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Life Insurance License Jobs in Missouri (NOW HIRING)

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Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Active life insurance license * Reliable tablet capable of completing electronic applications and accessing required systems * Reliable vehicle * Valid driver's license * Smartphone * Professional ...

New

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Active life insurance license * Reliable tablet capable of completing electronic applications and accessing required systems * Reliable vehicle * Valid driver's license * Smartphone * Professional ...

New

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

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Showing results 1-20

Life Insurance License information

See Missouri salary details

$16.9K

$83.5K

$136K

How much do life insurance license jobs pay per year?

As of Aug 23, 2026, the average yearly pay for life insurance license in Missouri is $83,452.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,900.00 and $114,400.00 per year, depending on experience, location, and employer.

What is a life insurance license?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

Is being a licensed life insurance agent worth it?

A licensed life insurance agent can earn commissions by selling policies and helping clients plan for their financial future. The role often requires obtaining a license, strong sales skills, and ongoing education, with income potential varying based on experience and sales performance.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations, policy sales, and financial planning services. The license is also required for roles involving policy underwriting, claims processing, and client account management in the insurance industry.

What cities in Missouri are hiring for Life Insurance License jobs?

Cities in Missouri with the most Life Insurance License job openings:

Infographic showing various Life Insurance License job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $83,452 per year, or $40.1 per hour.

Life Insurance Agent

Agent First Contracts LLC

Saint Louis, MO • On-site

$60K - $300K/yr

Full-time

Posted 2 days ago

New

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Job description

Final Expense Life Insurance Agent

Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed


We are looking for motivated, licensed Life Insurance Agents to join our growing sales team.

This is an opportunity for agents who want to sell insurance instead of spending all day searching for their own prospects.


We provide the tools, leads, training, sales process, and support you need to focus on what you do best: meeting with clients, presenting solutions, and closing business.


Compensation & Schedule

100% Commission | $60,000–$300,000+ Earning Potential

This is a 100% commission opportunity with uncapped earning potential. Even our lower-producing agents have the opportunity to earn around $60,000 annually, while strong producers can earn $300,000+ per year.


What We Provide

When you join our team, you get the resources necessary to start producing:

  • Qualified leads so you can spend more time selling and less time prospecting
  • Existing Clients and book of business opportunities
  • A Proven presentation
  • Appointment-setting support
  • CRM and technology support
  • Access to multiple insurance products/carriers
  • Guidance with applications and the underwriting process
  • A team environment focused on helping agents become consistent producers
  • Opportunities to build your own long-term book of business
  • High Commissions


What You Need to Get Started

We keep the requirements simple.

You need:

  • Active life insurance license
  • Reliable tablet capable of completing electronic applications and accessing required systems
  • Reliable vehicle
  • Valid driver's license
  • Smartphone
  • Professional attitude and willingness to learn
  • Strong work ethic and desire to earn based on your performance

You do not need to purchase expensive leads or build a marketing system from scratch.

We provide the sales infrastructure so you can focus on working your leads and writing business.

What You'll Do

As a Life Insurance Agent, you will:

  • Contact and follow up with assigned leads
  • Meet with prospective clients in their homes
  • Identify the client's needs and financial situation
  • Explain final expense and life insurance options in a simple, professional manner
  • Present appropriate coverage options
  • Complete electronic applications
  • Work with clients through the underwriting process
  • Follow up with prospects and existing clients
  • Maintain accurate records in the CRM
  • Build relationships with your clients
  • Ask for referrals and identify additional insurance opportunities
  • Develop and maintain a personal book of business
  • Consistently work your assigned leads and appointments


Who We're Looking For

We are looking for people who are:

  • Licensed life insurance agents
  • Competitive and motivated
  • Comfortable speaking with people face-to-face and over the phone
  • Coachable and willing to follow a proven system
  • Organized and disciplined
  • Comfortable working independently
  • Professional and trustworthy
  • Goal-oriented and motivated by performance-based income

Insurance sales experience is preferred, but newly licensed agent with strong drive and a willingness to learn will be succeed here this is plug and play.


This is not a traditional 9-to-5 sales position.

Your income is directly connected to your production, consistency, and ability to work your leads.

The agents who succeed are the ones who:

Work the leads → Meet the clients → Present the solution → Close the sale → Follow up → Build the book.


If you're licensed, have the equipment to get started, and are ready to work, we'll provide the rest of the sales infrastructure to help you produce.

Ready to Get Started?

If you're a licensed life insurance agent looking for leads, support, training, and a proven system to help you write more business, we'd like to talk with you.

Apply today and let's discuss whether you're a fit for our team.