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Contract Mortgage Loan Processor Jobs in Rochester, NY

Premium Mortgage

Mortgage Loan Processor II

Rochester, NY · On-site

$24 - $27.50/hr

Previous experience in the mortgage industry with understanding of loan processing Skills: * Customer service skills * Time management skills * Written communication skills * Verbal communication ...

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

Loan Processor CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 ...

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

Crosscountrymortgage

Loan Processor

Rochester, NY

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

Five Star Bank

Mortgage Originator

Rochester, NY · On-site

Position Title: Mortgage Originator Reports To: Regional Mortgage Sales Manager Department ... Monitors the loan process from origination to closing acting in the role of liaison between the ...

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All JobsContract Mortgage Loan Processor JobsContract Mortgage Loan Processor Jobs in Rochester, NY

Contract Mortgage Loan Processor information

See Rochester, NY salary details

$28.1K

$50.2K

$93.3K

How much do contract mortgage loan processor jobs pay per year?

As of Aug 30, 2026, the average yearly pay for contract mortgage loan processor in Rochester, NY is $50,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $54,300.00 per year, depending on experience, location, and employer.

What is a contract mortgage loan processor?

Contract mortgage loan processors are professionals who work on a contractual basis to handle and manage mortgage loan applications for lenders, brokers, or mortgage companies. Their main responsibilities include gathering and reviewing loan documents, verifying borrower information, ensuring compliance with lending guidelines, and coordinating with underwriters and other parties involved in the loan process. Unlike in-house processors, contract processors are typically hired per project or for a set period, offering flexibility to employers during busy times or for specific needs.

What does a contract mortgage loan processor do?

The job of a contract mortgage loan processor is to help a company process application paperwork and decide whether or not to offer approval. Someone in this role may collect additional information from the client, review each document and title request for accuracy, and otherwise support a lending company's sales process. A contract mortgage loan processor usually works with a company for a pre-set time period, though it is possible to transfer into a permanent role. Most mortgage processing work is available from late spring to early autumn or when an increase in house sales occurs.

What are the key skills and qualifications needed to thrive as a contract mortgage loan processor, and why are they important?

To thrive as a Contract Mortgage Loan Processor, you need a thorough understanding of loan processing, attention to detail, and knowledge of mortgage industry regulations, typically supported by experience in real estate or finance. Familiarity with loan origination systems (LOS) like Encompass, as well as compliance tools and document management software, is commonly required. Strong organizational skills, time management, and effective communication set top performers apart in this role. These skills are essential to ensure accurate, timely processing of mortgage applications and compliance with lending standards, which directly impacts client satisfaction and loan approval rates.

What are some common challenges faced by contract mortgage loan processors, and how can they be addressed?

Contract mortgage loan processors often manage multiple loan files simultaneously, which can lead to tight deadlines and shifting priorities. Staying organized and maintaining clear communication with loan officers, underwriters, and borrowers is essential to avoid delays. Adopting effective workflow tools and regularly updating all parties on documentation needs or status changes can help streamline the process and reduce errors, ensuring a smoother loan pipeline.

What is the difference between Contract Mortgage Loan Processor vs Mortgage Loan Officer?

AspectContract Mortgage Loan ProcessorMortgage Loan Officer
CredentialsTypically requires mortgage processing certifications, high school diploma or equivalentRequires mortgage licensing, NMLS certification, and sales experience
Work EnvironmentWorks primarily in office settings, processing loan documents for lendersWorks in banks, mortgage companies, or independently, engaging with clients and selling loans
Employer & Industry UsageEmployed by lenders or mortgage brokers, focusing on loan documentationEmployed by banks or mortgage companies, focusing on client acquisition and loan origination

The main difference is that a Contract Mortgage Loan Processor primarily handles the documentation and processing of mortgage applications, while a Mortgage Loan Officer actively solicits clients and originates new loans. Both roles require mortgage industry knowledge, but their daily tasks and focus differ significantly.

More about Contract Mortgage Loan Processor jobs

What are the most commonly searched types of Mortgage Loan Processor jobs in Rochester, NY?

The most popular types of Mortgage Loan Processor jobs in Rochester, NY are:

What are popular job titles related to Contract Mortgage Loan Processor jobs in Rochester, NY?

For Contract Mortgage Loan Processor jobs in Rochester, NY, the most frequently searched job titles are:

What job categories do people searching Contract Mortgage Loan Processor jobs in Rochester, NY look for?

The top searched job categories for Contract Mortgage Loan Processor jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Contract Mortgage Loan Processor jobs?

Cities near Rochester, NY with the most Contract Mortgage Loan Processor job openings:

Contract Mortgage Loan Processor jobs near you
Infographic showing various Contract Mortgage Loan Processor job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $50,247 per year, or $24.2 per hour.

Mortgage Loan Processor II

Premium Mortgage

Rochester, NY • On-site

$24 - $27.50/hr

Other

Re-posted 4 days ago

Job description

Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. Headquartered in Rochester, NY we have offices throughout New York and Florida, and are licensed in AL, CT, FL, MA, NE, NJ, NY, OH, PA, SC, TN, TX, and VT. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn't just a transaction to us. It's a partnership for life.
We accomplish this level of customer satisfaction by employing top tier talent-all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve.
All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management.
This posting is an evergreen posting. While the posting is open for applications, we may not be actively filling this roll.
The Processor obtains, processes, and reviews all required loan documentation in compliance with the company's established deadlines.
Job Duties:
The Processor will be responsible for completing the following job duties. This job description reflects management's assignment of essential functions; and nothing in this herein restricts management's right to assign or reassign duties and responsibilities to this job at any time.

  • Currently (or will be within the first year of hire) trained and approved to process the following loan types: Conventional, FHA, USDA, VA, Construction END loans, Jumbo, and Portfolio.
  • Reviews all documentation necessary for Loan Approval for accuracy, completeness, and tracks all data in origination software (Encompass)
  • Quickly and efficiently answers questions from consumer throughout the mortgage process
  • Stays up to date on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all other products offered by Premium Mortgage.
  • Processes verifications for credit items, including, but not limited to: Employment, Asset information, Rental history, Credit reports, etc.
  • Works closely with Underwriting and Closing departments to ensure the timely processing and quality of loan file flow
  • Review conditions and ensure Borrower(s) is providing the correct information needed to get their loan Cleared to close.
  • Training as needed
The following qualification are required of the Processor.
Education:
  • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable.
Experience:
  • Previous experience in the mortgage industry with understanding of loan processing
Skills:
  • Customer service skills
  • Time management skills
  • Written communication skills
  • Verbal communication skills
  • Team player
  • Multi-tasking
  • Detail orientated
  • Organizational skills
  • Problem solving skills
  • Independent Judgement
Working Conditions:
The Processor is primarily in an office setting and maybe exposed to outdoor conditions. Premium Mortgage adheres to a hybrid work model with a requirement of 3 days in office.
The working conditions are classified as sedentary work:
  • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.
Physical Requirements:
The following is a description of the physical requirements on a daily basis for the Processor. While performing the duties of the job the employee is regularly expected to:
  • Stand
  • Sit
  • Hear
  • Walk
  • Talk
  • Stoop or kneel
  • Repetitive motion

This is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Premium Mortgage Corporation provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
The starting base salary range for this position is $24.00 - $27.50, hourly. This is the range of the base pay only, it does not include other components that make up the total compensation package of the position. If offered a position, your total compensation package will be determined by experience, location, skills and/or education which may result in a total compensation package that falls outside the provided range.

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