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Merchant Risk Analyst Jobs in Houston, TX (NOW HIRING)

ExxonMobil

Sr. Financial Natural Gas Trader

Spring, TX · On-site

$78K - $98K/yr

... merchant, hedge fund, or producer with direct P&L ownership. * Proven performance across a mix of strategies with evidence of consistent risk-adjusted returns. * Deep fundamental grounding in North ...

AutoZone

Assistant Store Manager

Conroe, TX · On-site

... store merchandising, creating a clean, organized, and visually appealing shopping environment ... risk management activities. * Financial Oversight - Support budgeting efforts, analyze Profit ...

Target Brands, Inc.

Reverse Logistics Expert

Katy, TX · On-site

$15.50/hr

Process vendor credits and damaged/defective items accurately and in a timely manner to minimize shortage and compliance risk; handle merchandise returns according to company and vendor guidelines.

Target

Reverse Logistics Expert

Katy, TX

$15.50/hr

Process vendor credits and damaged/defective items accurately and in a timely manner to minimize shortage and compliance risk; handle merchandise returns according to company and vendor guidelines.

Tailored Brands

Sr AI & Technology Auditor

Houston, TX · On-site

$97K - $127K/yr

... analysis or model testing. • Experience aligning AI risks to enterprise risk management (ERM ... merchandise discounts. For more detailed information go Tailoredbrands.com/working-here/people ...

Park Lawn Corporation

Staff Accountant

Houston, TX · On-site

$52K - $69K/yr

Employee Discounts on services, merchandise, and property to help our team members in their time of ... Summary/Objective Provides management with financial information by researching and analyzing ...

Circle K Stores, Inc.

District Manager

Houston, TX · On-site

Manages controllable costs by educating managers on procedures for controlling merchandise ... Allocates program costs by preparing operational and risk reports for analyses. Maintains staff by ...

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How much do merchant risk analyst jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for merchant risk analyst in Houston, TX is $38.66, according to ZipRecruiter salary data. Most workers in this role earn between $28.46 and $47.07 per hour, depending on experience, location, and employer.

How much do risk analysts get paid?

Risk analysts typically earn a median annual salary of around $70,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

What is a Merchant Risk Analyst job?

A Merchant Risk Analyst assesses the risk associated with businesses that process payments, ensuring they comply with financial regulations and fraud prevention measures. They analyze transaction patterns, detect suspicious activities, and evaluate the credibility of merchants to minimize financial losses. Their role involves using data-driven insights, risk models, and industry best practices to mitigate fraud and chargebacks. Additionally, they collaborate with internal teams to improve risk policies and support safe payment processing.

What is the salary of risk analyst?

The salary of a risk analyst varies depending on experience, location, and employer, but typically ranges from $60,000 to $100,000 annually. At firms like JPMorgan Chase, risk analysts often earn around $70,000 to $90,000, with additional bonuses and benefits.

What is a merchant risk analyst?

A merchant risk analyst evaluates the financial and operational risks associated with merchants or vendors, often within payment processing or financial services. They analyze transaction data, identify potential fraud or compliance issues, and use tools like risk management software to prevent losses and ensure secure transactions.

Is risk analyst an entry level job?

A risk analyst role can be entry-level or require some experience, depending on the company and industry. Entry-level risk analyst positions typically require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. More advanced roles may demand prior experience or specialized knowledge in risk management or financial analysis.

What are the key skills and qualifications needed to thrive in the Merchant Risk Analyst position, and why are they important?

To thrive as a Merchant Risk Analyst, you need strong analytical abilities, a background in finance or business, and expertise in risk assessment methodologies. Familiarity with data analysis tools (such as SQL, Excel, and risk management software), as well as experience with payment processing platforms, is often required. Excellent problem-solving skills, attention to detail, and effective communication abilities help you excel in compiling reports and working with cross-functional teams. These competencies are essential for accurately identifying potential risks, preventing financial losses, and maintaining secure merchant portfolios.

What does a typical day look like for a Merchant Risk Analyst?

A typical day for a Merchant Risk Analyst involves monitoring and analyzing merchant transactions to identify unusual or suspicious patterns, conducting in-depth investigations into high-risk accounts, and preparing detailed risk reports. You’ll regularly collaborate with compliance teams, sales, and customer support to address issues and mitigate potential risks. The role often includes updating risk models, developing preventive strategies, and communicating findings to management. This dynamic environment requires adaptability and the ability to balance routine monitoring with rapid response to emerging threats, making every day uniquely challenging and rewarding.

What are the most commonly searched types of Merchant Risk Analyst jobs in Houston, TX? The most popular types of Merchant Risk Analyst jobs in Houston, TX are:
What are popular job titles related to Merchant Risk Analyst jobs in Houston, TX? For Merchant Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:
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Merchant Risk Analyst jobs near you
Infographic showing various Merchant Risk Analyst job openings in Houston, TX as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 7% Part Time, 1% Temporary, and 4% Contract. Highlights an 82% Physical, 6% Hybrid, and 12% Remote job distribution, with an average salary of $80,418 per year, or $38.7 per hour.
Sr. Financial Natural Gas Trader

Sr. Financial Natural Gas Trader

ExxonMobil

Spring, TX • On-site

$78K - $98K/yr

Full-time

Re-posted 19 days ago

ExxonMobil rating

6.0

Company rating: 6.0 out of 10

Based on 225 frontline employees who took The Breakroom Quiz

57th of 75 rated oil and gas companies

Job description

About us
At ExxonMobil, our vision is to lead in energy innovations that advance modern living while reducing emissions. As one of the world's largest publicly traded energy and chemical companies, we are powered by a unique and diverse workforce fueled by the pride in what we do and what we stand for.
The success of our Upstream, Product Solutions and Low Carbon Solutions businesses is the result of the talent, curiosity and drive of our people. They bring solutions every day to optimize our strategy in energy, chemicals, lubricants and lower-emissions technologies.
We invite you to bring your ideas to ExxonMobil to help create sustainable solutions that improve quality of life and meet society's evolving needs. Learn more about our What and our Why and how we canwork together.
The Role
ExxonMobil's Americas Gas & Power Trading group is looking for a Sr. Financial Natural Gas Trader to join our team, running a point of view book across NYMEX and North America Basis markets. This is a seat at one of the largest energy companies in the world, backed by a material physical platform spanning equity production, transport, storage and customer relationships North America - that generates proprietary fundamental intelligence that most other financial desks never see. You will have discretion to express views grounded in flow, production response and infrastructure. This is a P&L owning seat with the mandate to scale across the broader business.
Key Responsibilities
  • Run a point of view driven natural gas book across NYMEX and North America basis markets.
  • Translate proprietary physical flow, production, and infrastructure intelligence generated across our platform into financial trading expression.
  • Develop and maintain quantitative tools and fundamental models in concert with our Quant and Market Fundamentals teams to support disciplined decision-making
  • Execute physical natural gas trades across prompt and near-term markets in the Western U.S., including key hubs and basis markets relevant to the region
  • Manage risk actively across vol, term structure, and basis exposures, with systematic sizing and tail-risk protection.
  • Collaborate with physical traders, schedulers, and risk teams to ensure the financial book reflects the full information set.
  • Contribute to the build-out of the financial trading capability as the Americas Gas & Power platform continues to scale.

What We're Looking For
  • 10+ years of financial natural gas trading experience at a bank, merchant, hedge fund, or producer with direct P&L ownership.
  • Proven performance across a mix of strategies with evidence of consistent risk-adjusted returns.
  • Deep fundamental grounding in North America natural gas: production, storage, weather, pipeline flows, and regional basin dynamics.
  • Comfortable working with dedicated Quant teams building python-based tools for fundamentals, pricing, signal generation, and risk.
  • Disciplined risk management instructs and a track record of performing across different market regimes.
  • Senior mindset: able to operate independently, mentor junior talent, and contribute to the strategic direction of the book.
  • Bachelor's degree required; advanced degrees in a quantitative energy-focused field a plus.
  • Understanding of Western U.S. gas markets, infrastructure, and basin dynamics

Alternate Location:
Nothing herein is intended to override the corporate separateness of local entities. Working relationships discussed herein do not necessarily represent a reporting connection, but may reflect a functional guidance, stewardship, or service relationship.
Exxon Mobil Corporation has numerous affiliates, many with names that include ExxonMobil, Exxon, Esso and Mobil. For convenience and simplicity, those terms and terms like corporation, company, our, we and its are sometimes used as abbreviated references to specific affiliates or affiliate groups. Abbreviated references describing global or regional operational organizations and global or regional business lines are also sometimes used for convenience and simplicity. Similarly, ExxonMobil has business relationships with thousands of customers, suppliers, governments, and others. For convenience and simplicity, words like venture, joint venture, partnership, co-venturer, and partner are used to indicate business relationships involving common activities and interests, and those words may not indicate precise legal relationships.

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