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Life Insurance License Jobs in Rhode Island (NOW HIRING)

Life Insurance Sales Agent

Providence, RI · On-site +1

$30K - $160K/yr

Willingness to obtain a life insurance license (with our help) * A strong, coachable work ethic * High character and integrity * A familiarity with CRM platforms is helpful * An ability to build and ...

Department Licensed Life Insurance Agent Locations Rhode Island Remote status Fully Remote

New

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Department Licensed Life Insurance Agent Locations Rhode Island Remote status Fully Remote

New

Remote Insurance Agents

Providence, RI · On-site +1

$30K - $160K/yr

A Life & Health Insurance License (Don't have one yet? We'll help you get licensed) * Strong communication and people skills * The ability to work independently and remotely * A positive, growth ...

... Licensed Insurance Agency EOE M/F/D/V/SO SMRU 1708927 (Exp.07.01.2019) 1 The company reserves the right to amend or terminate the Agents Progress-Sharing Investment Plan (401k) and the New York Life ...

Must have or be willing to obtain life insurance license (Discounted pre-licensing course $200 value) * Be personable and have a willingness to serve your clients * Be willing to utilize our system

REMOTE Representative - Benefits

Providence, RI · On-site +1

$40K - $55K/yr

... licensing guidance, one-on-one coaching, and ongoing professional development. ♥ Benefits * Health Insurance Reimbursement * Company-Paid Life Insurance * Residual Income Opportunities * Leadership ...

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Showing results 1-20

Life Insurance License information

See Rhode Island salary details

$17.6K

$87.1K

$142K

How much do life insurance license jobs pay per year?

As of Aug 14, 2026, the average yearly pay for life insurance license in Rhode Island is $87,128.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,300.00 and $119,500.00 per year, depending on experience, location, and employer.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is it hard to get hired as a life insurance license?

Obtaining a life insurance license is a prerequisite for selling life insurance and typically involves passing a state exam and completing pre-licensing education. While the licensing process itself is straightforward, securing a job may depend on factors such as sales skills, experience, and the job market conditions in the insurance industry.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.

What are popular job titles related to Life Insurance License jobs in Rhode Island?

For Life Insurance License jobs in Rhode Island, the most frequently searched job titles are:

Infographic showing various Life Insurance License job openings in Rhode Island as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $87,128 per year, or $41.9 per hour.

Life Insurance Sales Agent

The Summers Group

Providence, RI • On-site, Remote

$30K - $160K/yr

Full-time

Re-posted 2 days ago


Job description

About The Summers Agency:

At The Summers Agency, we believe in working hard, having fun, and creating a business that gives you the freedom to enjoy life. We're a fast-growing, family oriented team that values personal growth, collaboration, and celebrating each other's success. Our culture is built on integrity, mentorship, and helping people reach goals they never thought possible, all while maintaining a healthy work-life balance.

As a partner agency within Symmetry Financial Group, our agents have access to industry leading insurance carriers, innovative technology, high quality lead programs, comprehensive training, and a proven system for success. Whether you're experienced in sales or looking for a new career with unlimited earning potential, you'll receive the support and coaching you need to build a business of your own.

If you're motivated, coachable, and ready to make a meaningful impact by helping families protect what matters most while creating the lifestyle you've always wanted, we'd love to connect with you.

Unsure of joining the insurance industry? According to a 2024 study conducted by LIMRA there are an estimated 102 million uninsured and underinsured adults in the U.S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. 

No prior experience in sales or insurance is required.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • Willingness to obtain a life insurance license (with our help)
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • World class culture and leadership development

Pay:

  • 1099 contractor; commissions only
  • Part-Time Uncapped Potential: estimated $30,000–$60,000+ / first year (15–20 hrs/week)
  • Full-Time Uncapped Potential: estimated $84,000–$160,000+ / first year (35–45 hrs/week)

Apply now and own your career today.

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.


By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.