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Life Insurance Commission Jobs in Park Ridge, IL

Kimbrell Agency

Life Insurance Agent

Chicago, IL · Remote

$50K - $100K/yr

  • Medical

  • Life

  • Retirement

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Chicago, IL · On-site

$50K - $100K/yr

  • Medical

  • Life

  • Retirement

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... This role does require a Life and Health Insurance License, but don't worry-we'll help you obtain ...

The Williams Agency

Remote Life Insurance Agent

Chicago, IL · On-site +1

$30K - $160K/yr

Pay: * 1099 contractor; commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 hrs/week) * Full-Time Uncapped Potential: estimated $84,000-$160,000+ / first ...

HMG Careers

Remote Life Insurance Agent

Waukegan, IL · Remote

$69K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Chicago, IL · Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Elgin, IL · Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Aurora, IL · Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Naperville, IL · Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsLife Insurance JobsLife Insurance Commission JobsLife Insurance Commission Jobs in Park Ridge, IL

Life Insurance Commission information

See Park Ridge, IL salary details

$17.7K

$87.5K

$142.7K

How much do life insurance commission jobs pay per year?

As of Aug 19, 2026, the average yearly pay for life insurance commission in Park Ridge, IL is $87,545.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,600.00 and $120,000.00 per year, depending on experience, location, and employer.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Park Ridge, IL?

The most popular types of Life Insurance jobs in Park Ridge, IL are:

What are popular job titles related to Life Insurance Commission jobs in Park Ridge, IL?

For Life Insurance Commission jobs in Park Ridge, IL, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Park Ridge, IL look for?

The top searched job categories for Life Insurance Commission jobs in Park Ridge, IL are:

What cities near Park Ridge, IL are hiring for Life Insurance Commission jobs?

Cities near Park Ridge, IL with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Park Ridge, IL as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 25% Part Time, 4% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $87,545 per year, or $42.1 per hour.

Life Insurance Sales

Susana Rivas Farmers Insurance

Waukegan, IL • On-site

$100 - $500/day

Full-time

Life, PTO

Posted yesterday

New

Job description

Adrian Rivas Insurance Agency is looking for a Spanish-speaking Life Insurance Advisor interested in earning additional income on a part-time basis while helping families protect their financial future.


This is a great opportunity for someone who already has a job, career, business, or other commitments and is looking for a flexible way to supplement their income and build experience in the insurance and financial services industry.


No previous insurance experience is required. We provide training and leads.


You will work with prospective clients to understand their needs and present life insurance solutions, including:


Term Life Insurance

Whole Life Insurance

Indexed Universal Life (IUL)


The position begins as hybrid, with some in-office training and development. Once you are trained, comfortable with our systems, and able to work independently, the position can transition to fully remote.


We are looking for people who enjoy talking with others, are comfortable with sales, and want an opportunity where their income can grow based on their production.


Benefits

Daily Base Salary + Commission

Work from Home

Paid Time Off (PTO)

Flexible Schedule

Life Insurance

Hands on Training


Responsibilities

Contact and follow up with agency-provided leads

Speak with Spanish-speaking individuals and families about their life insurance needs

Conduct basic needs assessments to identify appropriate coverage

Prepare and present Term Life, Whole Life, and IUL options

Explain life insurance concepts in a simple and understandable way

Follow up with prospective clients and help them through the application process

Maintain accurate client and prospect information

Complete required training and participate in coaching during the initial training period

Develop knowledge of life insurance products, underwriting, sales presentations, and client service

Maintain required insurance licensing and follow all company and regulatory guidelines

Build long-term relationships within the communities we serve


Leads are provided your primary focus is helping clients, presenting solutions, following up, and closing business.


Requirements

Spanish required

English preferred

Part-time availability

Strong communication and people skills

Comfortable speaking with prospective clients by phone, video, and in person when necessary

Self-motivated and comfortable working independently

Sales or customer service experience is helpful, but not required

Previous insurance experience is not required

Must be willing to obtain the appropriate Life Insurance Producer License

We pay for the pre-licensing course/training

Candidate is responsible for paying the state exam and initial licensing fees upfront

Agency will reimburse eligible exam and licensing costs after 6 months of employment

Must be willing to attend in-office training several days per week during the initial training period

Ability to transition to and successfully work in a remote environment once fully trained


Training Provided Leads Provided Flexible Part-Time Opportunity Hybrid to Remote


This position is ideal for someone who wants to earn additional income while learning a professional skill and helping families prepare financially for the unexpected.