equipment, including:

  • Reliable, fuel-efficient vehicle.
  • Smartphone (Android or iPhone) capable of running mobile reporting apps.
  • Computer with an internet connection and a printer.
  • Strong time-management skills to meet deadlines without direct supervision.
  • Ability to pass a standard background check.
Earnings & Volume
  • Flat-Rate Pay: This is a 1099 position where you are paid a set fee for every inspection completed.
  • Earning Potential: While pay is per-inspection, efficient contractors typically earn the equivalent of $25–$35 per hour.
  • Volume: Rates and inspection volume vary by county. Lower volume counties typically feature higher per-inspection rates, while higher volume counties offer more consistent daily work.
  • This Territory: Santa Clara County averages approximately 95 inspections per month.

Apply