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Lower Middle Class Jobs in Ohio (NOW HIRING)

HUB

Commercial Lines Marketing Associate

Columbus, OH · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Market new business across all lines of commercial insurance in the lower-middle market segment ... auto class codes for new businesssubmitted; andassistin obtaining other information needed to ...

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All JobsLower Middle Class JobsLower Middle Class Jobs in Ohio

Lower Middle Class information

See Ohio salary details

$17.8K

$77.2K

$284.3K

How much do lower middle class jobs pay per year?

As of Aug 16, 2026, the average yearly pay for lower middle class in Ohio is $77,210.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,736.00 and $80,442.00 per year, depending on experience, location, and employer.

What is the difference between Lower Middle Class vs Retail Sales Associate?

AspectLower Middle ClassRetail Sales Associate
Typical CredentialsHigh school diploma or equivalentHigh school diploma often preferred
Work EnvironmentOffice settings, administrative rolesRetail stores, customer service
Industry UsageVarious sectors including finance, educationRetail industry primarily

The Lower Middle Class generally includes individuals with office-based jobs requiring basic education, while Retail Sales Associates work in retail environments focusing on customer service. The main difference lies in the work setting and industry focus, with the Lower Middle Class having broader employment options beyond retail.

What are some common challenges faced by Customer Service Representatives when handling high call volumes, and how can they effectively manage stress in this environment?

Customer Service Representatives often encounter high call volumes, especially during peak business hours or promotional periods. This can lead to increased pressure to resolve issues quickly while maintaining professionalism and empathy. To manage stress, it is helpful to prioritize calls based on urgency, use call-handling scripts for efficiency, and take scheduled breaks to recharge. Supportive team environments and regular training also play a crucial role in helping representatives stay resilient and maintain high-quality service.

What does lower middle class mean?

The term 'lower middle class' typically refers to a socioeconomic group that falls between the working class and the middle class. People in this group often have moderate incomes, may hold clerical, administrative, or low-level supervisory jobs, and may have some post-secondary education or vocational training. They generally have enough income to cover basic needs and some discretionary spending, but may face financial challenges with unexpected expenses. The exact definition can vary depending on country and economic context.

What are the key skills and qualifications needed to thrive as a lower middle class worker, and why are they important?

To thrive in a lower middle class occupation, you typically need a solid work ethic, basic educational credentials such as a high school diploma or vocational training, and job-specific competencies. Familiarity with workplace technologies like point-of-sale systems, inventory software, or trade-specific tools is often required. Reliability, adaptability, and strong interpersonal skills help individuals excel in customer service and team-oriented environments. These skills and qualities are crucial for maintaining steady employment, advancing in one's career, and ensuring job stability in competitive sectors.

What is lower middle class?

A lower middle-class job typically refers to occupations that provide modest financial stability but do not offer significant wealth or economic security. These jobs often require some level of education or skill but may not offer high salaries, benefits, or long-term financial growth. Examples include administrative assistants, retail managers, basic technical positions, and skilled trades. Workers in these roles often earn slightly above minimum wage but may still struggle with savings and unexpected expenses.

What are popular job titles related to Lower Middle Class jobs in Ohio?

For Lower Middle Class jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Lower Middle Class jobs in Ohio look for?

The top searched job categories for Lower Middle Class jobs in Ohio are:

Lower Middle Class jobs near you
Infographic showing various Lower Middle Class job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 63% Full Time, 35% Part Time, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $77,210 per year, or $37.1 per hour.

Commercial Lines Marketing Associate

HUB International Limited

Columbus, OH • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

HUB International rating

8.0

Company rating: 8.0 out of 10

Based on 140 frontline employees who took The Breakroom Quiz

164th of 308 rated insurance

Job description

ABOUT HUB INTERNATIONAL:
HUB International Limited ("HUB") is one of the largest global insurance and employee benefits broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. With over 21,000 employees in 600+ offices throughout North America, HUB has grown substantially, in part due to our industry leading success in Mergers and Acquisitions.
WHAT WE OFFER YOU:
At HUB we believe in investing in the future of our employees. Our entrepreneurial culture fosters an environment of open feedback and improvement that empowers our people to make the best decisions for our customers and organization. We offer:
  • Competitive salaries and benefits offerings
  • Medical/dental/vision insurance and voluntary insurance options
  • Health Savings Account funding
  • 401k matching program
  • Company paid Life and Short-Term Disability Plans
  • Supplemental Life and Long-Term Disability Options
  • Comprehensive Wellness Program
  • Generous PTO Package - Vacation, Holiday, Sick, and Personal Time Off
  • Great work/life balance because that's important for all of us!
  • Focus on creating a meaningful environment through employee engagement events
  • The ability to be a part of a motivated, winning team with the opportunity to learn from colleagues who are amongst the top talent in the industry!
  • Growth potential - HUB is constantly growing and so can your career!
  • A rewarding career that helps local businesses in the community
  • Strong community support and involvement through HUB Gives

POSITION SUMMARY:
The Commercial Lines Marketing Associate is responsible for the marketing, quoting, and binding new commercial insurance business in the lower-middle market segment. This role works directly with producers and carriers to place business alignment with Hub Heartland's coverage standards, preferred carrier partnerships, and strategic initiatives and is responsible for quoting, binding, and issuing policies on house accounts as directed by the Chief Marketing Officer, working closely with the service team.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
New Business Marketing
  • Market new business across all lines of commercial insurance in the lower-middle market segment, working directly with producers and carriers to place coverage aligned with company standards, preferred carrier partnerships, and initiatives, and directly impact revenue goals through new business acquisition.

  • Quote, bind, and issue policies for house accounts as directed by the Chief Marketing Officer and manage call-in and cross-departmental spin-off business that does not require an assigned producer, including submission gathering, quoting, and binding of coverage.

  • Underwrite commercial accounts within insurance company delegated underwriting authority, guidelines, and procedures.

  • Prepare and coordinate building replacement cost valuations and determine flood zones using available resources; verify appropriate rating classifications, such as GL and auto class codes for new business submitted; and assist in obtaining other information needed to support the underwriting submission.

Internal Relationships
  • Conduct internal handoff meetings with the assigned service team once new business is bound, ensuring a clean transition of account details and expectations.

  • Coordinate directly with Hub specialty practice groups across the boundaryless resource network to secure market access and quotes for specialized lines of coverage.

  • Serve as a point of contact for producers on new business submission preparation, reviewing materials for alignment with Hub Heartland coverage standards before submissions are routed to carriers.

Carrier Relationships & Industry Knowledge
  • Attend carrier meetings and build relationships with insurance company underwriters through professional risk submissions, carrier visitation, and fair but firm negotiation.

  • Maintain up-to-date knowledge of carrier appetite, coverage advantages, program changes, line of business trends, rating technique, and coverage development.

  • Assist in the analysis of line of business and carrier production trends, and recommend corrective action where deficiencies are identified.

Operations & Quality Control
  • Responsible for all post binding activities, including carrier documentation and agency management system (EPIC) entry.

  • Ensure marketing workflows are captured in the agency management system in accordance with Hub Heartland policies and procedures.

  • Execute a quality control process for all proposals and quotations delivered, assuring coverage, condition, rating, and pricing accuracy.

  • Other responsibilities as assigned by the Chief Marketing Officer

The essential duties contained in this job description reflect general details as necessary to describe the principal functions of this job, the level of knowledge and skill typically required and the scope of responsibility. It should not be considered an all-inclusive listing of work requirements. Individuals may perform other duties as assigned, including work in other functional areas to cover absences, equalize peak work periods or otherwise to balance the workload.
KNOWLEDGE AREAS
  • Three years of experience in commercial insurance.

  • Three years of experience in marketing or underwriting.

  • Thorough knowledge of commercial lines coverages and markets, including property and casualty rating.

  • Producer's license required.

  • Proficiency with Microsoft Office applications.

  • Excellent organizational, interpersonal, and communication skills, with the ability to work effectively across departments and with producers, carriers, and service teams.

Department Account Management & Service
Required Experience: 2-5 years of relevant experience
Required Travel: Up to 25%
Required Education: Bachelor's degree (4-year degree)
HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
E-Verify Program
We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team HUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

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