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Loan Modification Jobs in Texas (NOW HIRING)

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Reviews and approves loan modification and collateral substitution requests. * Monitors maturity reports and prepares renewals when necessary. * Analyzes financial statements (including performance ...

Purpose Preparation, Processing and Filing Motions, Orders, Notice of Hearing, Adequate Protection Orders, Response to Motions to Sell, Motions to Approve Loan Modification/Deferrals/Partial Claims ...

Prepare FNMA agreements and loan modification documentation to be sent for signatures by the customer. Upon completion of trial period payments, prepare permanent modification agreement and send to ...

Loan Processor

Fort Worth, TX ยท On-site

$54K/yr

The incumbent processes disaster loan, reconsideration and modification requests, and limited business applications.Qualifications: GS-07 : One year of specialized experience, equivalent to the GS-06 ...

The Customer Relationship Manager (CRM) position requires expertise in loan modification. The CRM serves as a single point of contact and trusted advisor for these borrowers. Sensitivity to the ...

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Loan Modification information

See Texas salary details

$12

$19

$28

How much do loan modification jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for loan modification in Texas is $19.85, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $22.40 per hour, depending on experience, location, and employer.

What is a loan modification?

A loan modification is a change made to the terms of an existing loan by a lender, usually to help a borrower who is struggling to make payments. This process can involve reducing the interest rate, extending the length of the loan, or changing the type of loan. The goal is to make the monthly payments more affordable for the borrower while allowing the lender to avoid foreclosure. Loan modifications are common in cases of financial hardship and are often used for mortgages.

What are some common challenges faced by loan modification specialists, and how can they be addressed?

Loan Modification Specialists often navigate complex borrower situations, tight regulatory requirements, and strict deadlines. A major challenge is balancing the needs of distressed borrowers with lender policies while ensuring compliance with relevant laws. Developing strong communication skills, staying updated on industry regulations, and leveraging internal resources or team expertise can help overcome these challenges. Building rapport with borrowers and collaborating closely with underwriters and legal teams also streamlines the process and leads to better outcomes.

What is the difference between Loan Modification vs Loan Processor?

AspectLoan ModificationLoan Processor
Primary RoleNegotiate and modify existing loan terms to assist borrowersEvaluate, process, and verify loan applications for approval
Required CredentialsKnowledge of loan programs, financial analysis, sometimes licensingKnowledge of lending policies, credit analysis, often licensing
Work EnvironmentOffice-based, financial institutions, borrower interactionOffice-based, financial institutions, document review
Industry UsageFinancial services, mortgage companiesMortgage lenders, banks

While both roles operate within the mortgage and lending industry, a Loan Modification specialist focuses on renegotiating existing loans to help borrowers avoid foreclosure, whereas a Loan Processor handles the initial application review and approval process. Understanding these differences helps borrowers and employers identify the right professional for their needs.

What cities in Texas are hiring for Loan Modification jobs?

Cities in Texas with the most Loan Modification job openings:

Infographic showing various Loan Modification job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 12% Part Time, and 3% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $41,280 per year, or $19.8 per hour.

Mortgage Modification Processor

San Antonio, TX โ€ข On-site

$36K - $49K/yr

Full-time

Re-posted 26 days ago


Job description

Company Description

ย ย ย ย ย ย ย ย ย ย ย ย ย ย  American Homeย Saver-TX. Mortgage Assistanceย ย ย ย ย ย ย ย ย ย ย ย ย 

ย ย ย ย ย ย  "We Help Make the American Dream an Affordable Reality"

ย  American Home Saver is a Home Mortgage Modification Company that has been in the business of helping homeowners with making the American Dream of Home Ownership an Affordable Reality since 2005. Our experience in processing loan modifications has placed us in the top 1% of modification company's in the nation with a 95% success ratio. Our processing staff are experts in knowing the guidelines for FNMA, FLMC, FHA, VA and CONV modifications to include HAMP and HAUP.

Visit us @ www.americanhomesaver.com

Job Description

As a Mortgage Modification Processor (1099 Independent Contractor) you will process Mortgage Modification files within scope of client requirements.

RESPONSIBILITIES:ย 

*Reviews the modification application submitted and structures the load documentation to accommodate the Investor's Underwriting guidelines.ย ย ย 

*Orders and tracks all required documentation to assure processing time frames are being met and updates system.

*Works with the customer, client and closing agent to resolve questions and/or problems immediately upon inquiry or receipt of documentation from the customer. ย 

*Clears all underwriting conditions working with customer and outside vendors.

*Provides excellent customer service to internal and external clients. Ensures customer service surveys are maintained to client's minimum score. ย 

*Performs other related duties as assigned or directed

ย The above statements are intended only to describe the general nature of the job, and should not be construed as an all-inclusive list of position responsibilities.

Qualifications

* An undergraduate degree in a business discipline preferred

* At least 2 year's of Loss Mitigation Processing experience in the past 2 years.

* Recent documented experience working within the current regulatory environment - DU/DO and LP

* Experience processing for HAMP Conventional, FHA, VA and Rural loans

*Articulate and organized communication skills face to face in writing and on the phone - comfortable talking with borrowers and clients.

* Uncommonly organized - with a mindset that thinks in terms of process efficiency

* Friendly, outgoing, engaging personality - you genuinely like working with people!

Additional Information

SALARY:

Commensurate with experience with excellent opportunity for advancement.