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Life Insurance Medical Exam Jobs in California (NOW HIRING)

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Life Insurance Medical Exam information

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How much do life insurance medical exam jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for life insurance medical exam in California is $20.51, according to ZipRecruiter salary data. Most workers in this role earn between $16.15 and $20.87 per hour, depending on experience, location, and employer.

What is a life insurance medical exam?

A Life Insurance Medical Exam job involves conducting health assessments for individuals applying for life insurance. Medical examiners, often nurses or paramedics, collect vital signs, blood and urine samples, and medical history to help insurers determine coverage eligibility and premium rates. These exams are typically performed at the applicant’s home, workplace, or a medical facility.

What does a life insurance medical examiner do?

A typical day as a Life Insurance Medical Examiner involves traveling to clients’ homes or workplaces to conduct brief health assessments, collect vital signs, obtain blood and urine samples, and record medical histories. You’ll interact directly with clients to explain procedures and ensure accurate documentation, often working autonomously but staying connected with your scheduling team and lab partners. You may perform multiple exams in one day, requiring flexibility and strong time management. While the job can be fast-paced, it provides rewarding opportunities to interact with a variety of clients and offers independence in managing your schedule.

What are the key skills and qualifications needed to thrive as a life insurance medical examiner?

To thrive as a Life Insurance Medical Examiner, you need a strong background in nursing or phlebotomy, experience with health assessments, and relevant state licensure or certification. Familiarity with diagnostic equipment, electronic medical record (EMR) systems, and specimen collection protocols is essential. Attention to detail, strong communication skills, and professionalism help build trust with clients and ensure accurate data collection. These abilities are crucial for delivering reliable examination results that support fair underwriting and positive client experiences.

What does a life insurance medical exam consist of?

A life insurance medical exam for the job typically involves a health assessment including blood and urine tests, a physical examination, and sometimes additional screenings like EKG or cholesterol tests. The exam is conducted by a medical professional and helps determine the applicant's health risk for policy approval.

What are popular job titles related to Life Insurance Medical Exam jobs in California?

For Life Insurance Medical Exam jobs in California, the most frequently searched job titles are:

What job categories do people searching Life Insurance Medical Exam jobs in California look for?

The top searched job categories for Life Insurance Medical Exam jobs in California are:

Life Insurance Medical Exam jobs near you
Infographic showing various Life Insurance Medical Exam job openings in California as of August 2026, with employment types broken down into 86% Full Time, 10% Part Time, and 4% Temporary. Highlights an 100% In-person job distribution, with an average salary of $42,655 per year, or $20.5 per hour.

Life Insurance Agent

TransGlobal Holdings Co.

Anaheim, CA • On-site

Full-time, Contractor

Posted 19 days ago

Job description

Position Overview

TransGlobal is seeking motivated and client-focused professionals to join our growing Life Insurance team.

In this role, you will help individuals and families protect their financial future through customized life insurance solutions. You will educate clients about their options, assess financial protection needs, and recommend appropriate coverage strategies based on each client's goals and circumstances.

This is a fully remote, commission-only Independent Contractor (1099) opportunity offering flexible scheduling and unlimited earning potential.

We proudly serve a diverse community. Candidates fluent in Mandarin 中文, Korean 한국어, Indonesian Bahasa Indonesia, Vietnamese Tiếng Việt, or Japanese 日本語 are strongly encouraged to apply.

欢迎会说中文、한국어、Bahasa Indonesia、Tiếng Việt 或 日本語 的候选人加入我们！

(Speakers of Mandarin, Korean, Indonesian, Vietnamese, or Japanese are warmly encouraged to apply.)

Responsibilities
  • Assess clients' financial protection needs and recommend appropriate life insurance solutions
  • Educate clients on term life, permanent life, final expense, indexed universal life (IUL), and other insurance products
  • Conduct needs-based consultations and present personalized recommendations
  • Guide clients through the application and underwriting process
  • Maintain ongoing relationships with clients through regular policy reviews
  • Respond to client questions and provide exceptional customer service
  • Maintain accurate records and documentation in company systems
  • Generate referrals and develop long-term client relationships
  • Stay informed on product offerings and industry trends
Qualifications
  • Active Life Insurance License preferred but not required
  • Previous insurance, sales, customer service, banking, real estate, or financial services experience preferred
  • Strong communication and relationship-building skills
  • Self-motivated and goal-oriented
  • Ability to work independently in a remote environment
  • Professional, ethical, and client-focused mindset
  • Legally authorized to work in the United States
Why Join TransGlobal?

At TransGlobal, we provide the training, support, and resources needed to help agents build a successful insurance career.

We offer:

  • Competitive commission structure (75%-100% payout)
  • No upfront fees or hidden costs
  • No sales quotas or recruitment requirements
  • Flexible work schedule
  • Remote work opportunities
  • Comprehensive product training
  • Zoom-based and in-person training programs
  • Local office and technical support
  • Mentorship and professional development opportunities
What We're Looking For

We're seeking individuals who are:

  • Entrepreneurial and self-motivated
  • Passionate about helping families achieve financial security
  • Strong communicators who enjoy working with people
  • Coachable and eager to learn
  • Committed to personal and professional growth
  • Looking for a long-term career opportunity in the insurance industry
Preferred Backgrounds

We welcome candidates from a variety of professional backgrounds, including:

  • Life Insurance Agents
  • Health Insurance Agents
  • Medicare Agents
  • Financial Services Professionals
  • Real Estate Agents
  • Mortgage Loan Officers
  • Bankers
  • CPAs and Tax Professionals
  • Account Managers
  • Sales Professionals
Not Yet Licensed?

We provide:

  • Free pre-licensing training
  • Licensing guidance and support
  • Exam preparation resources
  • Licensing reimbursement opportunities
  • Ongoing mentorship and coaching
Compensation1099 Independent Contractor Position
  • Commission-only compensation
  • No base salary or hourly wage
  • Unlimited earning potential
  • Performance-based bonuses and incentives may be available
Learn More About Us

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