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Life Insurance Commission Jobs in Rhode Island (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Warwick, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Newport, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Cranston, RI

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Providence, RI

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

HealthMarkets, Inc.

Insurance Agent

Central Falls, RI · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

Gibbons Group

Sales Rep- Work From Home

Warwick, RI · On-site +1

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

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Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Agents with strong sales skills, industry knowledge, and the ability to build client relationships are typically in good demand across the insurance industry.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of the sales process, which often involves high rejection rates and inconsistent income. Success typically requires strong interpersonal skills, persistence, and ongoing training, making it a demanding career for many.

What are the most commonly searched types of Life Insurance jobs in Rhode Island?

The most popular types of Life Insurance jobs in Rhode Island are:

What are popular job titles related to Life Insurance Commission jobs in Rhode Island?

For Life Insurance Commission jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Rhode Island look for?

The top searched job categories for Life Insurance Commission jobs in Rhode Island are:

What cities in Rhode Island are hiring for Life Insurance Commission jobs?

Cities in Rhode Island with the most Life Insurance Commission job openings:

Life Insurance Commission jobs near you
Infographic showing various Life Insurance Commission job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Insurance Agent

HealthMarkets, Inc.

Warwick, RI • On-site

Contractor

Re-posted 15 days ago

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to grow a flourishing business, all while making a difference in peoples lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. Well give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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