ZipRecruiter

Log In

1

Life Insurance License Jobs in Rhode Island (NOW HIRING)

The Summers Group

Life Insurance Sales Agent

Providence, RI · On-site +1

$30K - $175K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

HMG Careers

Remote Life Insurance Agent

Providence, RI · Remote

$69K/yr

Insurance license required or willingness to obtain one * Basic computer skills * Must reside in North America including the United States or Canada * We do not hire candidates residing outside North ...

Varsity Tutors

Insurance License Tutor

Providence, RI · Remote

$28 - $40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

The Atlantic District

Senior Insurance Agent

Cumberland, RI · On-site

$220K - $250K/yr

... life's unknowns. We are looking for a Senior Insurance Agent to join our close-knit office in ... Requirements Active Property and Casualty Insurance Producer License in Rhode Island. Minimum of ...

New

The Williams Agency

Remote Insurance Agents

Providence, RI · On-site +1

$50K - $175K/yr

A Life & Health Insurance License (Don't have one yet? We'll help you get licensed) * Strong communication and people skills * The ability to work independently and remotely * A positive, growth ...

The Atlantic District

Insurance Agent

Providence, RI · On-site

$220K - $250K/yr

... neighbor when life takes an unexpected turn. We have built our reputation on kindness ... Requirements Current Property & Casualty insurance license in Rhode Island. Demonstrated success in ...

The Atlantic District

Insurance Agency Builder

Pawtucket, RI · On-site

$220K - $250K/yr

Requirements Rhode Island Life and Health Insurance License. Demonstrated history of recruiting, training, and mentoring sales professionals. Understanding of agency operations and insurance carrier ...

New

New York Life

Insurance Agent

Providence, RI

... Licensed Insurance Agency EOE M/F/D/V/SO SMRU 1708927 (Exp.07.01.2019) 1 The company reserves the right to amend or terminate the Agents Progress-Sharing Investment Plan (401k) and the New York Life ...

next page

Showing results 1-20

All JobsLife Insurance License JobsLife Insurance License Jobs in Rhode Island

Life Insurance License information

See Rhode Island salary details

$17.6K

$87.1K

$142K

How much do life insurance license jobs pay per year?

As of Aug 2, 2026, the average yearly pay for life insurance license in Rhode Island is $87,128.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,300.00 and $119,500.00 per year, depending on experience, location, and employer.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations and policy recommendations. The license is also required for roles involving policy underwriting, claims processing, and financial planning that include life insurance products.

Is a life insurance license worth it?

A life insurance license is essential for selling life insurance policies and is often required by state regulations. It can lead to career opportunities in insurance sales, financial advising, and client management, with licensing exams typically covering insurance laws and policies. Obtaining the license involves studying for and passing a state exam and maintaining continuing education requirements.

What insurance license makes the most money?

In the insurance industry, life insurance agents with a life insurance license often have higher earning potential, especially if they sell high-value policies or work on commission. Additional certifications, sales skills, and experience can significantly impact income, with some top earners making six figures annually. Generally, licenses for property and casualty or health insurance can also be lucrative depending on market demand and individual performance.

What jobs pay 4000 a week without a degree?

Life insurance agents can earn $4,000 or more per week through commissions, especially with experience and a strong client base. Success in this role often depends on sales skills, licensing, and building a network, with some agents earning high incomes without a college degree. Other high-paying roles without degrees include real estate brokers and certain sales positions, but income varies widely based on performance and market conditions.

What is a Life Insurance License?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.
What are popular job titles related to Life Insurance License jobs in Rhode Island? For Life Insurance License jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Life Insurance License jobs in Rhode Island look for? The top searched job categories for Life Insurance License jobs in Rhode Island are:
Life Insurance License jobs near you
Infographic showing various Life Insurance License job openings in Rhode Island as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 92% In-person, 4% Hybrid, and 4% Remote job distribution, with an average salary of $87,128 per year, or $41.9 per hour.

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Providence, RI • Remote

Contractor

Medical, Life

Posted 3 days ago

New

Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Keywords: Insurance Agent, Location: Providence, RI - 02902 , PL: 603957235