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Mitigation Jobs in California (NOW HIRING)

Cathay Bank

Mortgage Loss Mitigation Specialist

El Monte, CA · On-site

$25.53 - $28.13/hr

Manage inbound, outbound, and follow up calls related to Mortgage Loss Mitigation and collection efforts to ensure quick and effective solutions are provided to each borrower. * Follow the Fair Debt ...

Cathay Bank

Mortgage Loss Mitigation Team Lead

El Monte, CA · On-site

$33.65 - $43.27/hr

Provide technical and procedural support and direction to Mortgage Loss Mitigation team members. ESSENTIAL FUNCTIONS * Manage late-stage delinquent loan inbound, outbound, and follow-up calls with ...

Cathay Bank

Mortgage Loss Mitigation Team Lead

El Monte, CA · On-site

$33.65 - $43.27/hr

Provide technical and procedural support and direction to Mortgage Loss Mitigation team members. ESSENTIAL FUNCTIONS * Manage late-stage delinquent loan inbound, outbound, and follow-up calls with ...

SERVPRO Team Landers

Mitigation Technician

Chino, CA · On-site

$20 - $28/hr

Vision insurance The Mitigation Technician is a frontline production role responsible for delivering high-quality property damage restoration services in accordance with IICRC industry standards.

Servpro

Mitigation Technician

Chino, CA · On-site

$20 - $28/hr

Mitigation Technician The Mitigation Technician is a frontline production role responsible for delivering high-quality property damage restoration services in accordance with IICRC industry standards.

A1 Restoration

Mitigation Technician

San Diego, CA · On-site

$20 - $25/hr

About Us We are a fast-growing disaster mitigation company supporting homeowners and businesses after water, fire, mold, and other environmental losses. Our teams operate quickly, safely, and ...

ServiceMaster

Mitigation Estimator

Ontario, CA · On-site

$70K/yr

Dental insurance Mitigation Estimator - Water, Mold Restoration ServiceMaster Emergency Management Team is an industry leader in Southern California and Nevada. At every level we have career-minded ...

Water and Fire

Mitigation Technician

Santa Barbara, CA · On-site

$20 - $25.75/hr

About Us We are a fast-growing disaster mitigation company supporting homeowners and businesses after water, fire, mold, and other environmental losses. Our teams operate quickly, safely, and ...

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All JobsMitigation JobsMitigation Jobs in California

Mitigation information

See California salary details

$15

$23

$32

How much do mitigation jobs pay per hour?

As of Aug 31, 2026, the average hourly pay for mitigation in California is $23.45, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $27.07 per hour, depending on experience, location, and employer.

What is a mitigation specialist?

Mitigation specialists are professionals who gather and present information about a defendant's background, character, and circumstances to help courts or legal teams make informed decisions, particularly in criminal cases. Their work often involves investigating factors such as mental health, family history, and life experiences that may have contributed to a person's actions. This information is crucial in sentencing phases, especially in death penalty or serious felony cases, as it can influence the court to consider alternatives to the most severe punishments. Mitigation specialists collaborate closely with attorneys, mental health experts, and social workers to build comprehensive life histories for their clients.

What are some common challenges faced by mitigation specialists when working on multidisciplinary teams?

Mitigation specialists often collaborate with attorneys, social workers, and investigators to develop comprehensive case strategies. One of the main challenges is ensuring effective communication among team members with diverse professional backgrounds, which requires strong interpersonal and organizational skills. Additionally, managing sensitive client information and balancing multiple caseloads can be demanding. However, successful mitigation specialists find that building trust and maintaining clear, consistent communication helps foster a supportive team environment and leads to better case outcomes.

What are the key skills and qualifications needed to thrive as a mitigation specialist, and why are they important?

To thrive as a Mitigation Specialist, you generally need a background in social work, psychology, or criminal justice, often with a relevant degree and experience in casework or investigation. Familiarity with case management software, court filing systems, and research databases is typically required. Outstanding interpersonal skills, empathy, and attention to detail help you build trust with clients and communicate effectively with legal teams. These skills are crucial for gathering comprehensive life histories, informing legal strategy, and advocating for clients in complex legal cases.

What is the difference between Mitigation vs Risk Analyst?

AspectMitigationRisk Analyst
Primary FocusImplementing strategies to reduce or eliminate risksIdentifying, assessing, and analyzing risks
CredentialsVaries; often includes certifications like CISSP, PMPTypically requires degrees in finance, economics, or related fields; certifications like FRM or CRM
Work EnvironmentSecurity teams, project management, compliance departmentsFinancial institutions, insurance companies, consulting firms

Mitigation involves actively reducing risks through strategies and actions, while Risk Analysts focus on identifying and evaluating risks to inform decision-making. Both roles are essential in risk management but serve different functions within organizations.

What is a mitigation job?

A mitigation job involves reducing or managing risks, damages, or threats, often in fields like cybersecurity, disaster management, or environmental protection. These roles typically require skills in analysis, planning, and implementing strategies to prevent or lessen adverse impacts, and may involve certifications or specialized training.

What are the most commonly searched types of Mitigation jobs in California?

The most popular types of Mitigation jobs in California are:

What are popular job titles related to Mitigation jobs in California?

For Mitigation jobs in California, the most frequently searched job titles are:

What job categories do people searching Mitigation jobs in California look for?

The top searched job categories for Mitigation jobs in California are:

What cities in California are hiring for Mitigation jobs?

Cities in California with the most Mitigation job openings:

Mitigation jobs near you
Infographic showing various Mitigation job openings in California as of August 2026, with employment types broken down into 88% Full Time, 7% Part Time, and 5% Contract. Highlights an 84% Physical, 6% Hybrid, and 10% Remote job distribution, with an average salary of $48,775 per year, or $23.4 per hour.

Mortgage Loss Mitigation Team Lead

cathaybank

El Monte, CA

$33.65 - $43.27/hr

Full-time

Re-posted 20 days ago

Job description

GENERAL SUMMARY

Responsible for daily foreclosure, bankruptcy and litigation activity, which includes working with bank attorneys, borrowers, and third parties.  Collection of residential mortgages, and Home Equity Lines of Credit minimizing potential losses on delinquent loans. In compliance with Fair Debt Collections Practices Act  (FDCPA) and other regulations, initiate outbound loss mitigation efforts to resolve delinquency or assist the borrower with options available to bring the account current.  Analyze customers' situations and collateral risks to present alternative solutions such as forbearance plans, repayment plans, payment deferrals, pre-foreclosure/short sales, and deed in lieu. Submission, tracking and reconciling of late-stage delinquent loans, including recommendation for foreclosure when appropriate. Provide technical and procedural support and direction to Mortgage Loss Mitigation team members.

ESSENTIAL FUNCTIONS

  • Manage late-stage delinquent loan inbound, outbound, and follow-up calls with borrowers to ensure quick and effective solutions are provided to each borrower.
  • Counsel and guide customers to achieve workout alternates based on their circumstances.
  • Comply with the FDCPA and other local and federal regulations.
  • Adhere to Cathay Bank’s policies and procedures.
  • Review Borrower Response Packages for assistance to determine if they are complete and perform pre-underwritten review of documents provided.
  • Contact delinquent borrowers to review approved loss mitigation options as well as preparation of letters for approval, missing documents, and notice of action taken.
  • Collaborate with the manager on recommended pre-foreclosure reviews as well as participate in monthly management meetings.
  • Prepare foreclosure files for set-up on the core collection system.
  • Provide attorney with accurate foreclosure figures, including reinstatement figures which will be provided to external parties by the attorney. In addition, provide the attorney with accurately executed documents as requested.
  • Responsible for bankruptcy filing reviews, preparing transmittals to attorneys, and servicing or further legal actions.
  • Assist with training new hires, as needed.
  • Assist in processing successor in interest, short sales, seed in lieu, or any other legal issues. 
  • Prepare monthly reporting, including delinquency, foreclosure, bankruptcy and other activities.
  • Assist in preparation of risk rating and accrual recommendations.
  • Provide assistance and guidance to Mortgage Loss Mitigation Team members.
  • Meet department standards as they relate to daily productivity metrics.
  • Performs additional projects and duties as assigned by management.


QUALIFICATIONS

  • Education: High school diploma or equivalent.  
  • 3-year experience in mortgage loss mitigation, foreclosure, and bankruptcy processing. 
  • Understanding of debt collections in any stage of delinquency.
  • Familiarity with financial statements, tax returns, credit reports, home appraisals, title searches and other documents used to evaluate a pre-foreclosure remedy.
  • Strong analytical, problem solving and mathematical skills.
  • Proficient in Microsoft Word, Outlook, Access and Excel with a minimum level of Intermediate.
  • Skills/Ability: Strong organizing and problem-solving skills; good written and verbal communication skills; must be able to adapt well in a fast-paced and constantly changing business environment; PC proficiency; demonstrated ability to work in a team-oriented environment and provide good customer service. Bilingual English/Chinese is a plus. 

OTHER DETAILS


$33.65 – $43.27 / hour 
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.

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