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Mortgage Default Jobs (NOW HIRING)

Planet Home Lending LLC

Default Fulfillment Closer

Meriden, CT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Build your career at Planet-recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The primary purpose of the Default Fulfillment Closer is to create, review, and ensure ...

BSI Financial Services

Sr Manager Default Operations

Irving, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The ideal candidate has deep expertise in foreclosure operations and mortgage claims, with broader default servicing experience considered a plus. This role is a replacement for an existing leader ...

Planet Home Lending LLC

Default Fulfillment Closer

Meriden, CT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Build your career at Planet-recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The primary purpose of the Default Fulfillment Closer is to create, review, and ensure ...

First American

$23.37 - $31.15/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Service mortgage accounts to ensure all applicable activities are processed in compliance with all ... May analyze default portfolio trends and performance metrics, identify data variances or risks, and ...

Fifth Third

Mortgage Collector

Cincinnati, OH · On-site

... and mortgage loan customers who are in default. Counsels and guides the customer in order to ... Pursues communication with defaulted customers utilizing manual dialing to offer potential workout ...

Fifth Third Bank

Mortgage Collector

Cincinnati, OH · On-site

... and mortgage loan customers who are in default. Counsels and guides the customer in order to ... Pursues communication with defaulted customers utilizing manual dialing to offer potential workout ...

Fifth Third

Mortgage Collector

Cincinnati, OH · On-site

... and mortgage loan customers who are in default. Counsels and guides the customer in order to ... Pursues communication with defaulted customers utilizing manual dialing to offer potential workout ...

Demerle & Associates, P.C.

Be Seen First

Litigation Attorney

Charlestown, MA · Remote

$80K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

C. -- a 25-person law firm representing clients in all of the New England states -- is looking to add the right litigation associate to its growing mortgage default servicing practice. MUST HAVES ...

ClifyX

AI ML Data Scientist

Cary, NC · On-site

... mortgage default, foreclosure, credit risk management, price prediction and optimization) • Strong leadership and capacity to work as a team player, as well as excellent communication skills • ...

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Mortgage Default information

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$9

$28

$60

How much do mortgage default jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for mortgage default in the United States is $28.95, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $42.79 per hour, depending on experience, location, and employer.

What is a mortgage default?

A mortgage default occurs when a borrower fails to meet the repayment terms of their home loan, typically by missing several consecutive monthly payments. This can lead to serious consequences, such as foreclosure, where the lender may take ownership of the property to recover the unpaid loan balance. Defaulting on a mortgage can severely impact your credit score and make it difficult to secure future loans. If you are struggling to make payments, it's important to contact your lender as soon as possible to discuss options like loan modification or forbearance.

What are the key skills and qualifications needed to thrive in a mortgage default specialist role?

To thrive as a Mortgage Default Specialist, you need a solid understanding of mortgage servicing, default management, and relevant financial regulations, often supported by experience in banking or finance. Familiarity with loan servicing platforms, mortgage default software, and regulatory compliance systems like FDCPA and CFPB regulations is typically required. Strong negotiation, problem-solving, and communication skills help in managing delinquent accounts and working with borrowers to find solutions. These skills are essential to effectively mitigate losses, maintain regulatory compliance, and support both organizational and customer interests during the default process.

What are some common challenges faced by professionals working in mortgage default servicing, and how can they be managed?

Professionals in mortgage default servicing often face challenges such as managing high volumes of delinquent accounts, navigating complex regulations, and handling sensitive communications with borrowers facing financial hardship. Staying organized, leveraging technology to track accounts, and keeping up-to-date with regulatory changes are key strategies for success. Additionally, strong communication and empathy are essential for effectively assisting borrowers while ensuring compliance and mitigating risk for the lender.

What is the difference between Mortgage Default vs Mortgage Underwriter?

AspectMortgage DefaultMortgage Underwriter
Required CredentialsTypically requires knowledge of loan policies, credit analysis, and sometimes a background in finance or bankingRequires mortgage licensing, underwriting certifications, and knowledge of loan criteria
Work EnvironmentOften involves monitoring loan portfolios, communicating with borrowers, and assessing riskPrimarily office-based, reviewing loan applications, and evaluating borrower documentation
Employer & Industry UsageUsed by lenders, banks, and mortgage servicing companies to manage defaulted loansUsed by lenders and banks to approve or deny mortgage applications

Mortgage Default involves managing and addressing loans that are in default, focusing on collections and loss mitigation. Mortgage Underwriter assesses loan applications to determine approval, focusing on risk analysis before loan issuance. While both roles are integral to mortgage lending, they operate at different stages of the loan lifecycle and require distinct skill sets.

More about Mortgage Default jobs

What states have the most Mortgage Default jobs?

States with the most job openings for Mortgage Default jobs include:

What job categories do people searching Mortgage Default jobs look for?

The top searched job categories for Mortgage Default jobs are:

Mortgage Default jobs near you
Infographic showing various Mortgage Default job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $60,206 per year, or $28.9 per hour.

Default Fulfillment Closer

Planet Home Lending LLC

Meriden, CT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 17 days ago

Planet Home Lending rating

7.1

Company rating: 7.1 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet-recognized as a Top Mortgage Employer by National Mortgage Professional.
Job Summary
The primary purpose of the Default Fulfillment Closer is to create, review, and ensure the accuracy of the documents required to complete the approved mitigation event pursuant to the investors guidelines.
Essential Duties and Responsibilities
  • Prepares Modification, Deed in Lieu, and Short-sale documents required to complete the closing pursuant to the investor rules and PHL policies and procedures.
  • Orders and reviews title reports and original loan documents to insure clear title to complete the closing. Coordinates the recording of the documents with PHLs vendor.
  • Maintains comprehensive tracking reports of documents outstanding from the mortgagors, title, companies, vendors, and recorders office.
  • Timely clears any document or title deficiency.
  • Ensures closing costs on short-sales are within investor guidelines.
  • Assists Mitigation Processors and Underwriters in obtaining and imaging documents.
  • Performs miscellaneous duties as assigned.

Position Requirements
Education
  • High school diploma or GED equivalent required

Experience
  • Relevant work experience in mortgage loan documents
  • Knowledge of real estate title requirements.
  • Experience in mortgage default servicing and modification programs a plus

Functional/Technical Skills
  • Excellent computer skills and ability to learn and adapt quickly to new software.
  • Excellent written and verbal communication skills
  • Self-motivated and collaborative team player with critical thinking, problem solving, mathematical and analytical skills.
  • Strong knowledge of mortgage loan documents and property title requirements.
  • Strong organizational skills, ability to prioritize in a multi-tasking, fast-paced environment
  • Ability to interact effectively with external and internal clients across departments and locations.
  • Aptitude to work in a deadline-driven environment.
  • Ability to act and work independently with minimal supervision
  • Ability to maintain confidentiality.
  • Advanced knowledge of Microsoft Excel and Word
  • Knowledge of MSP servicing system a plus.

Environmental/Physical Demands
Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Some travel may be needed.
Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.
Benefits
Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.
Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

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