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Medical Insurance Underwriter Jobs in Iowa (NOW HIRING)

Sr. Life Underwriter

West Des Moines, IA · On-site

$96K - $114K/yr

Senior Life Underwriter Do you have a medical background and/or previous experience underwriting life insurance? Are you a problem solver with great analytical thinking skills, as well as strong ...

Medical Insurance * Prescription Insurance * Dental Insurance * Vision Insurance * Life & AD&D ... Partner with lenders through their information systems, conferring with underwriters and loan ...

Medical Insurance * Prescription Insurance * Dental Insurance * Vision Insurance * Life & AD&D ... Partner with lenders through their information systems, conferring with underwriters and loan ...

Medical Insurance * Prescription Insurance * Dental Insurance * Vision Insurance * Life & AD&D ... Partner with lenders through their information systems, conferring with underwriters and loan ...

Medical Insurance * Prescription Insurance * Dental Insurance * Vision Insurance * Life & AD&D ... Partner with lenders through their information systems, conferring with underwriters and loan ...

Account Specialist

Davenport, IA · On-site

$18 - $24.75/hr

Ability to interpret and apply internal practices, commercial insurance concepts and underwriting ... We support your whole self with group medical, dental, and vision insurance along with parental ...

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Showing results 1-20

Medical Insurance Underwriter information

See Iowa salary details

$33

$38

$42

How much do medical insurance underwriter jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for medical insurance underwriter in Iowa is $38.23, according to ZipRecruiter salary data. Most workers in this role earn between $36.35 and $39.95 per hour, depending on experience, location, and employer.

What does a medical insurance underwriter do?

A Medical Insurance Underwriter evaluates insurance applications to determine the risk of insuring individuals or groups and sets appropriate premiums and coverage terms. They review medical histories, analyze data, and use guidelines to assess the likelihood of claims. Their goal is to ensure that the insurance company maintains profitability while providing fair coverage to clients. Underwriters work closely with insurance agents, medical professionals, and use specialized software to assist in their decision-making process.

What are the key skills and qualifications needed to thrive as a medical insurance underwriter?

To thrive as a Medical Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and medical terminology, often supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and sometimes industry certifications such as the Chartered Property Casualty Underwriter (CPCU) are typical requirements. Strong analytical thinking, attention to detail, and effective communication skills help in evaluating applications and explaining decisions clearly. These skills are vital to accurately assess risk, ensure fair policy pricing, and maintain profitability for the insurance provider.

How does a medical insurance underwriter typically collaborate with other departments in an insurance company?

Medical Insurance Underwriters work closely with multiple teams, including claims, actuarial, and sales departments. They regularly consult with medical professionals to accurately assess risk and ensure policy terms are appropriate. Effective communication is essential, as underwriters must explain their decisions to agents and sometimes directly to clients. Collaborating with claims helps them identify emerging trends, while working with actuaries ensures that premium rates align with risk profiles, supporting the company's financial health.

How much do medical insurance underwriters make?

Medical insurance underwriters typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning over $100,000. Salaries vary based on location, experience, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

How to become a medical insurance underwriter?

To become a medical insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Relevant skills include strong analytical abilities, knowledge of insurance policies, and proficiency with underwriting software; obtaining industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
Infographic showing various Medical Insurance Underwriter job openings in Iowa as of August 2026, with employment types broken down into 2% As Needed, 76% Full Time, 16% Part Time, and 6% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $79,524 per year, or $38.2 per hour.

Entry Level: Underwriter

Urbandale, IA • On-site

Association Member Benefits Advisors, LLC
Insurance Services • 201 - 500 employees

Full-time

Medical, Dental, Vision, Retirement

Re-posted 9 days ago


Job description

Description:

AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data driven mindset.


About AMBA

Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states.


Benefits

  • Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits.
  • Annual Bonus Program.
  • Corporate 401k Matching.
  • Generous time off including vacation days, 10 paid company holidays, and paid parental leave.
  • Sick time that can be used for both physical and mental wellness days.
  • Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events.
  • Free, confidential counseling and support through our Employee Assistance Program (EAP).
  • Support & development to cultivate your knowledge and continuing education to support your professional designations.
  • Business casual dress code.
  • Hybrid work arrangement. 

About the Role

As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients.


The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products.


 The Day-to-Day 

  • Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision.
  • Contributes to the profitability of the business through the underwriting of new and renewal applications.
  • Determines appropriate coverages and rates and prepares quote documents.
  • Makes logical and precise recommendations to the carrier when required.
  • Provides ongoing service and account maintenance for multiple programs and/or products.
  • Assists with projects as needed.
  • Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures.
  • Manages workload within established service levels and/or production requirements.
  • Handles less complex accounts typically for one P&C program.
  • Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier.
Requirements:


  • Insurance Industry experience preferred
  • High School Diploma
  • Must be Property and Casualty Licensed or pass licensing test within 1 year
  • Proficient in MS Excel and Word
  • Ability to work well in team-based environment with a positive attitude
  • Excellent written and verbal communication skills
  • Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment

AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.


Association Member Benefits Advisors logo

About Association Member Benefits Advisors

Sourced by ZipRecruiter

Association Member Benefits Advisors (AMBA) is based in Austin, Texas, United States, and operates within the insurance industry. Since its founding in 1981, the company has dedicated itself to serving the needs of members of various associations across different municipalities, education systems, and emergency services, providing a diverse range of insurance and other services tailored to its members' needs. The company's offerings span life and health insurance, long term care, dental and vision plans, and other ancillary benefits. AMBA treasures long-standing partnerships and is committed to delivering benefits that truly make a difference.

Industry

Insurance services

Company size

201 - 500 Employees

Headquarters location

Austin, TX, US

Year founded

1981

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