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Money Lender Jobs (NOW HIRING)

United Community Bank

Mortgage Lender

Sherman, IL · On-site

$60K - $85K/yr

United Community Bank, is looking for a Mortgage Lender. In this role lenders will examine ... Requires manual dexterity, typing, and the ability to count money and key in transactions * The ...

United Community Bank

Mortgage Lender

Sherman, IL

United Community Bank, is looking for a Mortgage Lender. In this role lenders will examine ... Requires manual dexterity, typing, and the ability to count money and key in transactions * The ...

Live Oak Bank

Senior Analyst, Lender Finance

Wilmington, NC · On-site

$79K - $99K/yr

... earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our ... Prescreen Deals: help evaluate, manage, and present Lender Finance opportunities * Loan ...

LiveOak Bank

Senior Analyst, Lender Finance

Wilmington, NC · On-site

$79K - $99K/yr

... earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our ... How This Role Impacts Live Oak and its People The Senior Analyst, Lender Finance will enable the ...

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All JobsMoney Lender Jobs

Money Lender information

See salary details

$11K

$69.5K

$117.5K

How much do money lender jobs pay per year?

As of Jun 12, 2026, the average yearly pay for money lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

A money lender can earn $10,000 or more per month through interest and fees, especially if they operate independently or own multiple lending agreements. Success in this field often depends on strong financial knowledge, risk assessment skills, and a good network of clients, with some lenders earning high income without formal degrees.

What are some common challenges money lenders face when evaluating loan applications?

Money lenders often encounter challenges in accurately assessing a borrower's creditworthiness and repayment ability, especially when applicants have limited credit history or irregular income. Balancing risk management with competitive loan offerings requires thorough due diligence and sometimes creative problem-solving. Additionally, staying compliant with evolving regulations and maintaining strong client relationships are crucial for long-term success in this role. Effective money lenders collaborate closely with risk analysts, legal teams, and customer service representatives to make informed lending decisions.

What are the key skills and qualifications needed to thrive as a Money Lender, and why are they important?

To thrive as a Money Lender, you need strong financial analysis skills, knowledge of lending regulations, and typically a background in finance, banking, or economics. Familiarity with loan management software, credit scoring systems, and relevant licensing or certification is often required. Excellent interpersonal skills, ethical judgment, and negotiation abilities help build trust with clients and manage risk effectively. These skills ensure responsible lending practices, minimize defaults, and foster long-term client relationships.

What are money lenders?

Money lenders are individuals or organizations that provide loans to borrowers, typically at interest rates higher than those offered by traditional banks. They may offer short-term or long-term loans and often cater to people who may not qualify for conventional bank loans due to poor credit or lack of collateral. Money lending can be regulated or unregulated, depending on the country or jurisdiction, and borrowers should always understand the terms and legalities before taking a loan from a money lender.

What is the difference between Money Lender vs Loan Officer?

AspectMoney LenderLoan Officer
CredentialsMay require licensing or registration depending on jurisdictionTypically licensed and certified, especially in banks or financial institutions
Work EnvironmentOperate independently or through private lending firmsWork within banks, credit unions, or lending companies
Industry UsageCommon in private lending, payday loans, or small-scale lendingCommon in formal banking and mortgage industries

While both roles involve providing loans, a Money Lender often operates independently or in private settings, focusing on personal or small-scale lending. A Loan Officer typically works within financial institutions, handling larger, formal loan applications such as mortgages or business loans. The key differences lie in their work environment, credentials, and the scale of lending activities.

How much do money lenders make?

Money lenders' earnings vary based on factors such as experience, location, and the volume of loans they handle. Typically, they earn commissions or interest-based income, with annual salaries ranging from $30,000 to over $100,000 for experienced professionals. Success in this role often depends on strong negotiation skills and regulatory compliance.

What jobs pay 2000 a day?

High-earning jobs for a money lender or related financial roles can pay around $2,000 per day, especially for experienced professionals involved in large transactions, private lending, or investment activities. Such roles often require specialized skills, licensing, and a strong network within the financial industry.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include a base salary plus bonuses, and familiarity with loan processing and underwriting is important in this role.
More about Money Lender jobs
What job categories do people searching Money Lender jobs look for? The top searched job categories for Money Lender jobs are:
Money Lender jobs near you
Infographic showing various Money Lender job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, and 11% Contract. Highlights an 84% Physical, 5% Hybrid, and 11% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.
Mortgage Lender

Mortgage Lender

United Community Bank

Sherman, IL • On-site

$60K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Job Description
United Community Bank, is looking for a Mortgage Lender. In this role lenders will examine, evaluate, and recommend approval of customer applications for real estate loans, refinancing and home equity lines of credit.
Essential Duties and Responsibilities:
  • Interview applicants and requests specified information for loan applications
  • Analyze applicants' financial status, credit and property evaluation to determine feasibility of granting loan
  • Enter loan applications into LaserPro or Encompass
  • Correspond with applicants or creditors to resolve questions regarding application information
  • Approve loans within specified limits or refers loan to loan committee for approval
  • Ensure loan agreements are complete, accurate and in accord with financial institution policy
  • Notify applicants of loan decision
  • Recommend and outline terms of loans to customers
  • Aid in resolving mortgage application problems
  • Close the loan
  • Analyze potential loan markets to develop prospects for loans
  • Manage delinquent account files
  • Review developing laws and changes to compliance and regulatory issues
  • Periodically review existing customers to evaluate financial needs
  • Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Loan Policy, CIP Policy and any other positions relevant to your position
  • Represent the Bank to the public and community based organizations
  • Assist the branch manager with duties when needed
  • Other related duties as assigned

Experience and Skills
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Computer Requirements:
  • Proficiency in Microsoft Office (Word, Excel, Access, and Power Point)
  • Experience with Encompass and LaserPro is a plus

Education/Experience Requirements:
  • Bachelor's degree in business, finance or equivalent experience is preferred
  • 2 - 4 years experience in a financial institution in a loan setting preferred

Additional Requirements:
  • Previous customer service skills preferred
  • Strong attention to detail
  • Strong time management and organizational skills
  • Ability to practice discretion and handle confidential information in a professional manner
  • Ability to independently perform duties, establish priorities and meet deadlines with limited supervision
  • Problem Solving/Analysis skills
  • Ability to communicate effectively with customers and coworkers
  • Ability to read, write and comprehend simple instructions, short correspondence, and memos
  • Ability to manage and execute more than one task at a time
  • Ability to perform basic mathematical calculations and to work with mathematical concepts and apply them to work situations
  • Ability to define problems, collect data, establish facts and draw valid conclusions
  • Ability to explain the benefits of bank products and services and answer customer questions regarding these products and services
  • Knowledge of financial institution regulations
  • Ability to multitask
  • Strong professional integrity in compliance with company policy, and ethical and legal standards
  • General knowledge of bank procedures and how they apply to other areas of the bank

Supervisory Responsibilities:
  • Loan Assistant if applicable

Attendance Requirements:
Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.
Certificates, licenses, or registrations:
  • NMLS registration

Working Conditions:
This job operates in a retail banking setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
Physical requirements:
  • Requires bending, stooping or standing as necessary
  • Requires the ability to hear, speak and/or signal people
  • Effectively communicate verbally, in writing, and in English
  • Requires manual dexterity, typing, and the ability to count money and key in transactions
  • The employee may occasionally lift and/or move up to 25 pounds

Job Benefits
The following benefit programs are available to all employees:
  • 401(k) retirement plan (requires 30 days of employment, age 20)
  • Paid Leave Time
  • Free checking account including identity theft and cellphone protection, Roadside Assistance and more
  • Free savings account & Safety Deposit Box
  • Cashier's checks

In addition, the following benefits are available to all full-time employees after meeting eligibility requirements:
  • Vacation time (requires 30 days of employment)
  • Sick/Personal Time (requires 90 days of employment)
  • Holidays
  • Jury Duty leave
  • Health Insurance (requires 30 days of employment)
  • Dental Insurance (requires 30 days of employment)
  • Vision Insurance (requires 30 days of employment)
  • Life Insurance (requires 30 days of employment)
  • Short-Term Disability Insurance (requires 30 days of employment)
  • Long-Term Disability Insurance (requires 30 days of employment)
  • Section 125 Cafeteria Plan including Flexible Spending Accounts (requires 30 days of employment)
  • Tuition Reimbursement
  • Military Leave

Some benefit programs require contributions from the employee and all begin on the first of the month after eligibility is met. Certain benefits provided by United Community Bank are governed by plan documents.
Please visit https://ucbbanks.com/careers for more information on UCB's complete benefit package.

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