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Life Insurance License Jobs in Naples, FL (NOW HIRING)

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Life Insurance License information

See Naples, FL salary details

$17K

$83.8K

$136.6K

How much do life insurance license jobs pay per year?

As of Aug 31, 2026, the average yearly pay for life insurance license in Naples, FL is $83,792.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,200.00 and $114,900.00 per year, depending on experience, location, and employer.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is being a licensed life insurance agent worth it?

A licensed life insurance agent can earn commissions by selling policies and helping clients plan for their financial future. The role often requires obtaining a license, strong sales skills, and ongoing education, with income potential varying based on experience and sales performance.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What cities near Naples, FL are hiring for Life Insurance License jobs?

Cities near Naples, FL with the most Life Insurance License job openings:

Infographic showing various Life Insurance License job openings in Naples, FL as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $83,792 per year, or $40.3 per hour.

Licensed Insurance Sales Representative

Executive Financial Partners LLC

Naples, FL โ€ข On-site

Contractor

Posted yesterday

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Job description

Company Overview:
At Executive Financial Partners, we're looking for licensed insurance sales professionals who take ownership of their careers. Driven, results-focused professionals who are ready to accelerate into leadership excel here.

Position Description:
As a Sales Representative, you'll manage your territory, build strong relationships with business owners, and drive sales of supplemental health insurance. Using our training and tools, you'll take full control of your results while contributing to a high-performing team.

High achievers are fast-tracked to mentor and lead others, helping shape the success of the team while advancing their own career. This role is ideal for those ready to step up, lead by example, and make a measurable impact.

Core Responsibilities:

  • Meet with business owners and decision-makers to understand their needs and present tailored supplemental insurance solutions that protect their employees and strengthen their benefits package.

  • Conduct one-on-one consultations with employees to ensure they fully understand their coverage options and feel confident in their choices.

  • Deliver engaging group presentations that clearly communicate the value and impact of our products.

  • Build long-term relationships with clients through exceptional service, follow-up, and policy reviews.

  • Manage and grow your own book of business, becoming a trusted advisor in your territory.

  • Use Salesforce CRM to generate leads, manage clients, and grow your network.

Qualifications

  • Ability to pass a pre-employment background check

  • Valid driver's license and reliable transportation

  • Active Health & Life Insurance License or willingness to obtain (study materials and state fees provided)

  • Bachelor's degree or 4+ years of professional experience
    (Relevant sales, leadership, or athletic experience considered)

Compensation & Growth
  • 1099 independent contractor role (self-employed, not a W-2 employee)

  • 100% commission-based compensation with uncapped earnings

  • Optional weekly draw available

  • Monthly cash bonuses and quarterly stock bonuses

  • Incentive trips and vested renewal commissions

  • Performance-based promotions

  • Schedule flexibility based on resultsnot hours

  • Ongoing sales training and leadership development

Apply nowto join a team that rewards effort, values growth, and invests in its people.
www.efpartnersllc.com