ZipRecruiter

Log In

1

Medical Insurance Underwriter Jobs (NOW HIRING)

Robert Half

Life Insurance Underwriter

New Haven, CT · On-site

$85K - $95K/yr

Underwrite individual life insurance applications (typically up to $500K * Evaluate risk and ... Assess medical impairments and special risk factors (e.g., occupation, travel, avocations) * Ensure ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... All duties require identification of medical terminology, identification of prescription ...

Diedre Moire Corp.

Insurance Underwriter Med-Mal

Peoria, IL · On-site +1

$150K - $200K/yr

... insurance underwriting. Responsible for assessing and pricing Allied Healthcare Professional Liability with an emphasis on miscellaneous medical and allied healthcare entities including: • Blood ...

Chubb

Commercial Insurance Underwriter

Warren, NJ · On-site +1

$73K - $125K/yr

Understanding of insurance financial fundamentals; impact of underwriting decisions on company ... medical condition, genetic information, military and veteran status, age, and pregnancy or any ...

Milliman

Health Insurance Underwriter

Omaha, NE

Health Insurance Underwriter Description: This position will interact with all members of our staff ... Medical, Dental and Vision - Coverage for employees, dependents, and domestic partners. * Employee ...

TEKsystems

Life Insurance Underwriter

Richardson, TX · Remote

$31.25 - $38.46/hr

Experience looking at prescription history and reviewing medical records * Screening medication ... life insurance, swiss re, MIB, signing authority, life underwriting Additional Skills ...

TEKsystems

Life Insurance Underwriter

Richardson, TX · Remote

$31.25 - $38.46/hr

Experience looking at prescription history and reviewing medical records * Screening medication ... life insurance, swiss re, MIB, signing authority, life underwriting Additional Skills ...

Milliman

Health Insurance Underwriter Manager

Omaha, NE · On-site

HEALTH INSURANCE UNDERWRITER MANAGER Description: This position will interact with all members of ... Medical, Dental and Vision - Coverage for employees, dependents, and domestic partners. * Employee ...

next page

Showing results 1-20

All JobsMedical Insurance Underwriter Jobs

Medical Insurance Underwriter information

See salary details

$35

$40

$44

How much do medical insurance underwriter jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for medical insurance underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

How does a Medical Insurance Underwriter typically collaborate with other departments in an insurance company?

Medical Insurance Underwriters work closely with multiple teams, including claims, actuarial, and sales departments. They regularly consult with medical professionals to accurately assess risk and ensure policy terms are appropriate. Effective communication is essential, as underwriters must explain their decisions to agents and sometimes directly to clients. Collaborating with claims helps them identify emerging trends, while working with actuaries ensures that premium rates align with risk profiles, supporting the company's financial health.

What are the key skills and qualifications needed to thrive as a Medical Insurance Underwriter, and why are they important?

To thrive as a Medical Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and medical terminology, often supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes industry certifications such as the Chartered Property Casualty Underwriter (CPCU) are typical requirements. Strong analytical thinking, attention to detail, and effective communication skills help in evaluating applications and explaining decisions clearly. These skills are vital to accurately assess risk, ensure fair policy pricing, and maintain profitability for the insurance provider.

How to become a medical insurance underwriter?

To become a medical insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Relevant skills include strong analytical abilities, knowledge of insurance policies, and proficiency with underwriting software; obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What does an underwriter do in health insurance?

A health insurance underwriter evaluates applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze medical histories, financial information, and policy details, often using specialized software, to ensure the insurer's profitability and compliance with regulations.

What does a Medical Insurance Underwriter do?

A Medical Insurance Underwriter evaluates insurance applications to determine the risk of insuring individuals or groups and sets appropriate premiums and coverage terms. They review medical histories, analyze data, and use guidelines to assess the likelihood of claims. Their goal is to ensure that the insurance company maintains profitability while providing fair coverage to clients. Underwriters work closely with insurance agents, medical professionals, and use specialized software to assist in their decision-making process.

How much does an Insurance Underwriter get?

Insurance underwriters in the medical insurance field typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals earning over $100,000. Salaries vary based on experience, location, and the complexity of policies handled, and many underwriters use specialized software and certifications to advance their careers.

How much does an Insurance Underwriter make a year?

The average annual salary for a medical insurance underwriter is around $70,000 to $85,000, depending on experience, location, and employer. Senior underwriters or those with specialized certifications can earn higher salaries, often exceeding $100,000 annually.
More about Medical Insurance Underwriter jobs
What cities are hiring for Medical Insurance Underwriter jobs? Cities with the most Medical Insurance Underwriter job openings:
What states have the most Medical Insurance Underwriter jobs? States with the most job openings for Medical Insurance Underwriter jobs include:
Medical Insurance Underwriter jobs near you
Infographic showing various Medical Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 75% Full Time, 17% Part Time, and 6% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.
Life Insurance Underwriter

Life Insurance Underwriter

Robert Half

New Haven, CT • On-site

$85K - $95K/yr

Full-time

Posted 7 days ago

Job description

We’re seeking a detail-oriented Underwriter to join our growing team and help assess and manage individual life insurance risk. We need help guiding by our mission, we’ve donated $1.7B+ over the past decade to support communities, charitable causes, and those in need.


Key Responsibilities

  • Underwrite individual life insurance applications (typically up to $500K
  • Evaluate risk and determine approvals, declines, or rating adjustments
  • Assess medical impairments and special risk factors (e.g., occupation, travel, avocations)
  • Ensure equitable risk classification and minimize adverse selection
  • Communicate decisions and underwriting guidelines to internal teams and field partners
  • Respond to inquiries related to underwriting policies and procedures


Qualifications

  • Understanding of federal and state insurance regulations
  • 2–5 years of life underwriting experience (or equivalent)
  • Life Insurance focus is a MUST


Our specialized recruiting professionals apply their expertise and utilize our proprietary AI to find you great job matches faster.

Robert Half logo

About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

View All Robert Half Jobs