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Life Insurance Commission Jobs in Rhode Island (NOW HIRING)

Comparion Insurance Agency

$24 - $36/hr

Some roles at Liberty Mutual have a corresponding compensation plan which may include commission ... This comes to life through comprehensive benefits, workplace flexibility, professional development ...

New

HealthMarkets, Inc.

Insurance Agent

Woonsocket, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Pawtucket, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Newport, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Westerly, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Cranston, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Warwick, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Newport, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Central Falls, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

Gibbons Group

Sales Rep- Work From Home

Warwick, RI · On-site +1

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

HealthMarkets, Inc.

Insurance Agent

Providence, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Westerly, RI · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

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Showing results 21-40

All JobsLife Insurance JobsLife Insurance Commission JobsLife Insurance Commission Jobs in Rhode Island

Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Rhode Island?

The most popular types of Life Insurance jobs in Rhode Island are:

What are popular job titles related to Life Insurance Commission jobs in Rhode Island?

For Life Insurance Commission jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Rhode Island look for?

The top searched job categories for Life Insurance Commission jobs in Rhode Island are:

What cities in Rhode Island are hiring for Life Insurance Commission jobs?

Cities in Rhode Island with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Regional Sales Director - Retirement Plan Sales

Mutual of America Life Insurance Company

Providence, RI • Remote

$90K - $130K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 hours ago

Job description

Mutual of America Financial Group
Job Title: Regional Sales Director - Retirement Plan Sales
Locations: Providence, RI (hybrid), Massachusetts (remote), Connecticut (Remote)

Who Are We:

At Mutual of America Financial Group, we help people build the assets they need to achieve greater financial security. Our Company is built upon a solid foundation of integrity, excellence, and social responsibility. We were founded in 1945 to provide small and mid-sized nonprofit organizations with pension and retirement-related services, along with leading customer support. Today, we provide these services also to for-profit companies, as well as to governmental entities, Tribal enterprises, institutional investors, and individuals. We work diligently to understand the needs of our customers so we can help them achieve their financial savings goals.

We are committed to bringing talented and motivated people together to help our customers achieve a financially secure future.

Role Summary:

The Regional Sales Director “RSD” will represent Mutual of America Financial Group in a sales and marketing capacity to clients and prospects in an assigned territory with an emphasis on soliciting new group takeover plans and cross selling other products. The Regional Sales Director will report into the Regional Vice President and join a dedicated sales team who are full of energy, enthusiasm, and are highly driven to succeed.

Responsibilities:

  • Develop and manage a large territory, uncovering new sources of business.
  • Meeting with Plan Sponsors of 401k and 403b retirement plans through multiple strategies, cold calling, networking, and referrals.
  • Work within a geographic territory to cultivate new prospects, cross-sell solutions, reach and exceed goals by closing deals.
  • Attend client review meetings with Customer Relationship Manager (CRM) for the top five to ten clients in the RSD territory to position the RSD to ask clients for introductions and to be a reference for sales opportunities.

Required Qualifications:

  • 5 plus years of outside business-to-business sales experience with proven efficiency in selling, presenting, prospecting, and territory management
  • Knowledge of retirement products (401k and 403b plans)
  • Driven to make outbound cold calls into prospective clients
  • Demonstrated cold calling sales ability
  • Ability to effectively communicate
  • Strategic thinker who can work independently
  • Strong Relationship management building skills
  • Active FINRA Series 6, 63, and SIE.
  • Valid driver’s license

Preferred Qualifications:

  • Bachelor’s degree
  • Life Insurance license 

What we offer you:

  • Competitive base salary
  • Quarterly uncapped commission structure
  • Comprehensive Benefits Package (medical, dental, and vision) that starts day one of employment
  • 401(K) Match: Receive up to 6% of your pay (salary and incentive compensation) with 100% employer match on employee contributions.
  • Parental Leave: 8 weeks fully paid
  • Paid time off: 20 days plus two floating personal holidays

The salary range below describes the minimum to maximum base salary range for this role.  The role is also eligible for quarterly commissions (uncapped), whereby total compensation may exceed this range depending on individual and / or company performance.

Base Salary Range: $90,000 - $130,000

Visit www.mutualofamerica.com/careers for additional details about life at Mutual of America. You can also follow us on Twitter: @mutualofamerica | Facebook: @mutualofamerica

Mutual of America Financial Group provides equal employment opportunity to all qualified employees and applicants for employment regardless of race, color, creed, religion, sex, pregnancy, national origin, ancestry, citizenship status, age, marital or partnership status, sexual orientation, gender identity or expression, disability, genetic predisposition, veteran or military status, or any other classification prohibited by applicable law.