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Life Insurance License Jobs in Missouri (NOW HIRING)

The Mires Agency

Life Insurance Sales Agent

Springfield, MO · On-site +1

$50K - $175K/yr

Life and Health insurance license or willing to complete certification We provide competitive training and support to help you succeed in your role. If you are passionate about helping clients secure ...

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All JobsLife Insurance License JobsLife Insurance License Jobs in Missouri

Life Insurance License information

See Missouri salary details

$16.9K

$83.5K

$136K

How much do life insurance license jobs pay per year?

As of Aug 4, 2026, the average yearly pay for life insurance license in Missouri is $83,452.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,900.00 and $114,400.00 per year, depending on experience, location, and employer.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is it hard to get hired as a life insurance license?

Obtaining a life insurance license is a prerequisite for selling life insurance and typically involves passing a state exam and completing pre-licensing education. While the licensing process itself is straightforward, securing a job may depend on factors such as sales skills, experience, and the job market conditions in the insurance industry.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.
What are popular job titles related to Life Insurance License jobs in Missouri? For Life Insurance License jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Life Insurance License jobs in Missouri look for? The top searched job categories for Life Insurance License jobs in Missouri are:
What cities in Missouri are hiring for Life Insurance License jobs? Cities in Missouri with the most Life Insurance License job openings:
Life Insurance License jobs near you
Infographic showing various Life Insurance License job openings in Missouri as of July 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $83,452 per year, or $40.1 per hour.

Life Insurance Sales Agent

Farmers Insurance 1475

Saint Louis, MO

$75K/yr

Full-time

Posted 20 days ago

Job description

Our rapidly-expanding insurance agency is looking for a full-time life insurance agent to join our team! You’ll grow a list of prospective clients, market our insurance products, showcase our offerings to new customers, and help policyholders navigate the claims process. We’ll provide the support network and resources to help you reach - and exceed - your sales goals. If you have a strong drive to succeed, great communication skills, and outstanding customer service skills, we’d love to hear from you. Apply today!Compensation:

$45,000 - $75,000 yearly


Responsibilities:
  • Identify new client insurance needs, insurance risk, goals, current coverage, and financial situation by scheduling meetings for new customers, ensuring a personalized experience
  • Maintain databases, records, and bookkeeping, ensuring all paperwork is up to date
  • Onboard incoming and retain existing clients via a variety of customer service tasks, such as appointment booking, and responding to inquiries regarding billing, coverage, eligibility, and insurance policies
  • Aid policyholders with the insurance claims process while supervising the progress of current insurance claims
  • Grow new business by generating a prospective customer base and advertise our insurance products via networking, asking for referrals, cold calling, and other marketing strategies

Qualifications:
  • Familiarity with the Microsoft Office suite
  • Background in the health insurance or life insurance industries preferred
  • Client service experience as a sales representative a plus
  • Current Life & Health insurance license is greatly valued
  • Strong interpersonal and communication skills are a must

About Company

At Farmers Insurance, our employees set the tone, drive our strategy, and create world-class customer experiences. Our employees also help make Farmers one of the largest insurers of vehicles, homes, and small businesses in the United States. We’re continually looking for new people to join our team.