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Mortgage Loan Processor Jobs in Rochester, NY (NOW HIRING)

Premium Mortgage

Mortgage Loan Processor II

Rochester, NY · On-site

$24 - $27.50/hr

Previous experience in the mortgage industry with understanding of loan processing Skills: * Customer service skills * Time management skills * Written communication skills * Verbal communication ...

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

Loan Processor CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 ...

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

Crosscountrymortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

Crosscountrymortgage

Loan Processor

Rochester, NY

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

Five Star Bank

Mortgage Originator

Rochester, NY · On-site

Position Title: Mortgage Originator Reports To: Regional Mortgage Sales Manager Department ... Monitors the loan process from origination to closing acting in the role of liaison between the ...

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All JobsMortgage Loan Processor JobsMortgage Loan Processor Jobs in Rochester, NY

Mortgage Loan Processor information

See Rochester, NY salary details

$28.1K

$50.2K

$93.3K

How much do mortgage loan processor jobs pay per year?

As of Aug 13, 2026, the average yearly pay for mortgage loan processor in Rochester, NY is $50,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $54,300.00 per year, depending on experience, location, and employer.

Is it hard to be a mortgage loan processor?

Mortgage loan processors review and verify loan documentation, which requires attention to detail, organizational skills, and knowledge of lending regulations. The job can be demanding during busy periods and often involves working under tight deadlines, but it generally requires specific training and familiarity with loan processing software. Success in this role depends on accuracy, communication skills, and the ability to handle repetitive tasks efficiently.

How do mortgage loan processors get paid?

Mortgage loan processors typically earn an hourly wage or a salary, depending on the employer. Some may also receive bonuses or commissions based on the number of loans processed or the efficiency of their work. Compensation can vary by experience, location, and company policies.

What are the key skills and qualifications needed to thrive as a mortgage loan processor?

To thrive as a Mortgage Loan Processor, you need a strong understanding of loan products, regulatory compliance, and attention to detail, typically supported by a high school diploma or associate degree in finance or related fields. Familiarity with loan origination systems (LOS), credit reporting software, and compliance platforms is commonly required. Excellent organizational skills, problem-solving ability, and effective communication with clients and lenders set top performers apart. These skills ensure accurate, timely processing of mortgage applications, reduce errors, and provide a seamless experience for clients and financial institutions.

What is a mortgage loan processor?

As a mortgage loan processor, you help clients understand their mortgage loan options and find the best loan to fit their needs. You research various loan programs and help customers complete applications. Your responsibilities as a mortgage loan processor include clear and honest communication with clients regarding the terms and conditions of the loan programs and the accurate completion and submission of necessary documents. Your goal is to successfully walk clients through the loan process, from start to finish, ensuring that they understand fully the obligation they are undertaking and that their application is accurate and complete.

What is the difference between Mortgage Loan Processor vs Mortgage Underwriter?

AspectMortgage Loan ProcessorMortgage Underwriter
Primary RolePrepares and reviews loan documentation, verifies borrower informationAssesses risk, evaluates loan files for approval
Required CredentialsTypically requires a high school diploma or equivalent; some certificationsOften requires similar credentials; certifications like CE or FHA underwriting
Work EnvironmentOffice setting, working closely with loan officers and borrowersOffice setting, analyzing loan files and making approval decisions
Industry UsageCommonly employed in mortgage lending companies and banksUsed in mortgage lending institutions to ensure loan quality

The main difference is that Mortgage Loan Processors prepare and verify loan documents, while Mortgage Underwriters evaluate and approve or deny loans based on risk assessment. Both roles are essential in the mortgage lending process and often work closely together to ensure smooth loan approval.

What are some common challenges a mortgage loan processor might face when managing multiple loan files simultaneously?

Mortgage Loan Processors often juggle several loan applications at once, which can be challenging due to tight deadlines and varying document requirements from borrowers and lenders. Staying organized is crucial, as missing or incomplete paperwork can delay approval or cause compliance issues. Effective communication with loan officers, underwriters, and clients is essential to quickly resolve any discrepancies and keep the process moving smoothly. Mastering time management and workflow prioritization helps processors ensure accuracy and timely closings.
More about Mortgage Loan Processor jobs
What are the most commonly searched types of Mortgage Loan Processor jobs in Rochester, NY? The most popular types of Mortgage Loan Processor jobs in Rochester, NY are:
What are popular job titles related to Mortgage Loan Processor jobs in Rochester, NY? For Mortgage Loan Processor jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Mortgage Loan Processor jobs in Rochester, NY look for? The top searched job categories for Mortgage Loan Processor jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Mortgage Loan Processor jobs? Cities near Rochester, NY with the most Mortgage Loan Processor job openings:
Mortgage Loan Processor jobs near you
Infographic showing various Mortgage Loan Processor job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $50,247 per year, or $24.2 per hour.

Mortgage Loan Processor II

Premium Mortgage

Rochester, NY • On-site

$24 - $27.50/hr

Other

Re-posted 17 days ago

Job description

Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. Headquartered in Rochester, NY we have offices throughout New York and Florida, and are licensed in AL, CT, FL, MA, NE, NJ, NY, OH, PA, SC, TN, TX, and VT. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn't just a transaction to us. It's a partnership for life.
We accomplish this level of customer satisfaction by employing top tier talent-all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve.
All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management.
This posting is an evergreen posting. While the posting is open for applications, we may not be actively filling this roll.
The Processor obtains, processes, and reviews all required loan documentation in compliance with the company's established deadlines.
Job Duties:
The Processor will be responsible for completing the following job duties. This job description reflects management's assignment of essential functions; and nothing in this herein restricts management's right to assign or reassign duties and responsibilities to this job at any time.

  • Currently (or will be within the first year of hire) trained and approved to process the following loan types: Conventional, FHA, USDA, VA, Construction END loans, Jumbo, and Portfolio.
  • Reviews all documentation necessary for Loan Approval for accuracy, completeness, and tracks all data in origination software (Encompass)
  • Quickly and efficiently answers questions from consumer throughout the mortgage process
  • Stays up to date on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all other products offered by Premium Mortgage.
  • Processes verifications for credit items, including, but not limited to: Employment, Asset information, Rental history, Credit reports, etc.
  • Works closely with Underwriting and Closing departments to ensure the timely processing and quality of loan file flow
  • Review conditions and ensure Borrower(s) is providing the correct information needed to get their loan Cleared to close.
  • Training as needed
The following qualification are required of the Processor.
Education:
  • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable.
Experience:
  • Previous experience in the mortgage industry with understanding of loan processing
Skills:
  • Customer service skills
  • Time management skills
  • Written communication skills
  • Verbal communication skills
  • Team player
  • Multi-tasking
  • Detail orientated
  • Organizational skills
  • Problem solving skills
  • Independent Judgement
Working Conditions:
The Processor is primarily in an office setting and maybe exposed to outdoor conditions. Premium Mortgage adheres to a hybrid work model with a requirement of 3 days in office.
The working conditions are classified as sedentary work:
  • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.
Physical Requirements:
The following is a description of the physical requirements on a daily basis for the Processor. While performing the duties of the job the employee is regularly expected to:
  • Stand
  • Sit
  • Hear
  • Walk
  • Talk
  • Stoop or kneel
  • Repetitive motion

This is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Premium Mortgage Corporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
The starting base salary range for this position is $24.00 - $27.50, hourly. This is the range of the base pay only, it does not include other components that make up the total compensation package of the position. If offered a position, your total compensation package will be determined by experience, location, skills and/or education which may result in a total compensation package that falls outside the provided range.

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