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Life Insurance Commission Jobs in Rhode Island (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Woonsocket, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Pawtucket, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Providence, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Newport, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Cranston, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Warwick, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

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Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Rhode Island?

The most popular types of Life Insurance jobs in Rhode Island are:

What are popular job titles related to Life Insurance Commission jobs in Rhode Island?

For Life Insurance Commission jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Rhode Island look for?

The top searched job categories for Life Insurance Commission jobs in Rhode Island are:

What cities in Rhode Island are hiring for Life Insurance Commission jobs?

Cities in Rhode Island with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Insurance Agent

HealthMarkets, Inc.

East Providence, RI • On-site

Contractor

Re-posted 6 days ago

Job description

Insurance Agent
Insurance Agent
Location: East Providence, Rhode Island
Job Number HM2025-0632 Date posted 02/02/2025 Join Us
HealthMarkets Overview
If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent insurance agent, you've come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.
And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options - and we're looking for independent insurance agents like you to help us continue that mission.
So, whether you're an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.
Job description
If you're an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You'll have the opportunity to grow a flourishing business, all while making a difference in people's lives.
Not only that, but HealthMarkets will offer you the resources you need to succeed. We'll give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.
48640-HM-0523
Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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