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Mortgage License Jobs in Raleigh, NC (NOW HIRING)

FNB Corporation

Area Mortgage Banking Manager

Raleigh, NC · On-site

$90 - $125/hr

Special Licenses and Certificates:** Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. **Physical Requirements:** N/A### **Equal Employment Opportunity (EEO)

Fnbcorp

Area Mortgage Banking Manager

Raleigh, NC · On-site

Special Licenses and Certificates: Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required. Physical Requirements: N/A Equal Employment Opportunity (EEO): It is ...

Fnbcorp

Mortgage Loan Sales

Raleigh, NC · On-site

Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis. Licensures/Certifications Required to Perform the Primary ...

Truist

Retail Mortgage Loan Originator

Raleigh, NC

Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check Preferred ...

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All JobsMortgage License JobsMortgage License Jobs in Raleigh, NC

Mortgage License information

See Raleigh, NC salary details

$34.4K

$37.5K

$39.7K

How much do mortgage license jobs pay per year?

As of Aug 26, 2026, the average yearly pay for mortgage license in Raleigh, NC is $37,523.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,200.00 and $38,800.00 per year, depending on experience, location, and employer.

What is the difference between Mortgage License vs Mortgage Loan Originator?

AspectMortgage LicenseMortgage Loan Originator
Required CredentialsState-specific license, pre-licensing education, testingRequires Mortgage License, plus NMLS registration
Work EnvironmentLicensed professionals working at mortgage companies, banks, or brokersTypically works directly with clients to originate loans
Employer & Industry UsageUsed by mortgage companies, banks, brokersUsed by mortgage brokers and lenders for client interactions

The Mortgage License is a credential required to legally operate in the mortgage industry, while a Mortgage Loan Originator is a professional who holds that license and actively works with clients to secure mortgage loans. The license is a prerequisite for the role, which involves client consultation, application processing, and loan approval assistance.

Is it worth it to get a mortgage license?

A mortgage license is essential for professionals who originate or broker mortgage loans, allowing them to legally operate in the industry. Obtaining the license involves passing a state exam and completing pre-licensing education, which can enhance credibility and job opportunities. However, the decision depends on career goals and the demand for licensed mortgage professionals in your area.

What are popular job titles related to Mortgage License jobs in Raleigh, NC?

For Mortgage License jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Mortgage License jobs in Raleigh, NC look for?

The top searched job categories for Mortgage License jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Mortgage License jobs?

Cities near Raleigh, NC with the most Mortgage License job openings:

Mortgage License jobs near you
Infographic showing various Mortgage License job openings in Raleigh, NC as of August 2026, with employment types broken down into 2% As Needed, 70% Full Time, 22% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $41,313 per year, or $19.9 per hour.

Licensed Mortgage Loan Officer

Raleigh, NC • Remote

Obsidian Financial Services
Finance and Insurance • 51 - 200 employees
Learn more about Obsidian Financial Servicesexternal

$70K - $300K/yr

Full-time

PTO

Re-posted 7 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.